PayingTooMuch Cashback Offers & Discounts

Get 20% of the price back with our PayingTooMuch cashback offers

Sign up for free and just shop with PayingTooMuch as normal. Our average member earns over £300 cashback a year.

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How does cashback work?
Will it cost me anything?
When will I actually get my cashback?

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How much cashback can you get?

PayingTooMuch Cashback

Online Purchase


Swamped by a sea of travel insurance options and don’t know what to pick? Use PayingTooMuch to take the guesswork out of finding a policy you can trust. Compare quality cover at a price you can afford for the whole family, including those with medical conditions. Get single trip cover you can rely on for a holiday to remember. Or buy once and get covered for an entire year with a great value annual multi-trip policy. And don’t forget about cruise and winter sports cover – why pay more when you can get affordable cover picked for you? Compare quotes online using our simple price comparison tool that does the leg work for you. If you need help comparing cover options, you can speak to a real human. No robots, just genuine people who are trained to help you. Isn’t that refreshing for a comparison site?

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Cashback terms and exclusions

What will stop me getting cashback?
  • Cashback can’t be used in conjunction with any other discounted offer. Even if they’re on the PayingTooMuch website or were sent to you in an email.
  • Cashback is not paid on VAT, delivery charges and any other fees.
  • If there’s an indication of fraud on your policy.
  • If you or the insurer cancel your policy before your cashback is deposited in your TopCashback account. If cashback has been paid, you may be required to return this to PayingTooMuch.
  • Purchasing a policy with a quote obtained outside of TopCashback.
  • If you’re renewing your policy.
  • Using a promotional/voucher code not posted and approved by TopCashback.
What else is essential?
  • Purchases must be completed immediately and fully online.
  • We will not pay cashback for any policy that has been cancelled or is in arrears at the time of validation. Validation period is approximately 60 days from the date you bought your policy.
  • Missing Cashback claims older than 6 months will not be processed. You’ll need your PayingTooMuch policy number to process your claim. Missing cashback claims may take up to three months to process.
  • PayingTooMuch cashback is available through TopCashback on genuine, tracked transactions that are completed immediately and only online. Any untracked sale and incorrect commission claims raised after six months from their transaction date will be declined.
  • PayingTooMuch can delay cashback payments if they’re subject to an investigation, due to issues with PayingTooMuch systems or those of third parties we work with, or for other reasons.
  • You will only be awarded cashback if you buy through the link on this page and buy your policy online.
  • This merchant calculates cashback excluding VAT, delivery and any other charges.
Good to know
  • Cashback will be processed 60 days after purchase
What to do when
  • A “Missing Cashback” query must be submitted within 6 months of the transaction, if the transaction does not track automatically.
  • We will do all we can to secure the payment of commission on a transaction, but this can’t be guaranteed.
  • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.

See also our general terms & conditions.

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