M&S Home Insurance Cashback Offers & Discounts

All policies must be sold via the M&S website.

Charity Cashback cannot be redeemed if you are an existing customer renewing a policy.

 Charity Cashback cannot be redeemed if you don’t pay your insurance premium in full, or if paying by Direct Debit your payments are not kept up to date.

Charity Cashback cannot be redeemed if your application is not fully completed online or is completed over the telephone.

Cashback can only be paid out as a charity donation of your choice for this merchant.

Charity cashback cannot be redeemed if you have insured your home with M&S Home Insurance in the last 12 months.

If you have obtained a quote through TopCashback and purchase through any other means e.g. a price comparison website.

If you or the insurer cancel the policy within 90 days of your policy start date. All policies are run through extensive validation checks 90 days after the policy start date. Cashback will only be paid on valid policies. Policies will be validated between 90-120 days after your policy start date.
 

If you use the charity cashback offer in conjunction with any other offer/promotional code or cashback, including but not limited to, employee discounts, voucher codes or other promotions not included in the retailer’s listings on this website.

Charity Cashback is limited to one policy per household.

Charity Cashback is not issued by the retailer. If you have any queries surrounding your charity cashback you must contact TopCashback directly.

M&S Home Insurance reserves the right to take action (including legal action) as necessary to prevent or redress any fraudulent or unlawful use of their website.

M&S Home Insurance reserves the right to withdraw or amend their offering at any time. Cashback offers are subject to change without notice.

This offer is only available to residents of the United Kingdom who have purchased a valid insurance policy through M&S Home Insurance.

TopCashback are an Introducer Appointed Representative of Optimise Media (UK) Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) for general insurance activity under firm reference number 313408

Home insurers offering “Charity Cashback” can be identified when searching on TopCashback. When searching you will see ‘Charity Cashback’ next to the brand name.

Policy must be live for 90 days with 3 consecutive months’ payments from the customer before a transaction can be approved. Upon fulfilment of this criteria, M&S bank insurance will validate the sales accordingly.

You can still take out a policy through these insurers, but instead of earning any personal cashback in your TopCashback account, an amount will be donated to our charity partner, The Money Charity.

The Money Charity is the UK’s financial capability charity. They proactively provide education, information, advice, and guidance to people of all ages, helping them manage their money well and increase their financial wellbeing. Their purpose is to empower people across the UK to build the skills, knowledge, attitudes, and behaviours to make the most of their money throughout their lives.