Become a TopCashback member for cashback, deals and more free perks. Join TopCashback Free

Vitality Life Cashback Offers & Discounts

By joining you agree to our terms & conditions and privacy policy

20,000,000 members worldwide


Our customers love us!


Thousands of
top-named brands

Terms & Conditions
  • How does it work?
    • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation.

    • Cashback will only track if Vitality can track your purchase to us. This means that you must click the ‘Get Cashback link’, go straight through to Vitality’s website and get a quote in the same session without exiting your internet browser.

    • Purchases from Vitality should appear as pending within 24 hours. They will remain at this status until Vitality confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account.

    • You will be eligible for your cashback 180 days after your insurance plan start date, provided you haven’t cancelled your insurance plan and your insurance premium is paid in full or payments are fully up to date if paying by Direct Debit.

  • What will stop me getting cashback?
    • If you apply an additional discount that reduces your overall purchase price, this may cause your cashback to be declined or reduced e.g. Voucher codes, student discount, staff discount.

    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts.

    • If you have previously held and/or cancelled a VitalityLife, SIC or IP Insurance plan within the last 12 months, you will not be eligible for this offer.

    • If you participate in any other offer/ promotion that is not covered in the retailer cashback rates.

    • If your application for the product is declined by Vitality for any reason you will not be eligible to participate in the promotion.

    • To be eligible for the cashback offer, the quote has to be started and completed solely on TopCashback. Any quote obtained through a price comparison site and then completed through TopCashback will not be eligible for the cashback.

    • Vitality reserves the right to cancel your VitalityLife Insurance plan or your eligibility for cashback should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.

    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Cashback can be earned simply by clicking through to Vitality’s hyperlink provided by TopCashback and completing the transaction as you would have if you had visited Vitality’s website directly.

    • Cashback is available on genuine, tracked purchases only.

    • Cashback is not paid on VAT and any other additional fees. The cashback amount is on the full basket amount. When a minimum spend threshold is required to be eligible for cashback, Vitality does not include the VAT and fees in the total spend amount.

    • Cashback rates are subject to change and may increase or decrease at any time.

    • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time.

    • If you take out a Life Insurance Plan, Serious Illness Plan and/or Income Protection Plan under this Promotion the value of your monthly premium for each product will be combined for the purposes of calculating your Cashback amount.

    • It is important that you check your order summary before purchasing.

    • Please also see the Vitality’s standard terms and conditions for purchase as listed on their site.

    • The cashback offered is only available as shown at the time and Vitality reserves the right to withdraw their offering at any time.

    • This offer is limited to one cashback reward per insurance plan sold.

    • This offer is only available to customers who take out a VitalityLife, Serious Illness Cover (SIC) or Income Protection (IP) Insurance plan over the phone via TopCashback.

    • Vitality reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website.

    • You must be a UK resident, and aged 18 or over. The maximum age you can take Vitality Life Insurance Plan is 75 years old on your next birthday; 65 years old on your next birthday for a Vitality Serious Illness Insurance Plan and 60 years old on your next birthday for an Income Protection Plan.

    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • Cashback is not issued by Vitality. If you have any queries regarding cashback or payments, please contact TopCashback Customer Support directly and not Vitality.

    • In the event that the offer/voucher code does not work please refer to TopCashback help pages.

    • The vast majority of transaction from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a “Missing Cashback” claim within 45 days of the transaction. Please note any Missing Cashback claims made after 45 days of the transaction will not be investigated.

    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About Vitality Life

Whatever your reason for making a positive change in life, Vitality insurance are here to help and protect you. Providing the smart tech to get you started, the support to help you reach your goals - and lots of rewards to keep you going. Because we like to share the benefits of healthy living. We call it shared value insurance. And it’s good for everyone.

With Vitality Life Insurance we like to celebrate and reward healthy habits. Vitality Life insurance is 5 star award winning cover based on Defacto rating, an independent review platform. You can also earn discounts and rewards, for healthy living where you can save on gym fees, activity trackers, coffee and more. If you buy a qualifying plan you could also get Apple Watch.


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?