Direct Line Pet Insurance Cashback

Cover your pets with one of two types of policies for cats and dogs, and save money with our Direct Line Pet Insurance cashback deals. Both their Advanced and Essential policies cover per health condition, meaning there is no restriction in terms of the number of times you can claim for your four-legged friends.

Get 12 months for the price of 9. Online introductory discount applied over the first 12 months. If you have more than one pet, they offer a discount if you put them all on the same multi-pet policy. Discounts applied consecutively. Get a quote and if you are happy with the premium, buy and register to manage your pet insurance policy online, while if you are not a TopCashback member, sign up using the form at the bottom of this page and save even more.

Essential Cover

If you just want to cover the basics when it comes to your animals, then Direct Line Pet Insurance Essential Cover is the policy for you. It covers veterinary fees up to £4,000 and also provides 12 months of cover for each separate condition from the first date of treatment.

It is ideal cover for short-term illness and injury, and not only will video vets (provided by PawSquad) be on call 24/7, but you will also be given access to a legal advice line and bereavement and find-a-vet helplines.

Advanced Cover

Their Advanced Cover, when purchased with all the optional extras, has been rated 5 Stars by independent financial research company Defaqto and offers a more comprehensive level of cover for your pet, giving you greater peace of mind should anything happen.

It will provide you with cover up to £8,000 per condition for vets' fees, compared to the £4,000 offered by Essentials Cover, and this includes up to £1,000 towards the cost to treat dental disease or illness. There are no time limits on any condition and it will cover an unlimited number of short and long-term illnesses.

As with the Essentials Cover, you will be able to make use of a legal advice line, bereavement helpline, find-a-vet helpline and 24/7 access to video vets provided by PawSquad.

• Optional Extras

  Whether you opt for Essentials or Advanced Cover, you can tailor your policy with a selection of optional extras for an additional premium.

  Five of these additional options come in one package. If your pet is fatally injured in an accident or dies as the result of an illness, Direct Line will pay the purchase price of your dog or cat up to £1,500. You can also receive up to £1,000 to put towards costs if your pet goes missing, as well as getting your pet home.

  This includes up to £500 to use as a reward. They will also pay the purchase price up to £1,500 in the event of your pet being stolen or straying and not being found within 45 days. While if you have to stay in hospital and cannot look after your pet, it will pay up to £1,000 to cover the cost of boarding fees.

  If you have to cancel or cut short a holiday in the event of your pet going missing or needing life-saving treatment, you can also claim up to £5,000 to cover any expenses you cannot get back from elsewhere. There are other optional extras not included in this package.

  Take out third part liability for your dog and benefit from up to £2.5 million worth of cover if your pet injures someone or causes damage to property. With overseas travel, meanwhile, you can extend your policy to cover journeys to countries which are included in the UK government's Pet Travel Scheme.

• What's Not Included

  Your policy may not cover you for any illness or disease which is found within the first 14 days of the policy, as well as any claims which are connected with, or the recurrence of, a pre-existing medical condition, symptom or event.

  It does not cover any preventative, non-essential or routine treatment or tests, such as flea treatment, neutering, vaccination, pregnancy or food and dental treatment (unless the dental treatment is due to accidental external injury), and any costs you would normally expect to pay as a pet owner.

  Claims for behavioural problems or traits are not covered, while neither are any which arise as the result of your pet being used for commercial, breeding, security or working purposes, or for racing.

  Also not included are claims which arise as the result of your pet worrying livestock, including horses, whether they are kept for work or leisure purposes, or those which are the result of or related to, or costs associated with, criminal proceedings or fines. There is also no cover for any claim that results from accident covered by other insurance, such as third party liability.