Zopa Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • If you cancel your application
    • If you policy has been purchased with stolen or fabricated personal details
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • There is a maximum of 1 funded loan per customer that will receive cashback payments on this campaign, at any time
    • New Customers only
    • After clicking through to the Zopa website from the TopCashback link, you must generate and complete a new application within 30 days
    • Only clicks generated from inside the UK will be accepted onto this campaign from this site.
  • Good to know
    • Zopa cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Zopa Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • The rates above include a bonus relevant to your membership level; 5% for Plus members and 1% for classic.
    • Cashback rates are subject to change both up and down.
    • Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • All transactions will be validated by Zopa. There is a 3 month validation period from the commencement of your loan repayment date, after which Zopa will ensure the funded loan is valid and that all payments due to them have been received. On meeting this criteria, any valid tracked purchases will be confirmed.
    • You can only withdraw your cashback via BACS once it reaches Payable.
    • If you earn cashback through this merchant, payouts cannot be made by Adventure Card by Geronigo e-Giftcard , All Bar One e-Gift Card, Amazon.co.uk e-Gift Card, Arcadia e-Gift Card, Ask Italian e-Gift Card, Bonmarché e-Gift Card, British Airways Executive Club, Caffe Nero e-Gift Card, Chef & Brewer Pub e-Gift Card, Clarks e-Gift Card, Costa e-Gift Card, Crown Carveries e-Gift Card, Currys PC World e-Giftcard, Debenhams e-Gift Card, Ember Inns e-Gift Card, Evans Cycles e-Gift Card, FatFace e-Gift Card, Fayre & Square Pub e-Gift Card, Flaming Grill Pub e-Gift Card, Footlocker e-Gift Card, Gap e-Gift Card, Google Play e-Gift card, Greene King Pubs e-Gift Card, Halfords e-Gift Card, Harvester Pubs e-Gift Card, Hungry Horse Pub e-Gift Card, Innkeeper's Lodge e-Gift Card, intu e-Gift Card, Jack Wills e-Giftcard, Love2Shop, Love2Shop e-Giftcard, M&S e-Gift Card, Miller & Carter Steakhouse e-Gift Card, Mococo e-Gift Card, National Express e-Giftcard, Nicholson's e-Gift Card, Nike e-Gift Card, Not On The Highstreet e-Gift Card, O’Neill’s e-Gift Card, PayPal, Pizza Express e-Gift Card, Pizza Hut e-Gift Card, Primark e-Gift card, Reward Wallet, Starbucks e-Gift Card, Stonehouse e-Giftcard, Tesco e-Gift Card, The Dining Out Card e-Gift card, The Entertainer e-Gift Card, The Great British Pub e-Gift card, The Restaurant Card e-Gift Card, Thomas Cook e-Gift card, Ticketmaster e-Gift Card, Toby Carvery e-Gift Card, Uber Eats e-Gift Card, Uber Rides e-Gift Card, Vintage Inns e-Gift Card, Virgin Experience Days e-Gift Card, Virtual Mastercard® Prepaid Card, Xbox e-Giftcard, Xbox Live Gold e-Giftcard, Zeek e-Gift Card and Zizzi e-Gift Card.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 100 days of the transaction, we will be unable to chase up claims older than this.
  • About your purchase
    • The Zopa Personal Loans standard eligibility criteria applies

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About Zopa

Since 2005 Zopa lent over £819 million. Zopa has 52,000 active lenders and over 107,000 borrowers within an industry that is rapidly growing. Zopa Personal Loans offer; • Low rates • Quick and easy online application process • No early repayment fees (flexibility to repay loan early or make extra payments) • Borrow between £1,000 and £25,000 • Loans available over 1, 2, 3, 4 or 5 years • Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014) • Awarded ‘Personal Loan Provider of the Year’ and ‘Best Customer Service’ by Consumer Moneyfacts Awards (2014 & 2015) Representative example A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.3% APR. The total cost after 5 years is £10,848, which includes £788.30 interest at 3.1% fixed and a £60 fee. The total amount of credit is £10,060.

FAQs

  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?