Earn M&S Rewards points and spread the cost of your purchases with M&S Bank’s Rewards Credit Card.
- 0% Interest on balance transfers for up to 9 months*
- 0% Interest on purchases for up to 9 months
- Earn Rewards points every time you shop, and they'll be converted into M&S vouchers for you to spend**
- Credit is subject to status, affordability and terms and conditions. Your interest rate, promotional period and credit limit may vary depending on your individual circumstances.
*0% interest on balance transfers for 9 months For transfers made within 90 days of account opening (3.49% fee, min £5)
** Reward points cannot be earned on balance transfers, cash advances/withdrawals, interest charges, M&S Travel Money, foreign currency, or M&S Rewards vouchers.
Representative example:
- Representative APR: 23.9% APR (variable)
- Purchase rate: 23.9% p.a. (variable)
- Based on an assumed credit limit of £1,200
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