Get up to £415.00 of your purchase back when you shop with Scottish Friendly Stocks & Shares ISA
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Get up to £415.00 of your purchase back
when you shop with Scottish Friendly Stocks & Shares ISA
Scottish Friendly Stocks & Shares ISA Reviews
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Reviews and experiences from TopCashback members who have shopped with Scottish Friendly Stocks & Shares ISA.
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Scottish Friendly Stocks & Shares ISA Reviews
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I have not receved my cashback
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LoracDeer | 18 Nov 2020
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Still waiting for cashback. Estimated time keeps extending. Up to 42 weeks now. Not what was originally stated.
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br00mie | 27 Aug 2019
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I also completed a 24 hr deal to secure 180 pound cashback. However, it tracked as just 80 pound. I've submitted a missing cashback claim but it hasn't been updated yet. And now I discover there are high charges for the ISA - 4% (which works out as 120 quid over 5 years) versus a fee of 0.15% with Vanguard. I will update if they do pay me the correct amount; right now I kinda wish I hadn't.
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bernardmc | 23 Apr 2019
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Completed an application for the My Moneybuilder Select (ISA) via a 24hr deal on the homepage. Cashback has tracked incorrectly at £80 instead of £180. Will update if and when a claim is successful.
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bluenicks | 23 Apr 2019
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Still waiting on cash back. Been paying in since end of october. Apparently i still have 26 more weeks to wait which is disgusting! I've in the meantime opened an adult isa and they have paid out already!
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Ahannaford | 11 Mar 2018
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What a chew on to get my cashback, took longer than expected. Said my claim didn't fit the criteria WHICH IT DID!
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Gilly_ | 18 Jul 2016
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Fairly quick, but paid £56 when £80 was offered. Raised a case months ago and they've never responded.
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crgritchie | 26 Apr 2016
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Didnt give me the right amount of cashback as i am regularly finding on this website. £50 paid, £80.80 'advertised' when purchasing
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chukleberry | 23 Feb 2016
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Took very long time to receive money
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ROBROY1102 | 07 Feb 2016
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Very slow payout. One took 4 months, the other is still pending after 2 months
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sevenAcross | 07 Oct 2015
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Took a very, very long time to receive 'faster paying' cash back. Paid out though... eventually. I've found that the 'faster paying' flag tends not to stand for much on here.
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mistachesta | 20 Sep 2015
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Tracked within a couple of weeks at 1p. After 4 months of payments it still has not converted to the £50 promissed.
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Timbo_UK | 15 Nov 2010
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I also read reviews and would not consider investing in this bond as it does not give you a good return. You may loose all your money or a part of it.
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| 22 Jul 2010
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paid a lower amount
I waited months and months for this and in the end they only paid the smallest amount, even though my montly investment qualified for a lot more. Needless to say I am transferring out immediately.
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jokono | 23 Apr 2024
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You won't get any cashback!
Been waiting patiently for nearly a year, and now they have declined the cashback for "not following the terms and conditions". They have happily taken my money every month for the investment, it tracked straight away, but clearly they do not want to pay out the £310 I am due. Robbery! I would not have invested with them if it were not for the cashback, so please be warned and proceed at your own risk.
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Tuppers | 17 Apr 2024
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Refused all cashback even though all T&C's were met
Refused all cashback even though all T&C's were met. Said I had used a voucher code (I had not), then said I had not met T&C's (and when asked which ones they could not confirm). Then cam back saying they are not regulated by any governing body with regards to cashback.
Overall, they had over £500 of my money over the space of 6 months, and wriggled out of £315 cashback payment. AVOID!
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koolgaz522 | 31 Mar 2024
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AVOID! Do not honour what they advertise
Opened an account last year and continued to fund as stated. Seemed like a no brainer.
The cashback tracked ok but recently showed as declined so have had to contact customer support as more than 6 months have passed (as per SF's terms you had to wait 6 months anyway). I won't hold my breath of it ever happening.
As an investment account, it's performed terribly compared with the likes of HL or Nutmeg. And the real kicker is you can't withdraw your money for 5 years without a £50 penalty. You must leave £50 in the account for 5 years or lose £50 anyway. Unbelievable.
As an extra bonus, don't be tempted to set up extra helpful 'pots' when opening your account. These are actually separate policies and you need to leave £50 in each for 5 years (or lose the £50).
Horrendous deception and I look forward to them being removed from this site.
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darrylkeane | 19 Jan 2024
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Received 33% of the £310 CB
After 9mths of CB drama, I received 2x £50 from the £310 CB that was the original deal. The rest £210 been sat as confirmed for 2mths..yup 2mths.
This is the most frustrating, offer I have ever had.
Just how long does a confirmed payment take to move to payable.
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hamman66 | 29 Nov 2023
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Surprise not.
Soon after purchasing I was somewhat surprised the amount pending was £50 instead of the £310 that it should be. I contacted TCB who submitted a claim, only to then receive an answer after 6 wks that this merchant does not accept claims. I was reassured it would uplift to the correct amount once confirmed. Fast forward 8mths..it was confirmed and payable but still at £50. What is even more mysterious is that there was never a £50 cb offer, so how £50 was noted is bizzare. Anyhow, I of course resubmitted an enquiry tkt, and will need to wait upto another 3mths for an answer.
This CB on paper looked a no brainer, in reality it's completely bonkers.
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hamman66 | 03 Oct 2023
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7mths still waiting
7 mths since signing up and paying in every month to Widows. Cashback still pending at £50 instead of £315. I hope this is worth the wait. This is for those with patience.
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hamman66 | 31 Aug 2023
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Please stay away from scotish friendly, they will not give you any cashback
No cash back
After nine month they refused
And can't complain anyting more then 6 month
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mahabubuld2018 | 26 Apr 2023
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Stopped payments due to personal circumstances changed and they declined
They declined my cashback.
On top of that, when I went to withdraw my money, they charged me £50 to close the account.
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carra_lucia41183 | 26 Mar 2023
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Refused to pay the correct amount.
I should have recieved £262.50 in cashback but was only played £84
They lure you in with cashback rates they have no intention of honouring. Avoid.
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Dannyjb77 | 08 Mar 2023
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