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Aviva Life Insurance Plan Cashback Offers & Discounts

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Terms & Conditions
  • About your transaction
    • Cashback is paid once an application is approved and a minimum of six (6) consecutive premiums have been collected. Please allow up to eight (8) weeks after this for the cashback payment to be processed.
    • Cashback offer is limited to one (1) cashback payment per policy only, including joint policies.
    • Cashback will not be paid if a saved quote is used. You must click the earn cashback link, generate a new quote and make your purchase immediately.
    • Existing Aviva customers will still be eligible for the 10% existing customer product discount where applicable. To access your discount, you will need to follow the link from this page, and your discount will automatically be applied at checkout.
    • Key Points to Note re the Cashback are set out below and in the following sections (you can view the full terms and conditions of the Cashback https://www.aviva.co.uk/adviser/documents/view/wc05412.pdf

    • You must be a UK resident, and aged 18 or over. The maximum age you can take out an Aviva Life Insurance Plan is 77 years old and 64 years old for an Aviva Critical Insurance Plan. If your application for the product is declined by Aviva for any reason you will not be eligible to participate in the Promotion.
    • The amount of Cashback payable is based on the monthly premiums paid for your Aviva Life Insurance Plan and/or Critical Illness Plan as set out on the Promotion webpage at the time when you click through.
    • If you take out both an Aviva Life Insurance Plan and Critical Illness Plan under this Promotion the value of your monthly premium for each product will be combined for the purposes of calculating your Cashback amount.
    • To claim the cashback:

      (i) click on the dedicated link on the Promotion webpage to go through to the Aviva.co.uk;
      (ii) apply for a new Aviva Life Insurance Plan and/or Critical Illness Plan at that time and then go on to purchase that policy; and
      (iii) then go on to pay the first six consecutive monthly premiums due for the relevant product(s).

    • Cashback offer is limited to one (1) cashback payment per policy, if you take out both plans, in accordance with the enhanced Cashback this will be made as a single payment for both.
    • The Cashback is offered through the TopCashback website and is subject to their standard terms and conditions.
  • What will stop me getting cashback?
    • Aviva reserves the right to cancel a policy and decline cashback should there be a basis for suspicion of fraud or should it suspect the terms of the offer are being abused.

    • Cashback is paid once an application is approved and a minimum of six (6) consecutive premiums have been collected. Please allow up to eight (8) weeks after this for the cashback payment to be processed.

    • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges.
    • Cashback offer is limited to one (1) cashback payment per policy only, including joint policies.
    • Cashback will not be paid if a saved quote is used. You must click the TopCashback link, generate a new quote and make your purchase immediately.

    • Cashback will not be paid if you make your purchase using a saved quote. You must click the dedicated link on the Promotion webpage, generate a new quote on the Aviva.co.uk and apply to make a purchase straight away.
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts (such as staff or student discounts).
    • Promotional/voucher codes not posted and approved by TopCashback may affect your eligibility for cashback.
    • The cashback offer is open to all new Life Insurance Plan policies; however, it will not be paid if you have previously cancelled a Life Insurance Plan taken out directly with Aviva in the last 12 months.
    • The offer is open to all new Life Insurance Plan policies purchased directly through Aviva and not through a third party provider, such as a Financial Adviser.  The cashback offer will not be paid if you have previously cancelled a Life Insurance Plan taken out directly with Aviva in the last 12 months.

    • This promotion is brought to you by Aviva UK Digital. Aviva UK Digital Limited sells life insurance and critical illness policies and acts as an introducer for investments, pensions, annuities and equity release products as offered by the Aviva Group. Aviva UK Digital Limited is registered in England No. 09766150. Registered office: St Helen’s, 1 Undershaft, London EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985.

    • The Promotion is only available while the Promotion page is actively displayed on the TopCashback website and may be removed without notice. Cashback sums may be varied.
    • Using a promotional/voucher code not posted and approved by TopCashback.
    • Aviva reserves the right to cancel your Aviva Life Insurance Plan and/or Critical Illness Plan policy and decline your Cashback should there be a reasonable basis for suspecting fraud or that you are abusing the terms of the Promotion.
  • What else is essential?
    • Aviva calculates cashback excluding VAT, delivery and any other charges.
    • Aviva Life Insurance Plan cashback can be earned simply by clicking through to Aviva and shopping as normal.
    • Aviva Life Insurance Plan cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • Aviva will validate your Cashback claim after you have paid your sixth consecutive premium for your Aviva Life Insurance Plan and/or Aviva Critical Illness Plan and we have otherwise validated your claim. Please allow up to eight (8) weeks following this for your Cashback to be processed and paid.
    • Cashback rates are subject to change both up and down.
    • If you are logged in to your TopCashback account, the rates above include a bonus relevant to your membership level; typically, 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • If you lodge a claim, it'll be on 'ice' for 180 days prior to submission.

