 Get up to £130.00 of your purchase back when you shop with Sainsbury's Bank Pet Insurance
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        Get up to £130.00 of your purchase back when you shop with Sainsbury's Bank Pet Insurance
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                    Get up to £130.00 of your purchase back
 when you shop with Sainsbury's Bank Pet Insurance
                
                
             
         
    
 
    
        
        
        
        
    Sainsbury's Bank Pet Insurance Reviews
	
    
    
    
    
		
        Reviews and experiences from TopCashback members who have shopped with Sainsbury's Bank Pet Insurance.
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                    | Sainsbury's Bank Pet Insurance Reviews |  | 
            
            
                
	
   
    
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                Appalling 
             
                
                    Purchased this policy in the middle of June, the terms state the policy has to be active for 90 days and all premiums paid which they have been. It's now the end of October and nothing has been received and the cashback sat in pending. Top cashback have been less than helpful telling me to wait even though I have stuck to the terms and conditions. I feel robbed and cheated and the next step is to take this to a small claims court to get my money.  Please sort this out top cashback. Looks at all of the reviews! Stay away from this cashback offer. Sainsbury's are missing selling insurance policies.  
                
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			|  | Chayward29 | 24 Oct 2025
                
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                No sign of cashback
             
                
                    Cashback has tracked as pending now for over 6 months, i doubt it will ever come, needs to be removed from the site 
                
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			|  | Lhyde6 | 20 Oct 2025
                
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                Took over 6 months
             
                
                    Very long wait but was paid full amount 
                
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			|  | jameskodaduncan | 12 Oct 2025
                
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                Sainsbury's Bank Pet Insurance cashback should be removed
             
                
                    They do not honor the cashback and will not pay out. Look at all of the 1 star reviews for Sainsbury's here, it's clear that they're not going to pay out.
                
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			|  | Elliemarie245 | 11 Oct 2025
                
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                6 Months Later and still waiting
             
                
                    Purchased Pet insurance at the start of May and still sat on pending. Will avoid in future as the cashback made the policy more attractive. Wont buy again!
                
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			|  | Tori7884 | 08 Oct 2025
                
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                No Payout 
             
                
                    Same story as other reviewers here, taken out months and months ago, cashback has never been updated past pending - would avoid in future 
                
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			|  | aidanmcg2 | 08 Oct 2025
                
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                Still waiting
             
                
                    I bought my pet insurance in May and paid in full to take out the policy. It is now 30th September and im still waiting with no end in sight. I would suggest not bothering with them for cashback at all
                
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			|  | Lucyj1703 | 30 Sep 2025
                
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                Cash back 
             
                
                    
Still waiting 5 months on no cash back as one of the reasons I used topcashback
                
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			|  | Aniali725 | 28 Aug 2025
                
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                Another cashback not honoured 
             
                
                    I took out a multipet policy with Sainsbury’s. After a few days of the transaction not registering, I queried the missing transaction with TopCashback and got a fairy generic response. After 3 months I chased it up again. Lo and behold the cashback was denied. I’d read the reviews, thought I was prepared to be disappointed , but I’m really peeved by it! Note to self for next year: anyone but Sainsbury’s.  
                
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			|  | sallynev | 26 Aug 2025
                
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                Policy taken out in April... Still Pending Aug 
             
                
                    Still on pending status. TCB customer services said just have to wait until Sains action at their end... Not feeling hopeful and  without the cashback the price paid wasn't a particularly good deal.  Ended up being a Bit of a farce moving to Sainsbury's as excluded general condition after once incident and not an ongoing condition but wouldn't confirm exclusions til my previous policy had lapsed... Will be reconsidering options next year.  
                
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			|  | ljsilson | 13 Aug 2025
                
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                Not paid 
             
                
                    Sat on pending nearly 2 months later and said 4 weeks 
                
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			|  | Little v  | 03 Aug 2025
                
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                Don't do it
             
                
                    
Exactly the same as all others below. Purchased in March and still stuck on pending. 
Customer service seemingly doing nothing to resolve. You won't get your cashback. 
                
