Equifax Cashback

FasterPay Transactions with merchants marked as offering 'Faster Payment' on TopCashback will progress to payable status within 14 days of being confirmed as valid by the merchant. This means that your cashback should be available for pay-out a lot sooner.

Concerned about your credit score? Get a 30-day free trial and gain unlimited, easy access to you latest Equifax Credit Report and Score. You will get weekly alerts regarding any significant changes, practical tips, an online dispute facility and telephone support seven days a week. It is important to know your credit score and how it may help you get credit. After the 30-day trial it is £14.95 per month to continue if you don't cancel. Sign up now and earn cashback rewards with these deals.

 

 

Terms and conditions: A monthly fee of £14.95 will apply following the 30 day free trial of this product if you do not cancel within the trial period.  You can cancel your subscription at any time.

Visit www.equifax.co.uk to view the full range of products.

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Equifax Voucher Codes

We don’t have any Equifax codes available at the moment. See: All codes and deals | Expired codes
Terms & Conditions and other useful information
Complete Online
  • Cashback available to new Equifax customers only. One cashback redemption per individual. Registration and order must be completed wholly online. You must apply online to be eligible for this cashback.
  • What will stop me getting cashback?
    • Please note that the £2 Statutory Credit Report is not eligible for cashback.
    • Member must keep the free trial for at least 20 days of the 30 day free trial to be eligible for cash-back.
    • Cashback will only be paid out to users purchasing the Free Credit Score product. All other Equifax products are not eligible for cashback
    • Using a promotional/voucher codes not posted and approved by TopCashback.
  • Good to know
    • The rates above include a bonus relevant to your membership level; 5% for Plus members and 1% for classic.
    • From time to time information displayed here may be out of date.
    • Cashback rates are subject to change both up and down.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Equifax cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Unless otherwise stated expect transactions for this retailer to appear within 24 hours. Transactions are usually confirmed within a month and should become payable within 30 - 60 days after the event date, unless otherwise indicated on the Avg Payment Speed Statistics.
    • Cashback may only be paid on the net value excluding VAT, all other taxes, surcharges and any additional costs such as delivery.
    • Equifax Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you earn cashback through this merchant, payouts cannot be made by Avios Travel Rewards Programme,British Airways Executive Club,Toys R Us Gift Card via Love2Shop,Boots Gift Card via Love2Shop,Currys & PC World Gift Card via Love2Shop,Argos Gift Card via Love2Shop,River Island Gift Card via Love2Shop,New Look Gift Card via Love2Shop,House of Fraser Gift Card via Love2Shop,Debenhams Gift Card via Love2Shop,Superdrug Gift Card via Love2Shop,Early Learning Centre Gift Card via Love2Shop,Halfords Gift Card via Love2Shop,H.Samuel Gift Card via Love2Shop,Mothercare Gift Card via Love2Shop,Matalan Gift Card via Love2Shop,Waterstones Gift Card via Love2Shop.
  • What to do when
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 100 days of the transaction, we will be unable to chase up claims older than this.
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

Get Your Credit Report And Score At Equifax

Concerned about your credit score? Get a no obligation 30-day free trial, gain unlimited, easy access to your latest credit report and score and boost your finances with these Equifax promo code and cashback deals. You will receive weekly alerts regarding any significant changes, expert tips, an online dispute facility and telephone support seven days a week.

It is important to know your credit rating and how it can help you get credit, so sign up now. After the 30-day free trial, it will cost £14.95 for the Equifax credit score and £9.95 for the Equifax credit report per month to continue if you do not cancel.

Credit scores are used by lenders to help determine whether you qualify for a particular credit card, loan, mortgage or service.
Using the information on your credit report and any additional information you supplied with your application, lenders use a mathematical model to calculate a score which represents your credit history.

This helps to indicate what type of borrower you are and how likely it is that you will manage your repayments. You credit score will play a key role in the financial products you take out throughout your life. When applying for a credit card or mortgage, it will determine whether your application is accepted and what interest rate you end up paying. People with a higher score are often seen as lower risk, which means lenders are more likely to give them credit. Every lender follows a different policy for credit scoring, so if you do not meet the criteria for one, you may still be able to get credit from someone else.

However, it is important that if you are refused credit to find out why you were turned down before making another application. Credit scores are based on credit reports. Various different factors can cause your credit score to change, including information such as how much of your available credit you are using and your total debts, your history of credit account payments, credit searches and public records. To help manage your credit score, you should review your report and score regularly to ensure information is correct, ensure you do not miss any payments, close any unused credit accounts and register on the electoral roll.

Equifax Features
  • What is Credit Referencing?
      Credit referencing enables lenders to make instant decisions when you apply for credit and is a process which involves both lenders and credit reference agencies like Equifax.
      They share financial information about an individual to help assess their credit history and judge their ability to repay future credit. This information is then kept up-to-date through regular updates by the financial companies to the credit reference agencies.

      Lenders will contact Equifax to find out how much credit you have borrowed and what your repayment history has been like. Public information such as electoral register data and whether you have any court actions for debt will also be shared. A lending company will use this data to make a quick, informed decision when credit is applied for.

      Your credit report and score will influence the financial products you will be accepted for. If a lender views you as being more likely to repay and less likely to default on a payment, they will be happy to offer you a lower interest rate.

  • Statutory Credit Report
      Under the Data Protection Act, you are entitled to see a copy of your Statutory Credit Report for a fee of £2.
      You can request a copy of your credit report, dispute inaccurate information on your credit file and have errors corrected within 28 days.

      To view a copy of your Statutory Credit Report online, just complete their online registration process and pay a one-off fee of £2. You can also request a postal copy of your Statutory Credit Report either online or via their credit application form, which you can download and post. They charge a one-off fee of £2 for postal applications. Please include a cheque payable to Equifax Ltd.

      If you are a sole trader or in a business partnership, by law you are entitled to a copy of your Non-Limited Business Report by post for a statutory fee of £2. Just complete their Non-Limited Business Request form and post it to the address you will find on the Equifax website, including a check for £2 made payable to Equifax Ltd.

  • Equifax Identity Watch Pro
      Help protect against identity theft with Equifax Identity Watch Pro.
      WebDetect will undertake monitoring and alert you if your personal financial details are shared on websites used by fraudsters, while you will receive alerts within 24 hours of significant changes to your credit report, as well as unlimited access to your credit report online.

      Alerts will give you an advantage as they will help you respond quickly and effectively to potential security threats. Their customer care team are available seven days a week, while specialists are on hand if fraudulent items appear on your credit report.

How does Cashback Work?
It’s extremely simple; we just pass on our advertising commission straight to you, as cashback. It’s the perfect way to earn easy money online.
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Tracking Stats

99.62%
satisfied

Based on over 65,000 completed transactions
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