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                    Get up to 50% of your purchase back
 when you shop with RAC UK Breakdown Cover
                
                
             
         
    
 
    
        
        
        
        
    RAC UK Breakdown Cover Reviews
	
    
    
    
    
		
        Reviews and experiences from TopCashback members who have shopped with RAC UK Breakdown Cover.
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                    | RAC UK Breakdown Cover Reviews |  | 
            
            
                
	
   
    
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                would  not use  dosent pay cashback as they state!
             
                
                    No cash back just a pack of lies , Wont bother renewing  with this lot
                
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			|  | poodle2 | 29 Sep 2025
                
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                Denied Cashback
             
                
                    Provided all the information after creating a claim and still no cashback!
                
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			|  | BenClarke91 | 04 Sep 2025
                
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                they dont pay out hardly 
             
                
                    
not easy. don't bother
                
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			|  | m4d1ha | 03 Sep 2025
                
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                No cashback 
             
                
                    Like others have mentioned, I bought a policy through TopCashback following all the usual steps - no discount codes, no tricks, just a straightforward purchase. Despite this, my £60 cashback was declined. I opened a claim and provided everything they asked for: a screenshot from my bank app showing the payment, the policy confirmation, and proof that no promo codes were used.
TopCashback referred the case back to RAC, but after four months of waiting, they upheld their original decision and refused to pay. Absolutely ridiculous! 
                
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			|  | Bradleyn1 | 15 Jul 2025
                
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                I Feel as Though I've Been Scammed 
             
                
                    Clearly some type of dark arts going on here by RAC and / or their "network" - I bought the cover and adhered to all terms and conditions but my cashback was refused with no explanation. Topcashback were great and requested a raft of evidence from me which I provided and Topcashback submitted to RAC's network. After about a month the network responded to state that they were "standing by their original decision" but provided no rationale or evidence or no acknowledgement of the documents I had provided. Do not be sucked in as I was to buying this RAC cover due to this great cashback deal. 
                
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			|  | SJoyce81 | 14 Jul 2025
                
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                Quick Payout 
             
                
                    Although they stated 26 weeks for payment of Cashback, mine was available with 12 weeks - Good Job RAC..!! 
                
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			|  | Ian123summers | 13 May 2025
                
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                price increased so pointless 
             
                
                    
did a quote separate from topcashback it was 75 pounds less for the same cover so not worth the risk of not getting paid out thus pointless 
                
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			|  | scottydoobuy | 27 Apr 2025
                
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                RAC refused to payout and won't say why 
             
                
                    I purchased a policy at the start of the year that stated a payout of £160 would be available. Policy was purchased without any issues direct through TopCashBack. Cost of policy was over £250+.  No extra codes were entered, it was a policy with practically every option ticked. Now I am being told that they won't honor the £160 cashback.
I told TopCashBack to investigate, the RAC replied about a month later saying they weren't paying out and won't give a reason. 
If I did something wrong, please tel me so I dont make the same mistake again. But radio silence is very annoying and poor customer service. Poor customer service on RAC's part, but also poor on TopCashBack for not fighting my corner and asking for a reason. In hindsight, I should have checked these reviews, because I am not the only one this has happened to.
Frustrated, annoyed, and just want to learn from my mistake.........whatever that mistake maybe. 
                
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			|  | chanlon1 | 21 Apr 2025
                
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                A new policy was £127, and £181.50 via topcachback! 
             
                
                    
A new policy was £127, and £181.50 via topcachback, so i aborted the cachback idea. 
                
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			|  | jez300 | 04 Apr 2025
                
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                Reliable 
             
                
                    they always pay out, it takes several months but it hapens 
                
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			|  | loughnafooey | 19 Mar 2025
                
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                DON'T USE, AVOID AT ALL COSTS 
             
                
                    Useless, they reject even when you've done everything correctly.  
                
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			|  | john122 | 12 Mar 2025
                
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                Declined Cashback 
             
                
                    
Declined an £80 cashback claim saying I'd used some other sort of voucher or discount which I was very careful not to. Queried their decision and asked what discount I'd used and they said they would not reconsider and have not explained what the "other" discount was. I would advise customer not to rely on this cashback offer as It seems that the RAC can refuse to pay without any reason being given. Shameful. 
                
