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LV= Home Insurance Reviews

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Dependable home cover for the place that matters most
Insurance is simple when it's me and LV=
• Home insurance from £119*
• 24-hour UK emergency helpline if you need help in a hurry
• 12-month guarantee on all repairs when you use our recommended repairer service
• Choose from our three levels of home insurance, Essentials, Home or Home Plus
* 10% of customers paid £119 or less Aug ‘22- Jan ’23


Whether you choose Essentials, Home or Home Plus, we'll protect your happy place
Cover to rebuild your home
Get up to £500,000 towards rebuilding costs with our Essentials policy, up to £1m towards rebuilding costs with our Home policy, or unlimited with Home Plus
Flexible contents cover 
Because we know one size doesn't fit all. Not sure how much stuff in your house is worth? No worries, we can help work that out for you with our contents insurance calculator.
Accidental damage cover
With our Home and Home Plus policies we cover underground cables, pipes and drains, and you'll also be covered for breakage and damage to fixtures and fittings (things like windows, toilets and baths), your mirrors and home entertainment equipment are also covered
Only one excess to pay
If you're claiming under a combined buildings and contents policy
Lock replacement
Keys lost or stolen? We’ll replace your locks so you’re safe and sound in a flash (£750 limit applied to Essentials, up to your contents limit on Home or Home Plus)

Review this merchant
LV= Home Insurance Reviews
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very fast to track and no problems paying
  darrenasmith | 14 Aug 2008 Report Abuse
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Easy to use site, cheapest for what I wanted. Just watch the excess. They quoted the same price for an excess of £100 & £200 so we lowered it to £100. I'm not planning to claim, but might as well save money if I do!
  Antbarson | 10 Aug 2008 Report Abuse
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Great price anyway for the insurance, added to that quick and easy cash back.
  | 06 Aug 2008 Report Abuse
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Tracked quickly, took about 3 months to become payable.
  hliraloz | 05 Aug 2008 Report Abuse
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so much for cash back from LV! my claim was cancelled after 4 mouths!!
  | 05 Aug 2008 Report Abuse
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Easy to use. Office staff very helpful. Pity that cash back confirmation takes so long.
  quinn | 05 Aug 2008 Report Abuse
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2 x cashbacks for 2 insurances had to wait 4 months for one as lost at payable stage but got through the manual claim in about 10 days. 2nd one payed in 3 months no problem, all in all good cashback 2 x £45 back and was cheapest quote anyway so more than happy and now waiting for next £45 as done home insurance also
  stikka | 04 Aug 2008 Report Abuse
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Transaction appeared quickly.
  | 04 Aug 2008 Report Abuse
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Purchased policy in April 08. Tracked quickly. Then LV missed the payment deadline of end June. Its now 3rd August and still no news! what is happening? Used to like the company. Now i'm not so sure...
  vanessa65290 | 03 Aug 2008 Report Abuse
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The £45 cashback was wiped to zero. No explanation. Topcashback states that after 50 days, they will not act. Be warned.
  sailorbuoy | 02 Aug 2008 Report Abuse
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good price especially with cash back. great news these days
  | 01 Aug 2008 Report Abuse
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Used these for my home insurance and the cashback was paid. Gonna go on a spend up.
  trickytree | 01 Aug 2008 Report Abuse
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Fantastic Company!!!!!! Been with LV a number of years,ALWAYS the best value for money year after year, 5 Star *****
  toto | 30 Jul 2008 Report Abuse
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It says pending and due at the end of June. It's now the end of July and nothing!
  Phil_Gibbons | 30 Jul 2008 Report Abuse
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i was initially delighted to take liverpool victoria insurance. the terms offered and the cashback deal were the best amongst a sea of offers i had in front of me. everything seemed to be tracking well until last week, when due to some unforseen incident/accident my cashback had reduced to zero! however after notifying topcashback they got on the case and within 48 hours my cashback has been reinstated. hopefully i wont have to long to wait to receive it!
  munymum | 26 Jul 2008 Report Abuse
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offered a good price for home insurance and cashback is an added bonus
  | 26 Jul 2008 Report Abuse
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Same problem as others have mentioned - cashback tracked in April and went from £45 to £0 the other day without reason. Ryan from Topcashback answered my query within a day and is being fantastic. I was told to start a missing transaction enquiry which is already being looked into.
  hdixon85 | 25 Jul 2008 Report Abuse
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Cashback has changed from £45 to £0 - Whats happened?
  dscrivener | 23 Jul 2008 Report Abuse
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Always used this Company, and would recommend. However this recent policy was taken out in April, why so long to refund 'Cashback'?
  redbob51 | 23 Jul 2008 Report Abuse
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Tracking went straight from £45 confirmed to £0 without it ever being payable. I'm now having problems claiming the cashback after the 50 days limit. Beware, and claim your money before time's up.
  wantanewcar | 22 Jul 2008 Report Abuse
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Tracked within 1.5hours - well done TCB and LV. When I attempted to buy the insurance at approx 11pm for some reason the LV website could not automatically find my car details when I entered the registration number. I therefore entered the details manually and found the quote was £30 more expensive than when it automatically finds the details from the registration number (originally did a search using moneysupermarket and so knew what the quote should be). When I attempted to buy the insurance in the afternoon, the LV site could find my car details from the registration number entered. Anyway, suffice to say that it has tracked okay for me.
  AshleyElkins | 22 Jul 2008 Report Abuse
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very quick and easy. cashback appeared next day
  kakam | 18 Jul 2008 Report Abuse
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Went through almost immediately...just waiting a few months for the payout now
  | 17 Jul 2008 Report Abuse
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Tracked in 24hrs
  tonypen | 17 Jul 2008 Report Abuse
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Obtaining a good quote and the final buying transaction was very simple. I liked the internal chat to a live customer advisor. This was very helpful when I had an important Q. I would not hesitate to use LV again.
  LadyJay | 17 Jul 2008 Report Abuse
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