Policy Expert Home Insurance Cashback Offers & Discounts

Policy Expert launched in 2011, offering customers insurance that they actually want, for prices that are fair. They allow you to compare home insurance options for buildings, contents or combined policies to ensure you get the best quality policy for the best value. All of their policy documents are written in plain English and you’re able to tailor your cover to your own needs. Whether you’re looking for a combined insurance policy or separate buildings or contents cover, they offer flexible financial protection options which will not see you paying any hidden extras or excessive fees.

Get homeowners insurance quotes in less than five minutes and buy safe in the knowledge that your five star-rated policy has been independently reviewed by Defaqto. Policy Expert have an online claims process, allowing you to resolve simple claims without a fuss, and a UK-based service team are on hand if you have any questions. Get a quote now to see how much you could save with Policy Expert home insurance cashback deals as an added bonus.

Home Insurance that's tailored to your needs

Buildings and contents insurance

If you need buildings and contents insurance, you’ll save money when buying them together in a single, combined house insurance policy instead of taking out separate cover. Insurers offer the best terms to homeowners who buy combined home and contents insurance, while it’ll also make things a whole lot easier for you should you need to make a claim.

You can be sure of receiving a good minimum level of cover as standard as Policy Expert only work with respected providers, while if you need to tailor a policy with optional extras, their broker status — as well as their flexible approach — means they can ensure your property and possessions are suitably protected against theft, loss or damage to your specific needs at a price which suits you.Their insurance comparison table will help you choose the combined buildings and content cover level which best suits you. You can reduce your home insurance cost with our Policy Expert discount code and cashback offers.

Policy Expert Home Insurance Features

• Buildings cover

  If you’re buying a house, your mortgage company will often make it a requirement that you have adequate home buildings insurance, which will cover a property should it be damaged by a domestic disaster such as subsidence, fire, flood or break-in.

  With Policy Expert, you can select the cover which best suits your property. As well as the building itself, your outbuildings and garages will be covered for loss or damage. Depending on your cover and its limits, you can also be covered for finding the source of a leak, alternative accommodation and replacing locks and keys for external doors and windows.

• Contents cover

  If any of your personal possessions are stolen, lost or damaged due to events like a flood, fire or break-in, contents insurance will cover them.

  With Policy Expert’s different products, you can choose the level of cover that suits you best. All of their contents cover includes (up to a level which depends on your chosen product) pedal cycles, money and personal liability. Standard policies will provide cover for any typical household contents you keep in your home and will allow you to choose your amount up to £100,000.

  Accidental damage cover will protect items like mirrors against mishaps, while some policies will also cover electrical items such as your TV, desktop PCs and games consoles. If your home is deemed uninhabitable, meanwhile, you’ll be provided with alternative living accommodation — even if you don’t have buildings insurance with them.

  Your home contents and any high-risk items you may have will be covered as standard, with limits ranging from £10,000 to £30,000. You can cover individual items worth up to £15,000, while there’s no need for you to specify items worth less than £2,000. Take out contents insurance through us as save with our Policy Expert cashback deals.

• Optional extras

  You can tailor Policy Expert standard home insurance policies to meet your specific needs thanks to a range of cover options which will provide added protection for the year.

  Sometimes you want an extra peace of mind in the event of mishaps, so you can explore optional extras from Policy Expert to cover what you may need in future. From legal support to home emergencies, tailor your cover to what you need.

  As part of their home emergency cover, they will aim to get an approved tradesperson with you in two hours. So if your boiler breaks down, leaving you without hot water, you’ll have someone on the way in a reasonable time. With legal expenses cover, you’ll receive advice from trained advisers and partner solicitors should you need help with legal disputes. Policy Expert also offer key cover, with 24/7 protection and support and the cost of replacing your keys or calling out locksmiths covered.

  If you want a little more from your contents insurance, you can purchase additional cover for bicycles and accidental damage. Personal items you take out with you, including gadgets such as tablets, mobile phones and digital cameras, as well as jewellery, watches and glasses, will be covered thanks to their away from home protection.