Scottish Friendly Tax-Exempt Savings Plans Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • If you stop paying, reduce your premiums or cancel your policy.
    • If you are an employee of Scottish Friendly
    • If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
    • If you purchase using stolen or fabricated details
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Make sure you have third party tracking enabled in your browser and you allow the confirmation page to full load before closing the window
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • You must use the link above to purchase directly to qualify for cashback
    • To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
  • Good to know
    • Scottish Friendly Tax-Exempt Savings Plans cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Scottish Friendly Tax-Exempt Savings Plans Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • Unless otherwise stated expect transactions for this retailer to appear within 24 hours. Transactions are confirmed once consecutive payments are at least euqal to the cashback amount and should become payable within 30 - 60 days after the date of the last payment received into the policy
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Cashback will only be paid for purchases made from within the UK
    • There is a minimum validation period of 60 days, after which Scottish Friendly will ensure the transaction is valid and that the minimum number of consecutive payments have been received
    • You can only withdraw your cashback via BACS once it reaches Payable.
  • What to do when
    • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 4 months of the transaction. We will be unable to chase up claims older than this
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

Scottish Friendly - Tax-Free Savings & Investments

Scottish Friendly Logo

Invest your money wisely in a wide range of financial products and services provided by Scottish Friendly, and earn cashback when you do by signing up to TopCashback using the form at the bottom of this page. As one of the UK's leading mutuals, they are experts in financial management and provide a variety of solutions, including ISAs and bonds.

There are no interest rates as their investment ISAs are linked to a variety of assets and allow you to invest in the stock market tax efficiently. Use your child's Junior ISA allowance to invest for your kids' future by making monthly payments of as little as £10, while if you are a grandparent, you can invest for the future of your family.

Scottish Friendly Moneybuilder ISA

My Prosperity ISA


The My Prosperity ISA is ideal if you want the simple option of investing up to £20,000 tax-free in one fund. You can invest any amount from £10 a month or a lump sum from £100 - or a mixture of both. It will give you peace of mind as you will receive a guaranteed minimum cash sum on your 10th anniversary (terms and conditions apply).

Once you have set it up, you can cash in or raise, lower, stop and restart payments at any time. Provided you have not made any withdrawals, on the 10th anniversary of your investment start date, you are guaranteed to get back at least as much as you paid in. Your money will be invested in a policy which buys units in a fund which may include stock market shares, property, cash and bond assets.

My Choice ISA


A My Choice ISA gives you more control as you can choose from eight risk-graded funds, while it also gives you the option to transfer into a My Choice ISA from an existing ISA. Whether you are looking to save up for a deposit on a house, a new car or a holiday, this type of Scottish Friendly ISA will get you into the habit of saving and allow you to invest in your choice of funds, depending on how much of a risk you are prepared to take.

This is a long-term investment (5-10 years), though you can take your money out whenever you want without incurring any charges. No matter which funds you select, there is no performance guarantee as the value of investments can go down as well as up. Choose low to high risk & return funds, ranging from the UK Government Bond fund to the International Company Bond fund and the UK Tracker fund, while to find out what returns you might expect, see the 'How Your Money Could Grow' tab.

Scottish Friendly Features
  • Lifetime ISA
  • ISA Transfers
  • My Rewards Card
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About Scottish Friendly Tax-Exempt Savings Plans

Scottish Friendly is one of the UK’s leading mutuals. Offering a wide range of financial products and services, Scottish Friendly is enthusiastic about saving and investing, professional when it comes to investing your money and helpful in the service it provides. Scottish Friendly is a mutual which means they don’t have shareholders. What does this mean for the customer? In simple terms, as Scottish Friendly don’t have to pay shareholders dividends, all the profit they make is used for the benefit of their customers. Scottish Friendly is looking after assets worth more than £2.8 billion (as at 31/12/16) and have over 513,000 members. Of course, history or size is no guide to future performance.

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