Aviva Life Insurance Plan Cashback Offers

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Terms & Conditions and other useful information
  • About your transaction
    • Cashback is paid once an application is approved and a minimum of six (6) consecutive premiums have been collected. Please allow up to eight (8) weeks after this for the cashback payment to be processed.
    • Cashback offer is limited to one (1) cashback payment per policy only, including joint policies.
    • Cashback will not be paid if a saved quote is used. You must click the earn cashback link, generate a new quote and make your purchase immediately.
    • Existing Aviva customers will still be eligible for the 10% existing customer product discount where applicable. To access your discount, you will need to follow the link from this page, and your discount will automatically be applied at checkout.
  • What will stop me getting cashback?
    • Aviva reserves the right to cancel a policy and decline cashback should there be a basis for suspicion of fraud, or should it suspect the terms of the offer are being abused.
    • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges.
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts (such as staff or student discounts).
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts (such as staff or student discounts).
    • Promotional/voucher codes not posted and approved by TopCashback may affect your eligibility for cashback.
    • The cashback offer is open to all new Life Insurance Plan policies; however, it will not be paid if you have previously cancelled a Life Insurance Plan taken out directly with Aviva in the last 12 months.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Purchases must be completed immediately and fully online.
  • Good to know
    • Aviva calculates cashback excluding VAT, delivery and any other charges.
    • Aviva Life Insurance Plan cashback can be earned simply by clicking through to Aviva and shopping as normal.
    • Aviva Life Insurance Plan cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • Cashback rates are subject to change both up and down.
    • If you are logged in to your TopCashback account, the rates above include a bonus relevant to your membership level; typically, 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Transactions for Aviva should appear as pending within 24 hours. They will remain at this status until Aviva confirms that you’re eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • Cashback from this merchant cannot be withdrawn by Adidas e-Gift Card, All Bar One e-Gift Card, Amazon.co.uk e-Gift Card, Ask Italian e-Gift Card, B&Q e-Gift Card, British Airways Executive Club, Caffe Nero e-Gift Card, Chef & Brewer Pub e-Gift Card, Clarks e-Gift Card, Costa e-Gift Card, Crown Carveries e-Gift Card, Ember Inns e-Gift Card, FatFace e-Gift Card, Fayre & Square Pub e-Gift Card, Flaming Grill Pub e-Gift Card, Footasylum e-Gift Card, Footlocker e-Gift Card, Gap e-Gift Card, Google Play e-Gift card, Greene King Pubs e-Gift Card, Greene King Pubs e-Gift Card, Halfords e-Gift Card, Halfords e-Gift Card, Harvester Pubs e-Gift Card, Harvey Nichols e-Gift Card, Hungry Horse Pub e-Gift Card, Hungry Horse Pub e-Gift Card, Innkeeper's Lodge e-Gift Card, John Lewis & Partners e-Gift Card, JoJo Maman Bébé e-Gift Card, Just Eat e-Gift Card, Love2Shop e-Gift Card, Love2Shop e-Gift Card, M&S e-Gift Card, Miller & Carter Steakhouse e-Gift Card, Mococo e-Gift Card, Morrisons e-Gift Card, Nicholson's e-Gift Card, Nike e-Gift Card, Nike e-Gift Card, Nike e-Gift Card, Not On The Highstreet e-Gift Card, O’Neill’s e-Gift Card, PayPal, Pizza Express e-Gift Card, Primark e-Gift card, Red Letter Days e-Gift Card, Reward Wallet, River Island e-Gift Card, Sainsbury's e-Gift Card, Stonehouse e-Giftcard, Tesco e-Gift Card, The Body Shop e-Gift Card, The Dining Out Card e-Gift card, The Great British Pub e-Gift card, The Restaurant Card e-Gift Card, Ticketmaster e-Gift Card, Toby Carvery e-Gift Card, Uber Eats e-Gift Card, Uber Rides e-Gift Card, Vintage Inns e-Gift Card, Virgin Experience Days e-Gift Card, Waitrose & Partners e-Gift Card, Waterstones e-Gift Card, Xbox e-Gift Card, Xbox Live Gold Subscription e-Gift Card, Zizzi e-Gift Card.
  • What to do when
    • Some merchants may not be forthcoming with untracked donation payments. We endeavour to chase untracked donations but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected donations as it is not guaranteed.
    • The processing of your data is governed by Aviva’s Privacy Policy which can be found here.
    • The processing of your data is governed by Aviva’s Privacy Policy which can be found here.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.
    • A "Missing Cashback" query must be submitted within 30 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions

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About Aviva Life Insurance Plan

Buy a Life Insurance Plan from Aviva and earn up to £840 cashback (T&C’s apply*)
Protect your loved ones with Aviva Life Insurance from as little as £5 per month. Aviva’s Life Insurance Plan is rated 5 stars by Defaqto, a financial information business. Buying an Aviva plan through TopCashback and you can earn up to £840 cashback, terms and conditions do apply*
• A quote takes minutes and with more than 73% of applicants receiving an instant decision** it’s easy to apply.

• Here to protect your loved ones with 98.6% of our life insurance claims paying out in 2019***


• If you need critical illness or joint cover too, the total premium will qualify for a cashback in line with the rates shown.

• If you’re an existing customer, you could be entitled to a 10% reward discount****


Aviva Life Insurance provides you with; 
Aviva Life Insurance Plan pays out if you die in the policy term; there is no cash in value. The policy only pays out once, so when we've paid a claim, the policy will end. Alternatively, it will pay out if, during the policy term, you are diagnosed with a terminal illness (that meets our policy definition) and are not expected to live longer than 12 months. It is only available to UK residents aged between 18 and 77. 
*Cashback is payable after your sixth monthly premium has been received. The cashback amount is based on the monthly premium taken out for example £75+ per month will earn you £840 in cash back. 
**From 1st January 2020 – 19th March 2020, an average of 73.1% of Aviva’s Life Insurance Plan customers (including individuals on joint policies) received an instant decision based solely on the health and lifestyle information they provided.

*** In 2019 we paid almost £982m in individual protection claims to more than 26,500 customers and their families.

****T&C’s apply: Available for customers with an existing Aviva branded product. For the Life Insurance Plan, a minimum premium applies. This discount might be removed or changed at any time.

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