It's me and LV= - get Defaqto 5 Star rated Car Insurance
Why choose LV=?
Because there's plenty to smile about from the very start
• We pay out on 99% of claims*
• 5% Discount when you buy your car insurance online (excludes optional extras)
• With our multi car insurance you can add up to 6 cars and 12 drivers on one policy
• Friendly call centres – there if you need to make a claim day or night, 24/7
• We'll give you a lifetime guarantee on repairs**
*99.56% of direct motor claims paid Jul'24 - Jun '25
**when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts.
From theft to write-offs and even lost keys, you'll be covered with us
Here's what you'll like about our comprehensive cover:
Accidental damage cover
• Scratched or dented your car? We pay for repairs so it's as good as it was before the accident
Uninsured driver promise
• If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver
European cover
• Get the same level of cover as you have in the UK in the EU for up to 180 days a year. .
Vandalism promise
• If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess
Replacement child car seats
• We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage
New locks and keys if your keys are lost or stolen (after all, accidents happen)