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You will not need a calculator to work out how good our esure home insurance offers are as they will ensure you have more money in the bank. They offer both buildings and contents policies, meaning you can cover your home and everything inside it. You will benefit from unlimited buildings cover, while they will replace any stolen or damaged items with new ones. There are other great features offered as standard, while when you take out a policy, they will give you free family legal protection and home emergency cover for the first 12 months. Enhance your policy with a range of optional extras, such as personal possessions and pest cover. Get a quote, check out the premium price and buy online, while esure can also provide you with car insurance.
Take out an esure buildings insurance policy and they will provide you with unlimited cover for your home, as well as up to £75,000 for alternative accommodation, £1,000 for locks and keys to ensure the security of your property and up to £2 million worth of property owners' liability cover as standard.
If you are a homeowner, the biggest asset you have will probably be your home, so it is vitally important that it is adequately covered should the unexpected happen, while if you are buying a house, mortgages will usually include having buildings insurance as one of its conditions.
Take out esure contents cover and not only will they replace your stolen or damaged items with new ones, but they will protect garden contents up to £2,000, personal money up to £750 and home office equipment up to £10,000, as well as provide up to £5,000 of student cover and seasonal cover up to an extra 15% of the contents sum insured four weeks before and after a special event, such as a religious festival.
You can also get up to 40% No Claim Discount if you are claim free for five years and add accidental damage cover, while if you buy buildings and contents cover together, you will get a discount. Whether you are a homeowner with a mortgage or a tenant, esure allow two thirds of your contents sum for household goods and one third for high risk items, such as jewellery, antiques, mobile phones and computer equipment.
You can enhance your insurance cover by choosing from a range of optional extras.
Take out personal possessions cover and your belongings will be covered while they are away from your home for accidental damage, loss or theft. Cover applies to anywhere in the UK, as well as for up to 60 consecutive days anywhere in the world.
Should you need to call someone out to deal with an infestation of pests, they will cover the financial cost of the call out and extermination, up to a total cost of £150 (including VAT) if you have pest cover.
This is great if you encounter problems with wasps, hornets nests, rats, mice and grey squirrels, while when it comes to the treatment of bed bugs, it will cover the contractor's charges, subject to a maximum of three treatments or exterminations and an overall limit of £200 (including VAT) of bed bugs in one infested area in the event of an emergency.
Finally, you can add annual travel insurance and benefit from cover for an unlimited number of trips per year, subject to a maximum duration of 30 days per trip. If you are planning a family holiday or two, it will provide you, your husband, wife, partner or joint named policyholder, as well as any of your children - including foster children - who permanently live with you at the insured address, worldwide cover.
If you need to make a claim, their claims team will take your details over the phone, meaning there will be no need to fill out any forms, and oversee your claim. They also have a dedicated home emergency claims team who are experienced in helping homeowners in a time of crisis.
They will arrange for a reputable local contractor to visit your home and carry out emergency repairs, day or night. If you are suffering with an infestation, all you will need to do is call their pest cover helpline, give your details and they will sort out the rest.
If you have taken out family legal protection, you can speak to a member of the legal team, who will call you back if necessary to give you legal advice or a reference number if the issue needs to be dealt with as a potential claim.
If you have taken travel insurance as an optional extra, you, your travelling companion, doctor or nurse should call them as soon as possible after you are admitted if you are taken by ambulance to hospital following an emergency call. For non-emergencies, if you need to go to a GP, A&E or a clinic, you should call esure first before getting help.
About esure Home Insurance
esure Home Insurance, is reassuringly Defaqto 5 Star rated and every policy has these benefits, so get a quick quote today!
Make your home insurance work harder by adding these extras to your policy for a small cost.
• Personal Possessions – get your things covered when you take them outside of your home
• Pest Cover – we cover exterminations up to £150 for wasps, hornet nests, mice, rats and squirrels. Our cover is also extended up to £200 for bedbugs
Get an easy esure quote today!