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Get up to £26.25 of your purchase back
when you shop with RAC Home Insurance
RAC Home Insurance Reviews
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Reviews and experiences from TopCashback members who have shopped with RAC Home Insurance.
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RAC Home Insurance Reviews
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Con! trick you into purchasing with good cashback rates but surprise surprise they never paid, will never use again and suggest you should either as this problem stem back years.
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Wizard465 | 28 Mar 2019
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Tracked then declined. Don't waste your time. No genuine reason for decline
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cjames1984 | 03 Mar 2019
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Tracked then declined. Don't waste your time. No genuine reason for decline
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cjames1984 | 03 Mar 2019
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Buildings and contents policy didn't track. Supposedly due to the transaction being credited to another organisation. I am 100% certain this is not true. Rac and topcashback unwilling to look into this further. Unhappy with experience.
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zzdjp | 13 Jan 2014
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RAC / TopCashback have not paid the cashback despite tracking the click-through and even though I supplied the full policy details.
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cameroi | 14 Dec 2013
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Did not pay cashback even though I purchased a joint home / contents policy and it was tracked. TopCashback refused to investigate.
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cameroi | 12 Nov 2013
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Took out a policy in July 2012, went to 0.00 confirmed as expected, still shows today, with no payout date, this is dusgusting.
£50.50 was the cashback I should have received.
Topcashback should be investigating and stop RAC showing on their website.
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scastle | 11 Jan 2013
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So I bought contents insurance in April. I now discover that it has recently turned into 0.00 with no explanation, and too late to raise it with TCB. I'd not use RAC again and would advise other to use a more reputable merchant.
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lyster101 | 17 Dec 2012
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Almost 3 months since my car insurance policy commenced, and still waiting for RAC to respond to TCB claim. It was the cash back that made the policy the best value for money without it other quotes were much cheaper. Very disappointed to be stuck with this over-priced policy for a further 9 months.
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| 31 Jul 2012
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Cashback appeared then disappeared. I never received anything. RAC home insurance will not speak directly to me or deal with topcashback. Terrible company.
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Eric_the_panda | 02 Jun 2012
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Cashback was offered, we paid, cashback appeared in pending then suddenly disappeared after one month. RAC will not respond to Topcashback or to us directly. Will never trust RAC again
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Eric_the_panda | 10 May 2012
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0 amount has gone to payable what a con :(
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navinder | 26 Jul 2011
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I would not hold my breath about the £70, I went for RAC for car insurance with Topcashback, same deal, £70 cash back. It tracked immediatley as £70, which after about 3 months settled as zero. I read the reviews and everyone was having the same problems. It appears the text on the retailer description had been altered to suit the needs of the person paying the cash back which in this case was Topcashback. They said afterwards, the cashback is only payable to people who pay for there insurance annually! which according to several other reviews it did NOT say this at the time of purchase. I spoke to RAC about it and they confirmed that Topcashback were paying the cash, not them.
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| 08 Mar 2011
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Been trying to buy insurance for 2 days but quote links on website keep freezing
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bidwell22 | 22 Feb 2011
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Twice I have taken either home insurance or car insurance out via topcashback, whilst the product itself was good, both times I have had to wait over a year to be told that my claim has been declined,! Do not recommend if you want cash back!
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HelsBells66 | 16 Nov 2012
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tracked very quickly and at a great rate. lets see how long it take to be payable
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maz78 | 30 Apr 2012
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Should have got cashback 6 months ago still fighting for it DO NOT TOUCH RAC UNLESS YOU WANT A FIGHT ON YOUR HANDS
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| 02 Feb 2012
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It's a month since I last left a comment re this payout. I took the policy out on 18 April and the t & c do say cashback validation period of 3 months but it's still sitting in pending where it jumped to from confirmed in June. No sign of any movement at the moment so I'm hoping TCB are chasing this. Technically only a few days overdue for payment although originally the payment date was shown as end of June. I haven't rated the site with the stars and I won't until the cashback is paid.
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elbe | 25 Jul 2011
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Cashback tracked okay but appeared as 0 which was noted as normal, expected it to go to £70 once the policy came into effect, still showing 0, now informed by topcashback that I have to wait 2-3 months for a response from RAC. Cannot do anything until then feel like have been cheated completely out of pocket - NOT IMPRESSED!! Will let you all know how I get on.
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navinder | 08 Jul 2011
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Purchase tracked quickly, moved to confirmed pretty quickly too, £75 showing due payable at the end of June but a week before the end of June it moved backwards to Pending £75 and £0 showing in Payable. I'm keeping my eye on what's going to happen last day of June/1st July. I imagine I'll end up asking TCB for an explanation but we'll see.
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elbe | 24 Jun 2011
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If like me you only bought buildings cover, chances are that you wont get any cashback, the small print is confusing with this one as the main offer makes it seem that if you buy RAC insurance you will get the full cashback, I could not get a straight answer so cancelled policy and got stung for nearly £50, buyers beware with this, also remeber that if you need legal cover and your changing your insurance provider you wont be covered for 180 days! so beware, thats 6 months without legal protection. you just might be better off sticking where you are.
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| 08 Jun 2011
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Couldnt get the link on the RAC website to work via Internet Exporer howevre Firefox worked first time. I have made their website owners aware.
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ronrose | 11 Mar 2011
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Link to RAC on line quote is naff and not accessible.
This cookie doesnt use so called lo cost calls as they are another rip off, so will go elsewhere, prob Barclays or Tesco
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| 25 Feb 2011
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I purchased contents insurance for £71 and then got back £70.70 cashback so in effect free home insurance.
Tracked within an hour as £45 but within days had been upped to the £70 stated. Just have to see how long it takes to become payable! Good stuff.
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scottnchar | 25 Feb 2011
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