Santander Personal Loan Cashback Offers & Discounts

If the account application is in any way fraudulent, e.g. has been obtained with stolen or fabricated personal details.

If the Santander account has been cancelled or closed.

If you pay back the loan within 90 days of receiving the loan funds.

If your application for a Santander loan is declined.

If your application is completed over the telephone.

If your cashback is not fully completed online.

All transactions will be validated by Santander. There is a 90-day validation period from the application start date, after which Santander will confirm the transaction is valid. On meeting the criteria, any valid tracked purchases will be confirmed. Payment will take 4-6 weeks after this time. Cashback is confirmed within 90 days of your loan start date. Payment will take 4-6 weeks after this time.

Cashback is not issued by the merchant. If you have any queries regarding cashback or payments, please contact TopCashback directly and not the merchant.

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You haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years

You make your repayments by Direct Debit
 

You must be 21 or over and live in the UK permanently
 

 All credit is subject to status. If you apply for a Santander loan, it will record a hard credit search on your credit file. This will remain on your credit report for 12 months.

 You must have a regular yearly income of £20,000+ to apply for loans of £20,000 or more (loans below £20,000 require a regular yearly income of £10,500+). You must have a regular yearly income of £10,500+ for loans up to £19,999, or £20,000+ for loans between £20,000 and £25,000.

 You must not have been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Santander's loan terms and conditions apply and are displayed on Santander's website. You can use the Eligibility Checker on Santander's website to see your chance of being accepted for a loan before you apply. It will also give you a likely rate.

 You must be aged 21 or over.

 You must be employed, self-employed or retired.

 You must be on the electoral roll and live permanently in the UK.

A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.