Get up to £415.00 of your purchase back when you shop with Scottish Friendly Stocks & Shares ISA Join TopCashback Free
Get up to £415.00 of your purchase back
when you shop with Scottish Friendly Stocks & Shares ISA

Scottish Friendly Stocks & Shares ISA Reviews

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Reviews and experiences from TopCashback members who have shopped with Scottish Friendly Stocks & Shares ISA. Review this merchant
Scottish Friendly Stocks & Shares ISA Reviews
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Cashback side ok but it turns out they keep the forst TWO YEARS deposits on a Child Bond as charges. Only in the third year do they start investing your hard earned money. AVOID.
  turps100 | 06 Oct 2016 Report Abuse
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Absolute rip off! Less than half the promised cashback received, took months for my missing cashback claim to go through, only to be rejected by the merchant!! Avoid
  Natty8402 | 08 Sep 2016 Report Abuse
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I bought a policy July 2015 despite chasing numerous times I have still not received by £94.50.
  pemby2gym | 05 Sep 2016 Report Abuse
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Long time to pay cash back.
  blair1995 | 26 Jul 2016 Report Abuse
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rubbish and very rude and unfirendly
  karenym | 18 Jun 2016 Report Abuse
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They WILL NOT give full cashback promised when taking this product out BEWARE
  duggs | 06 Apr 2016 Report Abuse
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ABSOLUTE SCAM
  anyafitzpaddy | 28 Mar 2016 Report Abuse
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Poor qualified for the cash back back in October and Im still waiting for them to pay top cashback so they can pay me. I wouldnt bother taking the account out waste of time!
  sroper | 23 Jan 2016 Report Abuse
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Waste of time - actually ended up costing me a fiver when they closed my account suddenly. Nothing but money-grabbing b******ds.
  DTL123 | 21 Nov 2015 Report Abuse
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Takes 11 months to provide cashback! Still wating on another one from December 2014
  Mehul21 | 16 Nov 2015 Report Abuse
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The worst merchant I have ever dealt with on TopCashBack. 12 months and 12 days for the cashback to be paid despite fulfilling the criteria within 2 weeks and the cashback tracking. Thank goodness most merchants are not like this.
  SteveSharpe | 13 Oct 2015 Report Abuse
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Signed up for a moneybuilder account in March, have been paying by direct debit into my account every single month since June, have just heard from TCB that Scottish Friendly have declined to pay the £84. A complete CON to get people to sign up. There is a £50 charge to close the account, so I will be out of pocket. I really would give this one a swerve.
  ROISINDUBH | 07 Oct 2015 Report Abuse
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i took out a policy beginning of jan 15, have paid every month since and not missed any months, but i am still waiting for the £52.50 cashback to be confirmed, i feel it has just been a con to get people to sign up their products, they offer good cashback but it never gets paid. the only reason i went with scottish friendly was the cashback they offered and eight months on im not only waiting for it to be payable but im still waiting for it to be confirmed. iv done everything they asked for in their terms and conditions and still no cashback. DO NOT GO WITH THIS COMPANY IF YOU WANT THE CASHBACK OFFER.
  shalligan | 10 Sep 2015 Report Abuse
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Be warned it is like trying to get blood out of a stone, the affilitate has to be instructed to pay dorectly from Scottish Friendly and then sits back and does nothing. It just so frustrating its not worth it, will never buy any poilicy via topcashback for Scottish Friendly again.
  florida2 | 05 Aug 2015 Report Abuse
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Absolutely rubbish...took 14 months to receive cashback!
  lydiab68 | 24 Jul 2015 Report Abuse
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Disgraceful. £50 cashback declined for no reason for a trust fund I took out for my daughter last year. Topcashback have chased them to no avail. I have sent emails and letters and received nothing back. Next step is Financial Ombudsman, I'm not giving up. I thought they would be a professional company who would honour their customers, clearly not
  moneyspider | 30 Jun 2015 Report Abuse
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did not track and was rejected for no reason
  | 24 May 2015 Report Abuse
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1 STAR ONLY because I cant select 0 STARS, Bought 2 products in Sept 2014 and still not received cashback...
  Bobster | 06 May 2015 Report Abuse
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This is a scam. I bought a genuine policy (Child Bond) directly by clicking a link on topcashback site, and the appropriate cashback (50 pounds) was immediately tracked. It was declined after few weeks. I got really surprised and I opened a claim. I got this answer after 3 months of waiting: " Hi there, I can confirm that we have now received an update as regards to this status of this claim. Unfortunately it seems that the merchant has taken the decision to decline this submission, and as such we have not received any cashback to pay over to you or add as a pending indication to your account. The reason that we have received to support this decision states… ''Transaction has been tracked'' We are sorry that we have not been able to recover anything for you on this occasion. I hope that any transactions you go on to make in the future go a lot more smoothly for you. Kind regards, Beccy " They declined my cashback just because. The policy is genuine and I have made all the payments since buying and I will continue for the next 15 years. I never contacted Scottish Friendly directly or over the phone - the only time I did anything with this company was a quick purchase of saver plan (Child Bond) as I said directly through topcashback which was tracked well. Cheaters, cheaters, cheaters. What can I do? Nothing. The only thing I can do is spreading how those cashback work in real, you can never trust topcashback. I got some of the cashbacks with other merchants but you never know. They don't seem to really bother and it's easy to set up great offers, then decline after few months WITHOUT ANY REASON on GENUINE TRACKED PURCHASE.
  kp2024 | 19 Mar 2015 Report Abuse
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Not a happy bunny with this company. I took out a new £25.00 ISA last April with the understanding that I would receive a £25 gift card which incidentally took over 3 months to arrive and then the cashback of £73.50 It tracked really quickly but has shown like this for the past 10 months.... I am unsure now as to whether I will ever see this money and its gone beyond the 100 days so I cannot lodge any missing claim with tcb. Disappointed to say the least -
  crazyvillian | 20 Jan 2015 Report Abuse
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Started a Junior ISA December 2013 Cashback was suppose to be £60.60 I have made regular monthly payments each month and it just continued to be 'pending' now changed to £0 - really disappointed because my decision to open this particular ISA was influenced by the Cashback on offer. AVOID
  scholeyv | 01 Nov 2014 Report Abuse
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so not happy, too out a policy(ten year bond out in april)but havent recieved any of my cash back?????
  caltom | 22 Oct 2014 Report Abuse
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Purchased from Scottish Friendly at the end of Aug 2013, 26 weeks estimated time for my £50 to become payable and still nearly 52 weeks later and after several message to TCB I am still waiting!! I cant believe that TCB are still featuring this company for cash back when it is quite clear they are not going to pay out! I will keep on pestering TCB, who apparently are chasing this on my behalf and cant give me a timescale as to when it will be resolved! Avoid Avoid Avoid!!
  crp01021977 | 04 Aug 2014 Report Abuse
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Bought a bond, all paid and uptodate. No cashback paid. No effort on TCB to obtain. Absolute rubbish. Blatent Miss-selling.
  robinsj3 | 08 Sep 2013 Report Abuse
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still waiting on it tracking after 2 months
  mtracerz | 04 Sep 2013 Report Abuse
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