OneFamily Lifetime ISA Cashback Offers & Discounts

OneFamily offers simple financial products designed to suit smaller budgets. We're also owned by our members for our members, which means we don’t have shareholders to pay, so we can reinvest our profits for good. We have over 45 years’ experience as a trusted provider of financial solutions, with nearly 2 million customers and over £5.5 billion in funds under management. As a member-owned business, we want to have a positive impact on those around us and this vision sits at the heart of everything we do. Whether that’s offering affordable and accessible products to suit all types of savers, supporting our members with education grants, or giving back to our communities through charity partnerships and volunteering. Lifetime ISAs are Individual Savings Accounts that help people either buy their first home or save for retirement. The government tops up lifetime ISAs by 25%, so every time you pay in, the government does too. For example, if you pay in £100, it will give you an extra £25 on top. You can invest up to £4,000 in your lifetime ISA each tax year, so there's £1,000 of government bonus available each year. As with all ISAs, lifetime ISAs are tax-exempt. This means that no matter how much your investments grow by, you won't pay any tax on the money you withdraw. You can open a OneFamily Lifetime ISA with a minimum £25 a month direct debit or a lump sum of at least £250. We charge an Annual Management Charge of 1.1% of the account value. Our Lifetime ISA invests in stocks and shares, therefore it has good potential to grow over the long-term but the value can go down as well as up.