Become a TopCashback member for cashback, deals and more free perks. Join TopCashback Free

PayingTooMuch Cashback Offers & Discounts

By joining you agree to our terms & conditions and privacy policy

20,000,000 members worldwide


Our customers love us!


Thousands of
top-named brands

Terms & Conditions
  • What will stop me getting cashback?
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Purchases must be completed immediately and fully online.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • Good to know
    • Cashback will be processed 60 days after purchase

  • What to do when
    • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About PayingTooMuch

What does travel insurance cover me for?

There are two main benefits of travel insurance, cancellation cover and medical emergency cover. Before you buy a policy, it’s important to understand what you’re covered for. Cancellation Cover Cancellation cover is designed to pay back any pre-paid expenses that would be lost if you’re forced to cancel your holiday before you travel.

It’s important to make sure that you choose a policy with enough cancellation cover for the costs you would need to claim for. Medical Emergency Cover If you have a medical emergency while you’re away, your travel insurance is designed to pay for the costs of this. You may have to pay an excess contribution to the total costs or you can choose a ‘nil excess’ option if you wish. Treatment in a private hospital or clinic abroad is not usually covered if a suitable public or state facility is available. All policies will cover the cost of bringing you back to the UK (repatriation) if this is recommended. Some policies will offer cover if you need emergency dental treatment for the immediate relief of pain.

How do I find the right travel insurance for me?

It’s easy to get a quote online for a Single Trip or an Annual Multi-Trip policy, or you can speak to one of our friendly experts over the phone. This will show you all the quotes available from our large selection of trusted insurers. Each quote will show how much is covered on each policy for cancellation, medical emergency, and lost or damaged baggage, so you can choose the policy that’s right for you. If you’re holiday includes a cruise or winter sports, you can add these onto the policy too.


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?