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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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Fast payer!!!!!
  colchester | 14 Jun 2017 Report Abuse
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great offer from a great company
  andyafc | 28 Apr 2017 Report Abuse
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Excellent Great
  Reesross | 27 Apr 2017 Report Abuse
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Easy to use site
  keegs | 30 Dec 2016 Report Abuse
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very helpfull would recomend his company
  linda_rogers | 13 Oct 2016 Report Abuse
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Easy to use website and received cashback within timescales, well done.
  millybean | 05 Oct 2016 Report Abuse
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Payout time as expected.
  groovygrandad | 05 Oct 2016 Report Abuse
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Cashback became payable around 8 weeks from purchase with no tracking problems.
  rw234 | 24 Aug 2016 Report Abuse
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Very competitive home insurance. Initially tracked at incorrect amount but with the help of TCB all was sorted out and payment finally came through today. Very happy with company and cashback.
  bostonboy | 02 Jun 2016 Report Abuse
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good payer better than some thanks
  lanzkid | 04 Dec 2015 Report Abuse
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GOOD PRICE AND GOOD INSURANCE COVER. CASHBACK PAID PROMPTLY.DOCUMENTS RECEIVED IN GOOD TIME. SIMPLE TO DO SO WILL TRY THEM AGAIN NEXT YEAR.
  2theforest | 24 Oct 2015 Report Abuse
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Very good price on my insurance and then the cashback was a huge bonus on top. Paid reasonably quickly. Would recommend this product.
  Borisdog | 07 Oct 2015 Report Abuse
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Excellent, thanks
  AndyWB | 01 Aug 2015 Report Abuse
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Paid on time, every time.
  turandot88 | 09 Jul 2015 Report Abuse
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just took out home insurance and tracked within 24hrs with the correct amount £22.22
  gsjnd | 09 May 2015 Report Abuse
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L&V offer an excellent home insurance policy at very competitive prices, the cashback is an added bonus. Tracked promptly and pay out was in the time frame initially quoted. I hope that they will be able to give me a competitive car quote later this year.
  jenwrendorset | 19 Jan 2015 Report Abuse
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Bought Building and Home Contents insurance and presto, had the transaction confirmed as tracked within hours. Now have to wait for cashback.
  nalin | 14 Mar 2014 Report Abuse
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So far, so good. I purchased Home & Contents Insurance. Price was best I found. I clicked through TCB which registered by visit and bought immediately. I did have to change the contents cover amount from £18k to £30k but no change to premium. I also added legal cover (extra £20). 24hrs later email to confirm £18.18 (as expected) is credited. Hopefully this will be paid idc. I will post again then. SusanL
  SusanRL | 29 Jun 2013 Report Abuse
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Very easy site to use, and the price was very competitive. Worth noting that the amount of contents insured defaults to a low amount of £20000 but if you increase this to a more realistic figure, the premium remains the same. I was with L&V a few years back and had no problems at all so was happy to try them again. Cashback tracked immediately but obviously I know it won't pay up for at least 90 days which is understandable. I did encourage my son to go with L&V but his cashback didn't track however hopefully the manual claim will sort that out. I would certainly recommend L&V.
  jenwrendorset | 10 Nov 2012 Report Abuse
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LV were the cheapest Home Buildings Insurance (only £100 excess too!). It also tracked immediately at the expected £10.10. BRILLIANT! ***Unlike the cursed AA who are awful by comparison!!!!!!!!!***
  tomba | 16 Aug 2012 Report Abuse
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very pleased with the offer from liverpool victoria
  | 02 Nov 2011 Report Abuse
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All great!
  | 28 May 2011 Report Abuse
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Pretty good - took just less than 4 months to become payable.
  ianslat | 24 May 2011 Report Abuse
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This is actually a very good site if you like bingo. Also cash back covers your stake so no lose gamble.
  Jan1166 | 10 Apr 2011 Report Abuse
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Very good, beat my current insurer by miles.
  Martyn_55 | 16 Nov 2010 Report Abuse
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