Scottish Friendly Investment ISA Cashback Offers

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • If you stop paying, reduce your premiums or cancel your policy.
    • If you are an employee of Scottish Friendly
    • If the new policy is cancelled within 12 months of commencement we reserve the right to deduct the value of the cashback from any surrender value or refund of premiums.
    • If your monthly payments are less than the stated offer amount.
    • Each Scottish Friendly member can only open one Investment ISA with us. Multiple ISA applications over any time period will be merged together and you may not receive cashback on any additional applications.
    • If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
    • If you purchase using stolen or fabricated details
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Make sure you have third party tracking enabled in your browser and you allow the confirmation page to full load before closing the window
    • You must have registered your BACS details with us in order to get cashback from this merchant.
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • You must use the link above to purchase directly to qualify for cashback
    • Please note, your cashback offer from Scottish Friendly is paid into your TopCashback account. The cashback payment is made by Top Cashback and not Scottish Friendly. Should you have any queries regarding your cashback payment, please contact TopCashback directly.
    • Purchases must be completed immediately and fully online.
    • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
    • You can only withdraw your cashback via BACS once it reaches payable status.
  • Good to know
    • Unless otherwise stated, expect transactions for this retailer to appear within 24 hours. Transactions are confirmed once consecutive payments are at least equal to the cashback amount and should become payable within 6 months of the date of the last payment received into the policy.
    • Cashback rates are subject to change both up and down.
    • From time to time, information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Scottish Friendly Investment ISA cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Scottish Friendly Investment ISA Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • The gift card is a My Rewards voucher which will be sent you within 28 days of receiving your first payment. Once registered you will be able to access the full list of retailers.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • Cashback will only be paid for purchases made from within the UK
    • There is a minimum validation period of 60 days, after which Scottish Friendly will ensure the transaction is valid and that the minimum number of consecutive payments have been received
    • We reserve the right to refuse the issue of gift cards where multiple ISA applications have been made, and where we consider that the terms of this reward offer have been abused.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 4 months of the transaction. We will be unable to chase up claims older than this
    • Some merchants may not be forthcoming with untracked cashback. We endeavor to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions

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About Scottish Friendly Investment ISA

Scottish Friendly is one of the UK’s largest mutuals with over 150 years experience. Invest in your future with Scottish Friendly and be set up in minutes then keep track of your investment online, anywhere, anytime, with our desktop My Plans tool and mobile app.

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