Scottish Friendly Junior ISA Cashback Offers & Discounts

Get up to up to £150 cashback when you invest in a Scottish Friendly Junior ISA

Sign up for free and invest with Scottish Friendly Junior ISA as normal. Our average member earns over £300 cashback a year.

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How does cashback work?
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When will I actually get my cashback?

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How much cashback can you get?

Scottish Friendly Junior ISA Cashback

Monthly premium of £10 - £29.99. Invest from just £10 a month. Capital at risk.
Monthly premium of £30 - £49.99. Invest from just £30 a month. Capital at risk.
Monthly premium of £50 - £99.99. Invest from just £50 a month. Capital at risk.
Monthly premium of £100 - £999.99. Invest from just £100 a month. Capital at risk.
Monthly Premium of £1000+. Invest from just £1000 a month. Capital at risk.

Scottish Friendly Junior ISA

Scottish Friendly has been awarded ‘Best Junior ISA Provider’ for the last 5 years at the Investment Life & Pensions MoneyFacts Awards and the ‘Best Junior ISA Provider’ at the 2022 World Business Outlook Awards.

Scottish Friendly’s My Select Junior (ISA) offers a choice of 9 funds, including a Unitised With-Profits fund that comes with a guaranteed minimum payout when the child turns 18, provided no switches or withdrawals are made. When you invest in a Junior ISA, the money belongs to the child.

You can set up a Junior ISA in minutes and keep track of your investment online, anywhere, anytime, with their desktop My Plans tool and mobile app.

Remember, the value of investments can go down as well as up so your child could get back less than you’ve paid in. If you transfer out or the child makes a withdrawal within the first 5 years a £50 exit fee applies.

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Cashback terms and exclusions

What will stop me getting cashback?
  • If you stop paying, reduce your premiums or cancel your policy.
  • If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
  • If you purchase using stolen or fabricated details
  • If you are an employee of Scottish Friendly
  • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
  • If your monthly payments are less than the stated offer amount.
  • If the new policy is cancelled within 12 months of commencement we reserve the right to deduct the value of the cashback from any surrender value or refund of premiums.
  • You are not eligible for cashback if you are awarded a free gift/gift voucher with your purchase via the merchant.
  • Using a promotional/voucher code not posted and approved by TopCashback.
What else is essential?
  • Purchases must be completed immediately and fully online.
  • Make sure you have third party tracking enabled in your browser and you allow the confirmation page to full load before closing the window
  • You must use the link above to purchase directly to qualify for cashback
  • Validation period can be up to 90 days.
  • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
  • Please note, your cashback offer from Scottish Friendly is paid into your Top Cashback account. The cashback payment is made by Top Cashback and not Scottish Friendly. Should you have any queries regarding your cashback payment, please contact Top Cashback directly.
Good to know
  • Cashback will only be paid for purchases made from within the UK.
  • There is a minimum validation period of 60 days, after which Scottish Friendly will ensure the transaction is valid and that the minimum number of consecutive payments have been received.
  • Unless otherwise stated, expect transactions for this retailer to appear within 24 hours. Transactions are confirmed once consecutive payments are at least equal to the cashback amount and should become payable within 6 months of the date of the last payment received into the policy.
  • Scottish Friendly Stocks & Shares ISA cashback can be earned simply by clicking through to the merchant and shopping as normal.
  • Scottish Friendly Investment ISA Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • Cashback rates are subject to change both up and down.
  • From time to time, information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
  • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
What to do when
  • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 4 months of the transaction. We will be unable to chase up claims older than this
  • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.

See also our general terms & conditions.

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