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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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Still do not understand why they initially declined Cashback, then after raising a claim they agreed . All very frustrating and time consuming, makes me wary of using this merchant again.
  Malcmobey | 17 Jun 2018 Report Abuse
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Initially my cash back was declined but after appeal, some 8 months later, it was paid!
  Rojojacko | 12 Jun 2018 Report Abuse
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Eight months, still no cashback. Multiple complaints, no luck in getting this payable.
  TheJasperCo | 15 May 2018 Report Abuse
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was tracking for ages and the got declined despite me still being insured with them. I submitted a Claim which, 3 MONTH LATER, has not been dealt with by LV. Don't waste your cashback, go somewhere else
  beckydoc | 10 May 2018 Report Abuse
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Excellent, paid up almost straight away.
  diddydavro | 07 Apr 2018 Report Abuse
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takes a while but worth it if you're not in a hurry. Good insurance
  napoleon1817 | 02 Apr 2018 Report Abuse
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Really fast - highly recommend!
  Lauren_A_Roberts | 19 Mar 2018 Report Abuse
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Fine...as expected.
  JAM_Thomas | 16 Mar 2018 Report Abuse
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Pay out within the stated time frame
  Woggle_10 | 14 Dec 2017 Report Abuse
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Paid quickly and it was straightforward thanks
  sonrisa2 | 04 Dec 2017 Report Abuse
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No hassle service
  prowbottom16 | 19 Nov 2017 Report Abuse
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Very quick payment for good value insurance
  Jeancaryl | 11 Oct 2017 Report Abuse
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Quick to acknowledge and pay
  lb5493 | 10 Oct 2017 Report Abuse
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Took 9 months to pay cashback having declined without giving a reason. Took the intervention of TC admin to force them to pay out what was owed. The worst company by far I have personally experienced on this site.
  damiangillespie | 09 Sep 2017 Report Abuse
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Straight forward transaction
  sandyforbes | 04 Sep 2017 Report Abuse
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Great to get cashback on my car insurance, reduces the premium slightly, but did take a while to approve
  NetballNelly | 01 Sep 2017 Report Abuse
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Very good value.
  topsy1919 | 23 Aug 2017 Report Abuse
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Refused to pay on genuine transaction
  Rp140812 | 18 Aug 2017 Report Abuse
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Purchased buildings and contents insurance. No automatic cashback and wouldn't honour claim. Very disappointed with merchant and wouldnt use again.
  Loz123 | 16 Aug 2017 Report Abuse
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Topcashback show £7.57 but it becomes payable for only £5.05.
  pippanorman | 09 Aug 2017 Report Abuse
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Good level of cover at a competitive price.
  Ambryboy | 03 Jul 2017 Report Abuse
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Fast payer!!!!!
  colchester | 14 Jun 2017 Report Abuse
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great offer from a great company
  andyafc | 28 Apr 2017 Report Abuse
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Excellent Great
  Reesross | 27 Apr 2017 Report Abuse
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Easy transaction.However won't payout if you look at comparison sites!Not happy!!
  Richdalby | 23 Apr 2017 Report Abuse
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