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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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only paid about half what was supposed to be.
  toppik555 | 28 Apr 2019 Report Abuse
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I have been waiting 4 months for my cash back. Not sure I’ll use this company again.
  Dirtgirl31 | 25 Apr 2019 Report Abuse
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Very easy and straightforward
  c_adams | 23 Apr 2019 Report Abuse
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No problems at all
  Midge63 | 22 Apr 2019 Report Abuse
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Finally payable from November 2018 where only tracked at half due so put claim in and finally got 2nd half after 1st half payable thanks to TCB reminding me as had forgot about claim.
  Tonyg | 12 Apr 2019 Report Abuse
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Good retailer would recommend
  Michandcody | 11 Apr 2019 Report Abuse
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Does not track correctly and then very slow to pay out once it did track. Still have an older cashback from this merchant in pending mode since early Sept 2018 - 5 months when it should have been paid out in 3 months. Poor service from a cashback point of view
  Pyrolizzie | 09 Mar 2019 Report Abuse
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Excellent service and a super fast payout.
  mrpipesf | 05 Mar 2019 Report Abuse
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only paid 1/2 the cashback on offer then refused claim
  vaL8 | 04 Mar 2019 Report Abuse
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Easy to deal with and get generous cashback.
  Janus708 | 02 Mar 2019 Report Abuse
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very good and prompt cashback
  stevieb | 23 Feb 2019 Report Abuse
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Yet another one where only got half the advertised cashback. Was supposed to be uplifted but never happens. Was payable within 3 months.
  Tonyg | 18 Feb 2019 Report Abuse
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Cashback tracked quickly however claim was declined. Policy still active, can't see any reason for the decline which is very disappointing
  foxbox | 16 Feb 2019 Report Abuse
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only gave half the expected cashback
  vaL8 | 05 Feb 2019 Report Abuse
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Very easy transaction
  vance1 | 04 Feb 2019 Report Abuse
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Took almost a year to payout, but paid out eventually
  EmMaryon | 20 Dec 2018 Report Abuse
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Took 8 months and then just declined - similar to others
  hyperhils | 26 Nov 2018 Report Abuse
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Took 8 months and then just declined, don’t bother with this one
  dolphin14 | 25 Nov 2018 Report Abuse
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Declined a valid cashback more than 100 days after purchase so I can't challenge the decline. Disappointed as it took a huge amount of time just to get to the confirmed stage. Will be shopping around next time.
  Ossifer | 25 Nov 2018 Report Abuse
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great money back
  ANGELA BENNETT | 21 Nov 2018 Report Abuse
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Very poor. Did not pay out cashback despite sending accurate policy information twice. Very poor.
  cereal42 | 07 Oct 2018 Report Abuse
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Cash back did not track. When i raised a claim LV claimed I was already a customer and that I was renewing a policy. This is inaccurate. Do not use!
  BBBD69 | 07 Oct 2018 Report Abuse
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Great Value at Great Prices :-)
  carracam | 14 Aug 2018 Report Abuse
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I had their home insurance in 2017. The purchase didn't track; it took them months to acknowledge a cash back was owing; when acknowledged it was a few £ short of what had been offered. I think it took around nine months from original transaction to payable (if reduced!) cashback.
  pss | 23 Jun 2018 Report Abuse
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Lots of problems trying to get the application form on the website to load properly, but a great price. No idea if the cashback will have tracked as I had to keep refreshing the LV webpage in order to get on to the next page.
  digger72 | 18 Jun 2018 Report Abuse
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