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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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Don’t rely on cashback!
LV state they cannot find policy number or email to match my claim which I did through topcash compare. I have screenshots of policy no and time and date credit card payment of the order placed through topcash compare! So they are lying ! Do not rely on cashback! I was due £33.00 I will not use this company again, even though I have had many policies with them over the years!
  Sharnco | 13 May 2023 Report Abuse
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Cowboy company. If you claim prepare to be ignored.
  Lesley5571 | 19 Jan 2023 Report Abuse
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Cashback should have been £30, it tracked at £15 and was then declined. It's been over 100 days so I'm too late to claim.
  Dannalise | 10 Apr 2022 Report Abuse
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Excellent service
  Silkywatson | 27 Dec 2021 Report Abuse
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Good easy way to buy insurance
  Top desire | 23 Dec 2021 Report Abuse
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Quick payer
  millybean | 26 Oct 2021 Report Abuse
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you doing good job
  ksawford | 27 Sep 2021 Report Abuse
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Took out 2 polices. Both tracked fine then 1 got paid but the other was declined. So be very very wary as this is getting to be a common practice not sure who's doing it, could be either party.
  Golden Adonis | 12 Sep 2021 Report Abuse
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Prompt Payment
  Cash4us12 | 17 Aug 2021 Report Abuse
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Offering cashback doesn't mean they will pay despite two cashback claims.
  Jofen100 | 10 Aug 2021 Report Abuse
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First it tracked at a lower rate, but after raising to the customer service, it was sorted. Fairly quick payment.
  manfromuk | 27 May 2021 Report Abuse
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Easiest £40 I’ve earned
  Minime43 | 25 May 2021 Report Abuse
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excellent transaction - very good price on insurance cashback paid promptly
  venusquality | 25 May 2021 Report Abuse
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Fast payer
  barry1959 | 22 Apr 2021 Report Abuse
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all good thank you
  mark_carter | 22 Apr 2021 Report Abuse
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Good payment, took a while to come through
  JemimaP | 26 Mar 2021 Report Abuse
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Had to chase even to get claim started. Then delayed payment
  cbentall | 24 Mar 2021 Report Abuse
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So simple and quality insurance
  Emev12 | 15 Mar 2021 Report Abuse
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Far too slow to pay out cashback
  ahthomson265 | 15 Mar 2021 Report Abuse
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A good price for decent cover. Cash back was paid on the dot.
  Alec10 | 08 Jan 2021 Report Abuse
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Taken 9 months but now paid.
  panda | 21 Oct 2020 Report Abuse
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My experience with lv is that they don't pay the amount promised.
  bradeley | 16 Oct 2020 Report Abuse
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Cashback is stated at a certain amount, you enter into a transaction in good faith then LV subsequently decides it is going to pay it a lower rate. You raise a claim and some months down the line you are told 'tough luck, they can do want they want'. I don't suppose they particularly need my custom and they won't be getting it in future.
  Nostril | 30 Sep 2020 Report Abuse
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Fake offer. Promises £47, then tracks at £16. No one will look at my claim for 60 days, by then it will be too late. No customer service, very unhappy.
  syorks55 | 01 Sep 2020 Report Abuse
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SPEEDY PAYOUT
  the1pete | 16 Aug 2020 Report Abuse
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