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Tesco Car Insurance Cashback Offers & Discounts

Get £45 of the price back with our Tesco Car Insurance cashback offers

Sign up for free and just shop with Tesco Car Insurance as normal. Our average member earns over £300 cashback a year.

How does TopCashback make money?
How does cashback work?
Will it cost me anything?
When will I actually get my cashback?
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Tesco Car Insurance Cashback

Online purchase – Bronze and Gold only
Exclusive
£45

Tesco Car Insurance

Get a car insurance quote direct from Tesco Insurance today

Why choose Tesco Car Insurance:
• Choose from 3 levels of comprehensive car cover: Bronze, Silver and Gold (Silver cover is not eligible for cashback.)
• Manage your car insurance policy online.
• Policy holders have access to our UK-based accident helpline, 7 days a week.
• We paid out 99% of car insurance claims between January 2025 and December 2025.
• Clubcard customers can save on the cost of their policy with their Tesco Clubcard.
• Tesco Insurance is rated 4.5 stars on Trustpilot (based on 19,051 reviews, as of 06/01/26).

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Cashback exclusions and terms

Exclusions
  • Cashback is not available for customers renewing their current Tesco Car Insurance policies.
  • Quotes originating from another site, e.g. price comparison sites, will not be tracked and are not eligible for cashback.
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts.
  • Use of a promotional/voucher code not posted and approved by TopCashback.
  • Cashback will not be awarded if you purchase and cancel your policy within 90 days of your policy starting.
  • Cashback is not available for customers purchasing Silver Tesco Car Insurance policies.
  • Use of a promotional/voucher code not posted and approved by TopCashback.
Terms
  • Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.
  • Your Clubcard number must be provided if prompted.
  • After clicking through to the Tesco Insurance website via the TopCashback link, you must generate a new quote and complete your purchase within the same session. If you leave the website and later purchase via tescoinsurance.com, your quote will not track and will no longer be eligible.
  • Please be aware that this programme is actively monitored for fraudulent activity and that BACS details are required to be entered in order for your cashback to be allocated. Cashback will be processed 120 -180 days after the transaction date.
  • When purchasing your policy via TopCashback, cashback will not apply in conjunction with any other promotions. You will receive cashback, but you will not be eligible to receive other special offers, for example Tesco gift cards, Tesco vouchers, and Tesco Clubcard points.
  • Cashback is only available online. Please ensure you have cookie tracking enabled
  • Cashback from this retailer can only be withdrawn via bank transfer.
  • Cashback is only payable to new Bronze or Gold Car Insurance customers who apply through TopCashback.
  • Cashback is only payable on base policy purchased (Bronze or Gold Car Insurance) and is not payable on add-ons.
  • Should your cashback fail to track automatically, please submit a 'Missing Cashback' claim within 100 days of your order.
What to do when
  • Once your policy has been live for 90 days and provided that all payments due have been received in full, you will receive confirmation that you have qualified for cashback. The cashback will be paid into your TopCashback account within two months of confirmation that policy has met the required conditions (“Payable”).
  • When completing your quote you will be given a quote reference number on screen, in the following format: AAA1234567. Please keep this number until your cashback has been paid because it will be required if you need to submit a cashback claim
  • Please do not contact Tesco Insurance regarding your cashback. If you have any cashback queries, please contact the TopCashback Customer Support team.
  • We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

See also our general terms & conditions.

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