TSB Spend & Save Account Cashback Offers & Discounts

Get £20 of the price back with our TSB Spend & Save Account cashback offers

Join for free and just shop with TSB Spend & Save Account as normal. Shoppers earned £10,000+ at TSB Spend & Save Account in the past month using our website.

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How does cashback work?

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When will I actually get my cashback?

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How much cashback can you get?

TSB Spend & Save Account Cashback

New Spend & Save Account

£20

New Spend & Save Plus Account

£20

TSB Spend & Save Account promotions

Deals

Switch to TSB for up to £310 in cash and rewards. Get £100 by switching your current account.

Then earn up to £15 cashback each month for up to 6 months when you make 20 card payments per month. And make 20 card transactions in February 2026 for a treat. TSB T&Cs apply.

£20 Cashback

TSB Spend & Save Account

30 Reviews

Earn up to £310 in cash and vouchers when you open one of our Spend & Save accounts and start a full switch, login to the TSB app and make 5 payments with your new account’s debit card before 22 September 2025 to earn £100. Then earn £15 a month for up to 6 months by making 20+ card payments each month. Plus, in Feb 2026, make 20+ card payments to choose a £120 hotel voucher or access to 12-months of activity tickets in Mar 2026. T&Cs apply.

Open TSB’s Spend & Save account, with lots of helpful features you can activate:

Savings Pots – Helping you put money aside for the things that really matter; set and track your saving goals
Save the Pennies – A simple way to make your small change build up into useful savings
Auto Balancer – Lets you choose a minimum balance limit, making it less likely to slip into an overdraft. UK residents only, 18+
Not a switcher? Earn up to £30 cashback - £5 cashback a month for up to 6 months by making 20 debit card payments each calendar month, excluding cash withdrawals.

You will be eligible for the TopCashback cashback if you open a new TSB Spend & Save current account, you don’t have any other existing TSB current accounts and: 1. Within the first 90 days of your account being open you register for Internet Banking, paperless statements and paperless correspondence 2. Keep your account open for at least 120 days 3. In three out of the first four calendar months after you’ve opened your account: (a) Pay in at least £500 each month (b) Make at least two debit payments out of your account each month As an example, if you opened your account in June, you would have to pay in £500 and make two payments out of your account in three of the following months; June, July, August and/or September.
If you open more than one TSB Spend & Save account via TopCashback, you will only be paid cashback on the first account you open.
All opened accounts are run through extensive validation checks and cashback will only be paid on valid opened accounts.
The eligibility is checked 120 days after the account is opened.
Cashback will only be paid to members who have BACS as their registered TopCashback payment.
Please also see TSB’s current account terms and conditions which can be found on their website.
Cashback cannot be used with: 1. Any other offer available with TSB current accounts, unless listed on this page 2. Any other TSB discounts such as staff or student discounts 3. Any other offer, voucher or discount code unless listed on this page
Use of a promotional/voucher code not posted and approved by TopCashback.

Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay, Samsung Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments.
Timing of debit payments: We’ll count any debit payments you make based on the date the money is taken from your account. This is usually within 5 working days from the day you make the payment, but can sometimes be longer. You can tell when money is taken from your account by looking at your transactions online or on your statement.
You must apply for the TSB Spend & Save current account by clicking on the TopCashback link above so that TSB knows you’ve taken out your product via TopCashback and so that you receive your cashback.
You won’t be eligible for cashback if you click away from the TopCashback website page, or visit any other websites before completing your current account application and opening your account.
You must make sure cookies are enabled before you start your application, and right through until we tell you whether your application is successful. Do not clear your cache before completing your application. Otherwise, TSB won’t be able to track the application and therefore unable to pay your cashback. For more information please see TSB website.
UK residents only.
Cashback will be paid into your TopCashback Account, within 180 days of your TSB current account being opened.
Should your cashback fail to track automatically, please submit a 'Missing Cashback' claim within 100 days of your order.
Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.

See also our general terms & conditions.