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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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This tracked very quickly. I'm aware I have to have the policy for 3 months before it will be paid.
  daisywoo | 29 Jan 2011 Report Abuse
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Quick tracking 8)
  tiggybops | 24 Jan 2011 Report Abuse
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Quick to track, went to payable in less than 2 months. Excellent, can recommend.
  | 14 Dec 2010 Report Abuse
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very easy to use got a fantasic deeal from the over 50 products £95 cashback have to wait six months to get it but insurance is for twelve months so no problem waiting well worth the hunting recomended it to any one
  watt | 29 Nov 2010 Report Abuse
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very happy
  lainy1954 | 28 Oct 2010 Report Abuse
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used this company in the past for car insurance ,never had any problems, cashback became payable after around 4 months :)
  stead | 14 Sep 2010 Report Abuse
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Money tracked and paid on time
  stuartangela | 08 Aug 2010 Report Abuse
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Money tracked and paid on time
  stuartangela | 08 Aug 2010 Report Abuse
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Hopeless still waiting payment
  stuartangela | 06 Dec 2008 Report Abuse
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Hopeless still waiting to mve from pending although payment date well passed
  stuartangela | 06 Dec 2008 Report Abuse
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Never used a cashback site before and it works!! You need to be patient as this can take 3 months to recive but it comes Good retailer with cheapest price before cashback!
  stuartangela | 08 Nov 2008 Report Abuse
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Cashback eventually appeared after about 7 months & after missing C/B claim and several nudges.
  acar_2205 | 23 Mar 2020 Report Abuse
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Great insurance but took nearly 4 months to pay out.
  TarasY | 20 Oct 2019 Report Abuse
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tracked at different price to what it said so wasnt really impressed
  s17ued | 02 Oct 2019 Report Abuse
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Not too happy as they don't always pay out what they advertise when you sign up.
  2576025 | 26 Aug 2019 Report Abuse
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Disappointed that full cashback due was not shown from the start but have, at last, received it now.
  daphnems | 16 Aug 2019 Report Abuse
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Took 4 1/2 months to get the cashback
  sandyforbes | 07 Aug 2019 Report Abuse
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Cashback amount not paid out accurately as always . had to send numerous emails but no luck
  gamer32 | 18 Jun 2019 Report Abuse
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Does not track correctly and then very slow to pay out once it did track. Still have an older cashback from this merchant in pending mode since early Sept 2018 - 5 months when it should have been paid out in 3 months. Poor service from a cashback point of view
  Pyrolizzie | 09 Mar 2019 Report Abuse
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Yet another one where only got half the advertised cashback. Was supposed to be uplifted but never happens. Was payable within 3 months.
  Tonyg | 18 Feb 2019 Report Abuse
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Took almost a year to payout, but paid out eventually
  EmMaryon | 20 Dec 2018 Report Abuse
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Lots of problems trying to get the application form on the website to load properly, but a great price. No idea if the cashback will have tracked as I had to keep refreshing the LV webpage in order to get on to the next page.
  digger72 | 18 Jun 2018 Report Abuse
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takes a while but worth it if you're not in a hurry. Good insurance
  napoleon1817 | 02 Apr 2018 Report Abuse
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Cashback tracked and paid no problems.
  Ridgehead | 06 Sep 2012 Report Abuse
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Great insurance but FORGET THE CASHBACK!!! It simply doesn't happen. When it's too late to file a missing payment, LV declines it and you're left with £0.00!!!!!
  pmak67 | 07 May 2012 Report Abuse
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