Spread the cost of your purchases and earn M&S vouchers with a M&S Bank’s Purchase Plus Credit Card. Fees apply.
- 0% Interest on purchases for up to 25 months
- 0% Interest on balance transfers for up to 12 months*
- Earn Rewards points every time you shop, and they'll be converted into M&S vouchers for you to spend**
- Credit is subject to status, affordability and terms and conditions. Your interest rate, promotional period and credit limit may vary depending on your individual circumstances.
*0% interest on balance transfers for up to 12 months on transfers made within 90 days (3.49% fee, min £5)
** Reward points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency, or M&S Rewards vouchers.
Representative example:
- Representative APR: 24.9% APR (variable)
- Purchase rate: 24.9% p.a. (variable)
- Based on an assumed credit limit of £1,200
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