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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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Avoid. Nothing paid 11 months on. Have lodged a complaint.
  dmfand | 28 Aug 2019 Report Abuse
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Not too happy as they don't always pay out what they advertise when you sign up.
  2576025 | 26 Aug 2019 Report Abuse
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A year on and cashback "declined". No explanation and so no further custom.
  KevintheWonderhorse | 19 Aug 2019 Report Abuse
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Cashback tracked and paid out at £15 when should have been £33.75. Still waiting for claim to be submitted for remainder.
  Mcjameos | 18 Aug 2019 Report Abuse
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Disappointed that full cashback due was not shown from the start but have, at last, received it now.
  daphnems | 16 Aug 2019 Report Abuse
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Cashback tracked incorrectly twice, but resolved by Customer Service after the stated number of months' wait. Thank you!
  pyrrha | 14 Aug 2019 Report Abuse
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Took 4 1/2 months to get the cashback
  sandyforbes | 07 Aug 2019 Report Abuse
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This is the second time I have bought from bought from LVand both times they haven’t paid the amount that was originally quoted as cash back. They are paying half the amount so it hasn’t EE.
  apigott | 26 Jul 2019 Report Abuse
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Cashback amount quoted was not the amount paid.
  bloord | 15 Jul 2019 Report Abuse
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Poor - cashback amount not honoured. Have lodged a claim still waiting several months later
  willfootball | 13 Jul 2019 Report Abuse
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Cashback amount originally came up lower than expected but, after lodging a claim, full amount was recieved.
  docster137 | 09 Jul 2019 Report Abuse
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offer was for £31.50 cashback, LV tracked it at £7.87 took ages to get it sorted. Very poor watch the tracking figures
  Andy_Corns | 08 Jul 2019 Report Abuse
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Easy to buy insurance and paid out quickly. Thanks!
  pseudorandom | 06 Jul 2019 Report Abuse
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Thank You LV
  burtondarren | 05 Jul 2019 Report Abuse
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easy transaction quick paying
  Kairen21 | 23 Jun 2019 Report Abuse
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Have not yet received the full amount due.
  Dellboy22 | 20 Jun 2019 Report Abuse
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Cashback amount not paid out accurately as always . had to send numerous emails but no luck
  gamer32 | 18 Jun 2019 Report Abuse
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Paid out on time
  Bednortan | 17 Jun 2019 Report Abuse
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The cash back amount did not track to correct amount, but then later on accepted, 5* for good customer service when contacted for changes etc. their premiums are the cheapest and offer better benefits as per defacto.
  gabids | 07 Jun 2019 Report Abuse
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Great, fast paying
  mpotter27 | 30 May 2019 Report Abuse
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Did not pay level of cashback advertised, have made claim but it takes ages and ages and may not be successful
  cavendish25 | 22 May 2019 Report Abuse
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Not as advertised!
  Member170301739907 | 21 May 2019 Report Abuse
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Takes a little while but Pays cashback correctly, and a good amount.
  callumrush | 13 May 2019 Report Abuse
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Very Very Poor Less than half the payout promised awarded
  burtondarren | 07 May 2019 Report Abuse
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very prompt
  Carolann52 | 03 May 2019 Report Abuse
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