Santander 1 | 2 | 3 Current Account Cashback Offers & Discounts

Get money back every time you shop with over 6,000 merchants

Sign up for free and just shop as normal. Our average member earns over £300 cashback a year.

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Santander 1 | 2 | 3 Current Account

Earn up to 3% cashback every month on selected household bills paid by Direct Debit, capped at £5 for each cashback tier each month.

Earn monthly interest of 2.00% AER / 1.98% gross (variable) on balances up to £20,000.

Arranged overdraft facility (subject to status). If you use an arranged overdraft, you’ll be charged an interest rate of 39.94% APR / EAR (variable).

There's a £4 monthly fee for maintaining the account that will automatically be taken from your account each month.

Online and Mobile Banking available with text and email alerts.

Get cashback, vouchers, prize draws and other offers personalised to you when you use Santander Boosts.

No charges when you use your 1|2|3 Current Account debit card to make withdrawals in the local currency at Santander cash machines abroad. You’ll find our cash machines in Spain, Germany, Poland, Portugal, Argentina, Brazil, Chile, Mexico, Puerto Rico, Uruguay and the USA.

You may only hold a maximum of two 1|2|3 Current Accounts, one in your own name and one in joint names.

To be eligible to open a 1|2|3 Current Account you must be over 18 and live in the UK permanently.

To earn interest and cashback you'll need to pay £500 into your account each month (any interest paid, and payments between Santander personal accounts you’re named on, won’t count towards this); and have 2 active Direct Debits.

To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking.

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Cashback terms and exclusions

See also our general terms & conditions.

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