Nationwide Credit Card Cashback Offers

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Cashback will only be awarded for credit cards that have been activated by undertaking either a balance transfer or purchase within 3 months of receiving an 'accept' decision online.
    • Cashback will only be paid on new accepted applications for a Nationwide Credit Card which are completed fully online.
    • Purchases must be completed immediately and fully online.
  • Good to know
    • Rates shown include a bonus of typically 5% for Plus members and 1% for classic. Login to see the correct rates for your membership level.
    • We do not offer top-up on cashback rates for this merchant.
  • What to do when
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 31 days of the transaction, we will be unable to chase up claims older than this.
    • If your cashback is declined, any queries and missing cashback claims must be sent to TopCashback within 31 days of your transaction going on to decline. Once you have lodged your Missing Cashback Claim, you will be notified by e-mail and on your account about the status of your claim. If you do not receive any updates, or have any queries about this please do contact TopCashback via your Missing Cashback Claim without delay.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions

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About Nationwide Credit Card

0% for 12 months on balance transfers if you transfer a balance within 3 months of account opening.

No balance transfer fee if you transfer a balance within 3 months of account opening. After that a fee of 2.4% (min £5) and your standard interest rate applies to each balance transferred.

0% for 12 months on purchases*

Commission-free allowance - We'll reward you with a commission-free allowance on any purchases made in pounds sterling to use on purchases abroad. For example, if you spend £100 on your shopping in a month (UK, Sterling) you'll automatically be rewarded with £20 worth of commission-free allowances to use on purchases made abroad in foreign currency. Purchases over your allowance will incur a charge of 2%**

Representative example - 17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year

*Introductory purchase rates apply from the date the account is opened.

**Sterling purchases only. Balance transfers, cash advances and payment protection insurance premiums are excluded.

Nationwide Building Society subscribes to the Lending Code. For more information on the Lending Code please visit www.lendingstandardsboard.org.uk

To earn TopCashback cashback you must:
Complete a balance transfer or a purchase within 3 months from account opening

If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the TopCashback cashback or Nationwide’s introductory offers.

FAQs

  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?