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LV= Car Insurance Reviews

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It's me and LV= - get 5 star Defaqto rated Car Insurance

 Why choose LV=?

 Because there's plenty to smile about from the very start :-)

 • We pay out on 99% of claims*

 • Discount when you buy your car insurance online

 • With our multi car insurance you'll save 12.5% on every car you add to your policy**

 • Friendly UK-based call centres – there if you need to make a claim day or night, 24/7

 • We'll give you a lifetime guarantee on repairs***

*99.56% of direct motor claims paid Jan - Dec '22.

**Discounts are applied individually for each car

***when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts.

 

 From theft to write-offs and even lost keys, you'll be covered with us

 Here's what you'll like about our comprehensive cover:

 Accidental damage cover

 • Scratched or dented your car? We pay for repairs so it's as good as it was before the accident

 Uninsured driver promise

 • If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver

 Misfuelling cover

 • Accidentally filled your car with the wrong fuel? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine

 European cover

 • Get the same level of cover as you have in the UK in the EU for up to 180 days a year. .

 Vandalism promise

 • If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess

 Replacement child car seats

 • We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage

 New locks and keys if your keys are lost or stolen (after all, accidents happen)

Review this merchant
LV= Car Insurance Reviews
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After waiting for months, the cashback payable was then reduced to £0.00. Tried to raise a complaint but guess what? It was then over 100 days so I was too late. I might be a little cynical here but it seems that if they delay payment for almost 100 days, and then cancel it, there is nothing you can do to get your money. Not good.
  | 14 Sep 2011 Report Abuse
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never recieved any cash back it changed for £0. do not buy this insurance just for the cashback because u wont recieve it
  | 19 Jul 2011 Report Abuse
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Dont hold your breath
  Busterben | 18 Jul 2011 Report Abuse
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Cashback denied,can anyone confirm received cash back from this company?
  | 16 Jul 2011 Report Abuse
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I purchased a policy from LV via TopCashBack but the transaction hasn't progressed.
  mattjab | 09 May 2011 Report Abuse
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Hopelessly slow to pay cashback - not even confimed after 4 months. I just hope their claim managment is better!
  Bigbee | 24 Mar 2011 Report Abuse
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f LV when you try to pay after they have already given a quote ( after reviewing saved quote and trying several times to pay including getting a fresh quote) "An error has occurred We're sorry that you're having a problem in completing your quote." they seem like a waste of time and dont want to honour the discount so dont let you pay?? now have to look around quickly for another insurance company after trying to pay all day. Not happy especially as this is our first time using a cash back site !
  | 02 Nov 2010 Report Abuse
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Gave a quote on -line via topcash but when tried to pay it shows as an error occurs in that you cant pay...but you can phone them...so how are you expected to get the discount?
  | 02 Nov 2010 Report Abuse
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waste of time had a reply back after submitting claim saying i didnt meet the merchants requirement for the £90 cash back claim, dont use LV they are a joke
  | 16 Oct 2010 Report Abuse
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Found that the price you paid was sometimes more if you went through Cashback, thereby cancelling any savings from the Cashback
  10184435524 | 13 Oct 2010 Report Abuse
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tracked quickly
  tiffany107 | 10 Oct 2010 Report Abuse
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Still waiting for payout from 12th July 2010, not gonna hold my breath!
  ColemanRoss77 | 07 Oct 2010 Report Abuse
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Tracked very quickly, within hours shown as pending. Can't understand why it takes so long to pay though, as I paid for an annual premium up-front.
  geckopower | 02 Oct 2010 Report Abuse
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was tracked and I have the policy docs in front of me but when it came to pay out it went to Zero, only firm never to have paid me via topcashback. Dissapointing really
  jointoday | 31 Aug 2010 Report Abuse
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Tracked really quickly
  simonwoodcock | 05 Jul 2010 Report Abuse
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@semarilou: Absolutely right. LV quoted me £25 more through this site than GoCompare or Money SuperMarket. They're upping their premiums by more than the cashback. Is there a way of reporting this underhand behaviour to TopCashBack, who I'm sure wouldn't want to be associated with actually LOSING money!
  | 21 Jun 2010 Report Abuse
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UPDATE: It seems LV are not paying out cashback on policies where you have saved a quote. I used the usual comparision sites confuse, compare the market, moneysupermarket, etc. I found LV to be the cheapest and saved the quote, I then paid for the insurance via this site to get the cashback. (Or not as it turned out to be!) By doing this I didn't meet LV's cashback criteria and missed out on £20. I have a sneaking suspicion that LV quotes directly from this site will be £20 or £30 more expensive than the comparison sites to allow for the cashback. For the sake of £20 LV I think you are being rather petty and I certainy won't be taking another policy with you guys any time soon. Other cashbackers you have been warned!!
  semarilou | 21 Jun 2010 Report Abuse
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AVOID AVOID AVOID!!!!!!! Cash back tracked until it became payable then strangely went down to ZERO. This was after 100 days and top cash back could do nothing about it. As others have said Why is LV Car insurance on a cash back site when they clearly have no intention of paying any??? YOU HAVE BEEN WARNED. NOTE TO TOP CASH BACK - Why don't you remove these jokers so no one else gets stung?
  semarilou | 17 Jun 2010 Report Abuse
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Tracked quickly very pleased - payout is 3 mths just hoping it will payout as easy as its tracked it for me!
  nickank69 | 16 Jun 2010 Report Abuse
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Latest: gazelle on 15 Jun 10 - 23:42 I have waited nearly a year for Liverpool Victoria to credit my account with the £20 cash for taking out car insurance. I however have been informed that I am not to get the £20 because it has been credited to another person. It would appear the policy book wasn't sent out so I rang LV & the customer service cancelled my booking on line without my knowledge to re issue a new policy booklet ensuring I no longer was set to receive the discount . (Not very honourable but they lost out a years insurance money for £20 )
  gazelle | 15 Jun 2010 Report Abuse
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I have waited nearly a year for Liverpool Victoria to credit my account with the £20 cash for taking out car insurance. I however have been informed that I am not to get the £20 because it has been credited to another person. It would appear the policy book wasn't sent out so I rang LV & the customer service cancelled my booking on line without my knowledge to re issue a new policy booklet ensuring I no longer was set to receive the discount . (Not very honourable but they lost out a years insurance money for £20 )
  gazelle | 15 Jun 2010 Report Abuse
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Tracked within 24hrs, excellent price for car insurance, have used them in the past.
  747flyer | 11 Jun 2010 Report Abuse
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no cash back off this lot
  cwilliams | 08 Jun 2010 Report Abuse
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Very quick to track and was the cheapest insurance policy for me.
  shaz0604 | 01 Jun 2010 Report Abuse
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Poor service, no cashback ever received, would not use them again.
  | 24 May 2010 Report Abuse
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