Get up to £415.00 of your purchase back when you shop with Scottish Friendly Stocks & Shares ISA Join TopCashback Free

Get up to £415.00 of your purchase back
when you shop with Scottish Friendly Stocks & Shares ISA

Scottish Friendly Stocks & Shares ISA Reviews

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Reviews and experiences from TopCashback members who have shopped with Scottish Friendly Stocks & Shares ISA. Review this merchant

Scottish Friendly Stocks & Shares ISA Reviews
	If your thinking of saving over a number of years with this company .... DONT you will get more money if you open a regular bank account and put money into that each month ,my plan is about to mature in August and so far i have lost over £300 let alone what it will be in August i am disgusted with this company and hate the fact that i have thrown so much money away over the years!!!!!
	Lisa120001 \| 13 Mar 2013 Report Abuse
	I never recieved cashback from Scottish Friendly after taking out a childs saving account last April. I put in a claim for this straight away & when I still hadn't heard anything 9 months later contacted top cashback customer support. I was informed that the sale didn't track properly and I wouldn't recieve my money. Very unhappy and will be going elsewhere when I open my next savings account.
	dizzychick2uk \| 19 Jan 2013 Report Abuse
	DO NOT BUY I work in the financal services industry. These investments are likely to provide worse returns that no risk bank deposits. Also if you read it carefully they will take deductions of £700 over the 10 year period of your investment and if you cancelled the policy in the first 2 years you get nothing back. One has to wonder where their profits go, because it sure isn't to the members (investors).
	jamesjenkinsyates \| 09 Sep 2011 Report Abuse
	I'm satisfied with Top Cash Back and have nothing to complain about TBC. However, this merchant, Scotish Friendly, is not acting honestly in offering cash back. I purchased their child bond in November 2010 via another cash back website, and the £40 cash back was traced immediately. However, it soon turned to £0. No reasons given. The claim is pending. Bad thing is, their bond performance is bad too, so I made a wrong investment. If I stop paying into this bond, I'll have a big loss because the up-front charge they've taken out. So I have to continue. Beware of this merchant.
	lawyertel \| 07 Sep 2011 Report Abuse
	I have now been waiting 14 months for this cashback. The transaction failed to track from the outset (and still hasn't tracked) and I have been waiting for 'retailer to respond' for a year. Extremely disappointing.
	kat_willets \| 14 Aug 2011 Report Abuse
	Like everybody else who signed up for this deal, it would appear that I also have NOT been paid anything like the correct amount. 4 months later, after all the right payments have been made, I am STILL waiting for £50.50 but have only £0.01 showing as payable - Appallingly bad deal - Do not touch with a barge pole.
	boswellh \| 01 Mar 2011 Report Abuse
	I opened an account for my son in June and all monthly payments have been made. However, the transaction failed to track and I am still waiting for my enquiry to be dealt with by Scottish Friendly - very disappointed.
	kat_willets \| 28 Nov 2010 Report Abuse
	I took out a policy, and can now no longer afford payments. I have tried calling on several occassions to get advice re this, however they just keep on telling me that if i cancel the policy that i will loose all of the payments i have made. If i contine paying until the first 2 years are up i will then get a 'calculated' amount of what i have paid, although they cannot advise me what the amount is calculated on, only that i will not get back what i have paid in. I would advise to say clear of opening any policy with Scottish 'Friendly'
	shelley_gasson \| 06 Nov 2012 Report Abuse
	Word to the wise. This mcompany refuse to accept investments from people with disabilities and chronic illnesses. They say this is standard practice in the investment world - I say it's discrimination. They cash your cheque and eventually get round to refunding it.
	JayWalker \| 11 Oct 2011 Report Abuse
	Hi. I am a private investor which got really excited at the prospect of £100 cashback for £25/month investment. After analysing the Key Features Docs on Bond and Investment Plans it became obvious this is a RIP-OFF. The charges are extortionate!! You are much better off going with Legal & General which offer £50 cashback for a £1500 investment in their ISA (which includes several bond funds).
	thasos_ace \| 10 Sep 2011 Report Abuse
	Hi, guys. I don't think TopCashBack is holding the money. If they do, they could do this to all the merchants. Then, this website won't exist any more, and TCB's business will go nowhere. So, the only answer is that Scottish Unfriendly declines to make the payment. Whether it has the intention to pay in the first place is the question. I have lodged a complaint to the Financial Services Authority. If Scottish Unfriendly deceives the public, there'll be somebody who will hold it accountable. Let's see what action the regulator will take. Please post your genuine disappointing expriences here. Let the FSA know what Scottish Unfriendly has done to us!
	lawyertel \| 09 Sep 2011 Report Abuse
	Why have TCB got these that do not pay on the site , maybe the answer is that TCB are the only ones getting paid
	\| 09 Sep 2011 Report Abuse
	Needed to prompt them for the cashbaack after 2 direct debits had been taken, mine sorted but my husbands hasn't been acknowledged yet.
	browneyes \| 07 Apr 2011 Report Abuse
	sorry my mistake., was using another cashback website lol xx
	wayneobee \| 12 Sep 2010 Report Abuse
	I applied on thursday 9th and there was a offer for £100 and the gift vouchers, yet this is no track of my order so how do i get it, oh well lets hope it works...will keep you posted xx
	wayneobee \| 12 Sep 2010 Report Abuse
	Hi all, I was considering this bond, but then had a look at reviews of it. Sounds like we should avoid it! http://forums.moneysavingexpert.com/showthread.php?p=24516321&highlight=scottish+friendly+assurance#post24516321 Hope this helps, Max
	\| 19 Jul 2010 Report Abuse
	Tracked really quickly , then after two months premiums went- payable as 1p. Chased and it went up to the £50 as advertised. Just be patient with this one it will get there in the end. Fab product.Also received the £15 high street voucher as well cant be bad.
	agrills1962 \| 09 Jun 2010 Report Abuse
	tracked at 1p - payable at 1p - and no sign of the other £49.99 - if your doing this just for the cash back, dont bother.
	\| 08 Jun 2010 Report Abuse
	I'm having the same problems set up 2 bonds, only had 1 confirmed and thats only payable at 1p! Bloody jokers!
	\| 07 Jun 2010 Report Abuse
	I would leave well clear, tracked at 1p and now payable at 1p, TCB say I now have to put in a claim and wait 100 days, whats the point, stick to an other cashback site.
	mcsorl1 \| 03 Jun 2010 Report Abuse
	only tracked 0.01 p so far. I got the £15 voucher they advertised about 1 month after opening account
	Gipsykid \| 13 May 2010 Report Abuse
	confirmed at 2p and payable in june then added 99.98 p in april in august if it takes that long to pay out thats 7 months far too lomg not goo enough.
	nburscough \| 29 Apr 2010 Report Abuse
	Has finally tracked at the full amount , all good things come to those that wait .
	pintofhof1 \| 10 Apr 2010 Report Abuse
	Have now made the rest of the money payable. BUt still steer clear of Legal and General!!!
	gurj1 \| 07 Apr 2010 Report Abuse
	The 1p is now payable and yesterday the other £49.99 tracked ( after Scottish Friendly have taken 2 direct debits) .
	908399 \| 02 Apr 2010 Report Abuse

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