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			|  | DelboyTC | 06 Mar 2025
                
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                Price Marked Up 
             
                
                    Already did a quote with RAC then checked and saw 50% cashback. Great, but when I clicked through using this site the price was more than double what I had been quoted already. What a con! 
                
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			|  | Gill79 | 28 Feb 2025
                
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                Do not trust 
             
                
                    
they decline your cashback claim after waiting few months without any reason. 
                
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			|  | rakeshsach2007 | 26 Feb 2025
                
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                Cashback did not track 
             
                
                    RAC said I used a discount code when I didnt'! 
                
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			|  | BenClarke91 | 26 Feb 2025
                
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                Disappointing  
             
                
                    Cashback tracked but 2 months later went from 'pending' to 'declined' for no reason. In their swift reply to the customer service ticked that I had raised through Topcashback, RAC claimed the order had not been made through Topcashback which was obviously nonsense otherwise why would it have tracked at all? 
                
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			|  | LukeWalker | 23 Feb 2025
                
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                fast payment 
             
                
                    fast payment great service 
                
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			|  | zulfikhan | 10 Feb 2025
                
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                Worked fine 
             
                
                    
Cash back paid and stashed in a timely manner. No problems 
                
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			|  | jonjonroot | 10 Feb 2025
                
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                Don't Trust! 
             
                
                    
Declined cashback despite purchasing a qualifying policy 
                
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			|  | SquAshyyy94 | 26 Jan 2025
                
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                It’s a no- brainer 
             
                
                    Breakdown cover can be an expensive add on to your motoring costs. However, when you get 50% cashback, then that really is a no-brainer. If you are buying anything, go via TopCashback. No- brainer! 
                
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			|  | gfergus | 21 Jan 2025
                
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                WARNING: RAC DOES NOT HONOR CASHBACK PROMISES – FALSE ADVERTISING!  
             
                
                    
I had an extremely disappointing experience with RAC and TopCashback. I purchased a Breakdown Cover policy through RAC, with the expectation of receiving £80 cashback as promised for a policy purchase over £150. Unfortunately, RAC refused to honor their cashback offer, despite fulfilling all the conditions. TopCashback disputed the claim twice on my behalf, but RAC continued to deny the cashback without any valid reason.
This is a classic example of false advertising and broken promises. I highly recommend avoiding RAC, as they do not honor their cashback promises, and their customer service is unhelpful. Do not waste your time or money.
Unfortunately there is no zero star so I have given 1 star for this . But please try to consider it ZERO STAR .  
                
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			|  | arunpatra | 19 Jan 2025
                
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                RAC fail to pay cashback 
             
                
                    
RAC didn't honor the cashback offer. As others have found, RAC reject the request for cashback saying an unauthorized discount or voucher was used but wouldn't say what.
Just seems to be a standard line to reject claims which means I lose £80. 
Unfortunately, I would not trust the RAC to treat their customers fairly again so will not be using them again. 
 
                
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			|  | DelboyTC | 17 Jan 2025
                
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                Slow tracking  
             
                
                    4 weeks today purchased policy for £156, upfront and said policies over £150 receive £80. It should at least track. Trading standards should be contacted for misleading advertising and Topcashback too should refuse to deal with companies that do not track within short time and or do.not pay despite many consumers clicking on link as says and buying policy. It is false advertising to say will get £X cashback if you won't. UK trustpilot review next if tracking doesn't update. Everyone should do same as this will continue if get away with it  
                
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			|  | Karajan75 | 17 Jan 2025
                
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                No cashback received!  
             
                
                    Bought an expensive policy through top cash back as it was worth it for the cash back. 
Yet to receive it and it isn't showing as pending.
Also £80 to cancel my policy.
Annoyed.  
                
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			|  | Joey Ed | 16 Jan 2025
                
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                Misleading 
             
                
                    
Cashback not paid. Placed an appeal and they said it was because a discount code was used - all I did was follow the link and make a purchase. Very misleading and wish I had gone elsewhere. Would give 0 stars if I could. 
                
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			|  | coraliefarren | 14 Jan 2025
                
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