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Scottish Friendly Stocks & Shares ISA Cashback Offers & Discounts

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Terms & Conditions
  • What will stop me getting cashback?
    • If you stop paying, reduce your premiums or cancel your policy.
    • If you are an employee of Scottish Friendly
    • If your monthly payments are less than the stated offer amount.
    • Each Scottish Friendly member can only open one Stocks & Shares ISA with us. Multiple ISA applications over any time period will be merged together and you may not receive cashback on any additional applications.

    • If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
    • If you purchase using stolen or fabricated details
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Make sure you have third party tracking enabled in your browser and you allow the confirmation page to full load before closing the window
    • Cashback rates are subject to change both up and down.
    • From time to time, information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • You must use the link above to purchase directly to qualify for cashback
    • Only one cashback offer is valid per policy
    • Please note, your cashback offer from Scottish Friendly is paid into your TopCashback account. Cashback is paid by Scottish Friendly and passed on by TopCashback. Should you have questions regarding your cashback, please contact TopCashback and not Scottish Friendly.
    • Purchases must be completed immediately and fully online.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • You can only withdraw your cashback via BACS once it reaches payable status.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • Good to know
    • Unless otherwise stated, expect transactions for this retailer to appear within 24 hours. Transactions are confirmed once consecutive payments are at least equal to the cashback amount and should become payable within 6 months of the date of the last payment received into the policy.
    • Cashback will only be paid for purchases made from within the UK.
    • Scottish Friendly Stocks & Shares ISA cashback can be earned simply by clicking through to the merchant and shopping as normal.

    • Scottish Friendly Investment ISA Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • There is a minimum validation period of 60 days, after which Scottish Friendly will ensure the transaction is valid and that the minimum number of consecutive payments have been received.
  • What to do when
    • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 4 months of the transaction. We will be unable to chase up claims older than this
    • Some merchants may not be forthcoming with untracked cashback. We endeavor to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About Scottish Friendly Stocks & Shares ISA

With Scottish Friendly you can start investing in a stocks and shares ISA with a multi-award winning mutual that has 160 years of experience in helping people save and invest for the future. 

We appreciate that rising living costs might make it difficult to commit to large-sum investments – but by investing little and often (from £10 per month), you can start on the path to a potentially brighter financial future. And if things get a little tough, or if your circumstances change, you can pause, change or restart your payments at any time (although this will affect your cashback in the first 12 months).

Our free & simple product guides on our website are there to give you a transparent and concise walkthrough of our investment products. Visit us to find out more about a Scottish Friendly Stocks & Shares ISA today.


Remember, the value of investments can go down as well as up so you could get back less than you've paid in. If you transfer out or make a withdrawal within the first 5 years a £50 exit fee applies.


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