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			|  | Member297336162222 | 30 Jul 2025
                
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                Still waiting  
             
                
                    Tracked cashback in February and still stuck on pending.  No way to submit case on topcashback either as cannot find transaction 
                
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			|  | Jennieh9685 | 28 Jul 2025
                
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                Still waiting! 
             
                
                    Unfortunately I am in the same situation as the other reviewers and 6 months later, the cashback is still pending. I have reached out to topcashback and they aren't being very helpful. Would avoid if you are a prospective customer and go with a different insurer. 
                
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			|  | elliechellings  | 23 Jul 2025
                
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                Still waiting
             
                
                    As with all the other reviews , i have gone past the 90 days and am still waiting for the cashback.  
                
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			|  | Kristabelles82 | 23 Jul 2025
                
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                No payment 
             
                
                    5 months later and it’s still pending. Have read multiple posts on online forums and there seems to be a lot more people facing this issue than are leaving reviews on top cash back. If you read this and you also have not been paid, take the 30 seconds and leave a review. 
I paid Sainsbury’s Bank Pet Insurance £90 more than the next cheapest quote but figured that’s not so bad, I’m getting £150 cashback. Not only have I not received the cashback, that decision has now cost me £90 on the assumption I would still be up £60 selecting Sainsburys bank. Not ideal, feels like it’s in the realm of mis-selling an insurance product which is a very regulated market.  
                
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			|  | Grice424 | 15 Jul 2025
                
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                Still pending
             
                
                    Estimated time states 4 weeks but like most other reviews it’s still sitting as pending after 5 months. 
                
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			|  | Lynnykins74 | 15 Jul 2025
                
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                6 Months........................
             
                
                    Still pending....still waiting 
                
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			|  | ashsam9397 | 01 Jul 2025
                
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                4 months and won't move to payable.
             
                
                    
States 4 weeks, but after 4 months no cashback has been received. 
                
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			|  | katykicker | 27 May 2025
                
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                Purchase with caution and take screenshot for every page! 
             
                
                    
After a 7 month wait of making a purchase with Sainsbury's, I contacted Topcashback regarding this payment of which had sat as pending for many months. I expressed my concerns about the negative feedback and confirmed that I followed the correct procedure to track the cashback and that my policy was still running. Due to the negative feedback, I didn't have any hopes of being paid the £45 cashback that is suggested you'll get, but regardless, after a few email exchanges, I was eventually paid out £45....much to my amazement. I fully expected this to be declined like many other cashback amounts are, with Topcashback claiming that I perhaps didn't follow the correct procedure(even though I do everytime) or Sainsbury's just refusing it fullstop. But anyway, £45 went to payable and I have now withdrawn it.
Take your screenshots as future evidence! 
                
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			|  | kikupafuss | 07 Jul 2024
                
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                Never pay out??
             
                
                    
Still waiting after 6 months. Payment pending.  Have raised query, but no response from TVB either. Shame you have to give any stars at all. 
                
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			|  | Tweston68 | 19 Jun 2024
                
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                Refused cash back 
             
                
                    Just like all reviews below my cash back for a dog policy has been refused ? Followed all steps as requested so I have now raised  a dispute. 
                
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			|  | Boulton88 | 14 Apr 2024
                
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                Didn't track 
             
                
                    As others mentioned this didn't track - website seems to use additional pop up to process claims probably circumventing tracking? 
                
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			|  | headerrs2 | 26 Mar 2024
                
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                Didn’t even track  
             
                
                    
I followed all the steps on the TCB process with this merchant but it didn’t even track. I’ve raised a manual missing cashback claim but not holding our much hope as from the other reviews, no one seems to have  ever got cashback! They shouldn’t be allowed on TCB in my view  
                
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			|  | leylandchris | 14 Mar 2023
                
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                    Agree with previous review. 6 months later and hasn’t even got to confirmed. Don’t waste your time   
                
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			|  | sandford4310 | 11 Jan 2023
                
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