Choose the American Express® Preferred Rewards Gold Card with TopCashback

Want to be rewarded for virtually3 every £1 you spend?

Just like TopCashback, American Express also like to reward their customers for their everyday spend. Whether it’s double points on your supermarket and petrol spend in your first year3, or 2 return flights* to Europe2, the Preferred Rewards Gold Card offers you great rewards on a daily basis.

Earn enough points for 2 return flights* to Europe2 and pay no annual fee1 on your Card for the first year!

Paris, Amsterdam or Berlin? With the Preferred Rewards Gold Card, take your pick! When you spend £2,000 on the Card in your first 3 months of Cardmembership2, you can get 2 return flights* to Europe – for free!

*Terms, taxes, fees and charges apply.

The Card is also free for the first year1 – saving you a fantastic £125 (£125 annual fee applies from 2nd year onwards).

Travel benefits

The Gold Card is the ultimate travel companion - with travel inconvenience insurance5, double points on your travel spend3 and a comprehensive Membership rewards programme, it’s perfect for anyone who likes to travel.

As a Gold Cardmember you’ll also get 2 complimentary VIP airport lounge passes4 a year at over 350 airport lounges, allowing you to get away from it all. With travel inconvenience insurance for flight cancellations, delays or delayed luggage, plus a 24/7 helpline, you’ll have peace of mind throughout your trip.

You’ll earn 1 point for virtually every full £1 you spend on your card, and double points on your travel spend, from rail to plane fares, so you’ll earn points fast- allowing you to jet off to your next dream destination even quicker.3

The points can then be transferred to over 15 major frequent flyer6 and hotel7 programmes giving you plenty of options on how to use them - no blackout days or restrictions.

For more information and full terms and conditions please see the terms below.

Being an AMEX Cardmember

The benefits of the Preferred Rewards Gold Card don’t stop there - American Express offer something a little bit special whenever possible. Planning a night on the town? Use Preferred Seating8 to get exclusive pre-sale access to some of the UK’s hottest shows and events. You can also increase your earning potential with access to a Supplementary Card9 – there’s no cap on the points you can earn, and no expiry date either! Your points are there for whenever you need them.

Earn cashback when you sign up today

Sign up to the American Express Preferred Rewards Gold Card today and in addition to all these amazing benefits, you’ll also earn an amazing £60.60 cashback once approved!

Terms apply, see below for details.

Apply Now!






  1. The annual fee is £125. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £125 annual fee will automatically be charged to your account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Charge Cardmembers. A customer is not considered a new Charge Cardmember if they hold or have held in the last 6 months another American Express Charge Card.


  2. The 20,000 Membership Rewards bonus points will be awarded onto your account once you have been approved and you have spent and charged £2,000 within the first 3 months of Cardmembership. All introductory offers, including the 2 return flights to Europe offer, are subject to change, can be withdrawn at any time and are not available if you currently hold or have held any other Membership Rewards enrolled American Express Cards in the past 6 months.


  3. Earn double points on virtually all your spend for the first year. Thereafter you will earn 1 point for virtually every full £1 you spend on your card and double points on your travel spend. Membership Rewards Points are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Membership Reward Points can take up to 60 days to be credited to your account.

  4. We will share certain membership information about you with the Priority Travel Group Holdings Limited (“PTG”) who administer the LOUNGE CLUBTM programme. PTG will provide complimentary membership for the primary card holder to LOUNGE CLUBTM, and issue a card and lounge listing. You will be entitled to two complimentary lounge visits at participating lounges each year you hold a valid Preferred Rewards Gold Card, which may be used by the primary Cardmember or by the primary Cardmember and one guest. Once you have activated your American Express Preferred Rewards Gold Card, please allow up to 28 working days for your LOUNGE CLUBTM card to arrive in the mail. Use of the airport lounges will be governed by the terms and conditions of LOUNGE CLUBTM which are available in full at www.loungeclub.com, which you agree to comply with by applying for a card. You also confirm that lounges may charge usage fees at the prevailing rate (currently £15 per person, per visit) for any lounge visits that exceed the two complimentary lounge visits per membership year to your American Express Preferred Rewards Gold Card. The lounge usage fees charged are at the discretion of PTG and any changes to the lounge access fee will be advised by them.


  5. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL’s contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card.  Please read this document to understand the limits and  exclusions that may apply.


  6. Air France KLM Flying Blue, Alitalia MilleMiglia, British Airways Executive Club, Cathay Pacific Asia MilesTM, Delta SkyMiles®, Etihad Guest, Finnair Plus, Iberia Plus, SAS EuroBonus, Singapore Airlines KrisFlyer, and Virgin Atlantic Flying Club



  7. Club Carlson, Jumeirah Sirius and Starwood Preferred Guests.



  8. Preferred Seating gives our Cardmembers exclusive access to pre-sales at ticketmaster.co.uk.
    One Supplementary Card for a friend or family member at no extra cost to help you earn points faster. You may apply for more - each additional Card after the first Supplementary Card will be charged at £45.


American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: 1833139. American Express Services Europe Limited is authorised in the United Kingdom by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.

Posted on 20 May 2013  |  Posted in  'How To' Articles
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