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TSB Spend & Save Account Cashback Offers & Discounts

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Terms & Conditions
  • What will stop me getting cashback?
    • All opened accounts are run through extensive validation checks and cashback will only be paid on valid opened accounts.
    • Cashback cannot be used with:

      1. Any other offer available with TSB current accounts, unless listed on this page

      2. Any other TSB discounts such as staff or student discounts

      3. Any other offer, voucher or discount code unless listed on this page

    • Cashback will only be paid to members who have BACS as their registered TopCashback payment.

    • You will be eligible for the TopCashback cashback if you open a new TSB Spend & Save current account, you don’t have any other existing TSB current accounts and:
      1. Within the first 90 days of your account being open you register for Internet Banking, paperless statements and paperless correspondence
      2. Keep your account open for at least 120 days
      3. In three out of the first four calendar months after you’ve opened your account:
      (a) Pay in at least £500 each month
      (b) Make at least two debit payments out of your account each month

      As an example, if you opened your account in June, you would have to pay in £500 and make two payments out of your account in three of the following months;  June, July, August and/or September.

    • If you open more than one TSB Spend & Save account via TopCashback, you will only be paid cashback on the first account you open.

    • Please also see TSB’s current account terms and conditions which can be found on their website.
    • The eligibility is checked 120 days after the account is opened.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • All opened accounts are run through extensive validation checks and cashback will only be paid on valid opened accounts.
    • Cashback will be paid into your TopCashback Account, within 180 days of your TSB current account being opened.
    • Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments.
    • Purchases must be completed immediately and fully online.
    • Timing of debit payments: We’ll count any debit payments you make based on the date the money is taken from your account. This is usually within 5 working days from the day you make  the payment, but can sometimes be longer. You can tell when money is taken from your account by looking at your transactions online or on your statement.

    • UK residents only.
    • You must apply for the TSB Spend & Save current account by clicking on the TopCashback link above so that TSB knows you’ve taken out your product via TopCashback and so that you receive  your cashback.

    • You must make sure cookies are enabled before you start your application, and right through until we tell you whether your application is successful. Do not clear your cache before  completing your application. Otherwise, TSB won’t be able to track the application and therefore unable to pay your cashback. For more information please see TSB website.

    • You won’t be eligible for cashback if you click away from the TopCashback website page, or visit any other websites before completing your current account application and opening your account.

    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About TSB Spend & Save Account

Open TSB's Spend & Save account, with lots of helpful features you can activate.

• Savings Pots – helping you put money aside for the things that really matter; set and track your saving goals

• Save the Pennies – a simple way to make your small  change build up into useful savings

• Auto Balancer – lets you choose a minimum balance limit, making it less likely to slip into an overdraft
UK residents only, 18+

• Earn up to £30 Cashback - £5 Cashback a month for 6 months by making 20 debit card payments each calendar month, excluding ATM withdrawals.

£3/ month fee.



  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?