    • Purchases must be completed immediately and fully online.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • Cashback from this merchant cannot be withdrawn by Adidas e-Gift Card, All Bar One e-Gift Card, Amara e-Gift Card, Amazon.co.uk e-Gift Card, Argos e-Gift Card, ASDA's e-Gift Card, Ask Italian e-Gift Card, B&M e-Gift Card, B&Q e-Gift Card, Bloom & Wild e-Gift Card, British Airways Executive Club, Caffe Nero e-Gift Card, Chef & Brewer Pub e-Gift Card, Clarks e-Gift Card, Costa e-Gift Card, Crown Carveries e-Gift Card, Deliveroo e-Gift Card, Digiigifts e-Gift Card, Ember Inns e-Gift Card, Farmfoods e-Gift Card, FatFace e-Gift Card, Fayre & Square Pub e-Gift Card, Flaming Grill Pub e-Gift Card, Footasylum e-Gift Card, Footlocker e-Gift Card, Future Forest Company e-Gift Card, Google Play e-Gift card, Greene King Pubs e-Gift Card, Halfords e-Gift Card, Harvester Pubs e-Gift Card, Harvey Nichols e-Gift Card, HelloFresh e-Gift Card, Hotels.com e-Gift Card, Hungry Horse Pub e-Gift Card, Iceland e-Gift Card, Innkeeper's Lodge e-Gift Card, John Lewis & Partners e-Gift Card, JoJo Maman Bébé e-Gift Card, Just Eat e-Gift Card, Love2Shop e-Gift Card, M&S e-Gift Card, Miller & Carter Steakhouse e-Gift Card, Morrisons e-Gift Card, Naked Wines e-Gift Card, New Look e-Gift Card, Nicholson's e-Gift Card, Nike e-Gift Card, Not On The Highstreet e-Gift Card, O’Neill’s e-Gift Card, Paul Smith e-Gift Card, PayPal, Pizza Express e-Gift Card, Pizza Hut e-Gift Card, Primark e-Gift card, Red Letter Days e-Gift Card, Reebok e-Gift Card, Reward Wallet (e-Gift Cards plus bonus), Rewards Earth e-Gift Card, River Island e-Gift Card, Sainsbury's e-Gift Card, Stonehouse e-Giftcard, Tesco e-Gift Card, The Body Shop e-Gift Card, The Dining Out Card e-Gift card, The Great British Pub e-Gift card, The Restaurant Card e-Gift Card, Ticketmaster e-Gift Card, Toby Carvery e-Gift Card, Uber Eats e-Gift Card, Uber Rides e-Gift Card, Vintage Inns e-Gift Card, Virgin Experience Days e-Gift Card, Waitrose & Partners e-Gift Card, Waterstones e-Gift Card, Wayfair e-Gift Card, WHSmith e-Gift Card, Xbox e-Gift Card, Xbox Live Gold Subscription e-Gift Card, Zizzi e-Gift Card.
  • Good to know
    • Existing Aviva customers will still be eligible for the existing Multi-Product discount (where applicable) in addition to the Cashback. To access this discount, you will need to follow the link from the Promotion page and your discount will automatically be applied at checkout. Cashback will not be paid in conjunction with any other offer, voucher or discount.
    • Privacy – please refer to Paragraph 5 (Privacy and Data Protection) of the full terms and conditions (link above) for details on how your data is processed.
    • If you have any complaints about this Promotion or need assistance to participate, please contact TopCashback’s customer services in the first instance.
    • The Promotion is brought to you by Aviva UK Digital Limited. Aviva UK Digital Limited sells life insurance and critical illness policies provided by Aviva Life & Pensions UK Limited. Aviva UK Digital Limited is registered in England No.09766150. Registered office: St Helen’s, 1 Undershaft, London, EC3P 3DQ. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985
  • What to do when
    • Some merchants may not be forthcoming with untracked Cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

    • The processing of your data is governed by Aviva’s Privacy Policy which can be found here.
    • The processing of your data is governed by Aviva’s Privacy Policy.

    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.
    • A "Missing Cashback" query must be submitted within 30 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions

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About Aviva Life Insurance Plan

Purchase an Aviva Life Insurance Plan & earn up to £1150 cashback.   (The key conditions of the cashback offer are set out in the “Terms and Conditions” summary section below, for the full Terms and Conditions applying, please click: https://www.aviva.co.uk/adviser/documents/view/wc05412.pdf)  .
Help protect your loved ones with an Aviva Life Insurance Plan from just £5 per month. Aviva life insurance is 5 Star rated by Defaqto and is Money Marketing’s best protection provider 2021.


• Access to an annual health check, worth over £80 a year, at no extra cost through Aviva DigiCare+^
• Here to protect your loved ones with 99.3% of our life insurance claims paying out in 2020*
• If you need critical illness or joint cover, the total premium will qualify for cashback in line with the rates shown
• A quick, personalised quote
• 10% discount for existing Aviva customers**


The Aviva Life Insurance Plan pays out if you die in the policy term. There is no cash-in value. The policy only pays out once, so when  a claim has been made, the policy will end.


Alternatively, Aviva will pay out if, during the policy term you are diagnosed with a terminal illness (that meets the policy definition) and you’re not expected to live longer than 12 months. The plan is only available to UK residents between 18 and 77.


*Aviva UK Individual claims report 2021, based on claims paid in 2020


** 10% discount available if you have an existing Aviva branded product. Minimum premium applies. Discount may be removed or changed at any time. Product exclusions apply, check the individual product terms upon redeeming discount


^Please be aware that the benefits of the app do not form part of your cover, and they could change or be removed in the future. This is a non-contractual benefit Aviva can withdraw at any time. Terms and conditions and the privacy policy for Aviva DigiCare+ can be found within the app. Of course, the main reason for taking out a policy with Aviva is for financial protection and not for the benefits of Aviva DigiCare+ alone. The Aviva DigiCare+ app and the services provided are not insurance products and are not regulated by the Financial Conduct Authority or other financial services regulation.
 

The Cashback is payable after your sixth monthly premium has been received. The cashback amount is based on the monthly premium payable as follows:
 

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