Scottish Friendly My Ready Choice (ISA) Cashback Offers & Discounts

Get up to £500 of the price back with our Scottish Friendly My Ready Choice (ISA) cashback offers

Sign up for free and just shop with Scottish Friendly My Ready Choice (ISA) as normal this Black Friday. Our average member earns over £300 cashback a year.

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Scottish Friendly My Ready Choice (ISA) Monthly Investment Cashback

Monthly Premium of £50-£99.99

£150

Monthly Premium of £100-£199.99

£310

Monthly Premium of £200 - £299.99

£330

Monthly Premium of £300 - £399.99

£400

Monthly Premium of £500-£999.99

£450

Monthly Premium of £1000 or more

£500

Scottish Friendly My Ready Choice (ISA) Lump Sum Investment Cashback

Lump Sum Investment £2,000 - £3,999

£130

Lump Sum Investment £4,000 - £5,999

£250

Lump Sum Investment £6,000 - £9,999

£300

Lump Sum Investment £10,000 - £19,999

£350

Lump Sum Investment £20,000+

£490

Scottish Friendly My Ready Choice (ISA)

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Scottish Friendly has been around since 1862 and have been helping families plan for their futures for over 160 years. They don't have shareholders, the person they care about keeping happy is you. With 854,000 members and £4.4 billion in assets under management as of 31st December 2025, you can invest with some peace of mind knowing that Scottish Friendly is there for you.

A My Ready Choice (ISA), gives you the potential for long term growth with a single fund that invests in an actively managed ready - made diversified portfolio. Invest in a lump sum, regular monthly payments, or both.

It usually only takes ten minutes for your application, and you could be on the path to a potentially brighter financial future with Scottish Friendly.

Remember, the value of investments can go down as well as up, and you could get back less than you've paid. Cashback terms apply.

If you stop paying, reduce your premiums or cancel your policy.
If you have purchased a product with Scottish Friendly in the past but since cancelled the policy.
If you purchase using stolen or fabricated details.
If you are an employee of Scottish Friendly.
Each Scottish Friendly member can only open one My Ready Choice (ISA) with us. Multiple ISA applications over any time period will be merged together and you may not receive cashback on any additional applications.
To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
If your monthly payments are less than the stated offer amount.
This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
You are not eligible for cashback if you are awarded a free gift/gift voucher with your purchase via the merchant.
Cashback will be paid six months on from the date the policy was opened and only after consistent payments have been paid into your ISA during this time. For lump sum investments, your lump sum must remain invested for six months in order to qualify for cashback.
Use of a promotional/voucher code not posted and approved by TopCashback.

Cashback is calculated for the item(s) price only, not including VAT, delivery or other fees.
Please ensure you are not using ad blockers or cookie blockers, as this will prevent the new ISA from being tracked and may mean you are not eligible for cashback.
For regular payments, cashback will be paid within 28 days after your 6th consecutive, qualifying monthly investment has been received. For lump sum investments, cashback will be paid within 28 days after a qualifying lump sum has remained invested for 6 months.
Cashback will only be paid out if the lump sum premium is paid in full, or monthly Direct Debits are kept up to date.
Should you have any queries relating to this cashback program, please contact TopCashback customer support team. Please note that Scottish Friendly will be unable to assist you with any query relating to cashback.
You will only be eligible for cashback and cashback will only be rewarded if Scottish Friendly is able to link your account to the TopCashback website or app. This means you must: log into your TopCashback account, click from TopCashback directly to Scottish Friendly and open a brand -new stocks and shares ISA immediately (meaning in the same session without exiting your browser).
In order to click through to this merchant and earn cashback you must have your BACS details registered.
To qualify for cashback you must make payments into the policy at least equal to the value of the cashback.
Please note, your cashback offer from Scottish Friendly is paid into your TopCashback account. Cashback is paid by Scottish Friendly and passed on by TopCashback. Should you have questions regarding your cashback, please contact TopCashback and not Scottish Friendly.
You can only withdraw your cashback via BACS once it has been approved by the retailer.
Cashback rates are subject to change both up and down.
From time to time, information displayed here may be out of date. Please see TopCashback full Terms and Conditions page for further information.
Only one cashback offer is valid per policy.
Cashback will only be paid out if a lump sum premium is paid in full , or monthly Direct Debit payments are kept up to date.

Cashback will only be paid for purchases made from within the UK.
Unless otherwise stated, expect transactions for this retailer to appear within 24 hours.
Scottish Friendly My Ready Choice (ISA) cashback can be earned simply by clicking through to the merchant and shopping as normal.
Scottish Friendly My Ready Choice (ISA) cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.

Some merchants may not be forthcoming with untracked cashback. We endeavor to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

See also our general terms & conditions.