first direct Current Account Cashback Offers & Discounts

Get £36.75 of the price back with our first direct Current Account cashback offers

Join for free and just shop with first direct Current Account as normal. Shoppers earned £20,000+ at first direct Current Account in the past month using our website.

How does TopCashback make money?
How does cashback work?
Will it cost me anything?
When will I actually get my cashback?

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How much cashback can you get?

first direct Current Account Cashback

Online Purchase

first direct Current Account promotions


first direct Current Account

A current account that helps you save, borrow and manage your money, whenever is right for you.

You can enjoy...

  • a £250 interest-free overdraft (subject to status); 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200).
  • access to our 7.00% AER/gross Regular Saver Account

*Switcher Offer Terms & Conditions - To be eligible you must:

  • Open a 1st account before the offer is withdrawn.
  • Switch your everyday banking to using the Current Account Switch Service (CASS).
  • Deposit a minimum of £1,000 (in single or multiple deposits) in your account and within 30 days of opening your first direct 1st Account.
  • Complete a full CASS switch including at least two Direct Debits or Standing Orders must be made within 30 Days of us opening your first direct 1st Account.
  • Register and Log onto digital banking, within 30 days of us opening your first direct 1st Account.
  • Use your new 1st account debit card at least 5+ times.
  • Be a new customer to first direct, who has not previously held a first direct product, or has opened an HSBC current account on or after 1 January 2018.

No first direct debit card fees when spending abroad

It gets even better than no first direct debit card fees when spending abroad. There's also no first direct fees for withdrawing cash from a cash machine outside the UK, or when making a debit card payment in a foreign currency in the UK.

Of course, even though you'll pay no first direct fees, you may still be charged for fees that are outside of our control. For example, some cash machine operators may apply a direct charge for withdrawals from their cash machines (this should be advised on screen at the time of withdrawal).

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Cashback terms and exclusions

How does it work?
  • Cashback is available through TopCashback on genuine, tracked applications that result in an opened current account. Note, the additional offered cashback will be fulfilled by the Merchant, not TopCashback and is subject to T&C's listed above and on the Merchant's website.
What will stop me getting cashback?
  • Cashback can only be claimed on the first account opened or first Switched Account. Additional accounts are not eligible for Cashback.
  • Using a promotional/voucher code not posted and approved by TopCashback.
What else is essential?
  • Purchases must be completed immediately and fully online.
  • This merchant calculates cashback excluding VAT, delivery and any other charges.
What to do when
  • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
  • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.

See also our general terms & conditions.

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