Habito Cashback Offers


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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • To get the cashback, you have to create a Habito account using the TopCashback link above (rather than directly at habito.com). You can’t get cashback if you already have a Habito account.
    • You’ll only get the cashback once your lender tells Habito your mortgage has completed. This can take up to 5 months in total: 1 month to submit your application, 2–3 months for the lender to accept it, then 1 more month for the lender to tell Habito it’s done.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • New Customers only.
    • One valid purchase per customer.
    • To get your cashback, create a new account using the sign up form on this page. If you already have an account with Habito, you won’t be able to get the cashback
    • You can only use this cashback offer once for each account you have with Habito
  • Good to know
    • Customers must create an account through the TopCashback link. Accounts created prior to this will not be valid for cashback.
    • Cashback can take up to 5 months to appear in your account.
    • Cashback rates are subject to change both up and down.
    • Cashback rates could change, which means you might get more or less than the amounts you see above.
    • If you need a reference number for a missing cashback claim, use the same email address you used to sign up to Habito as your reference number.
    • Your transaction may initially track lower before being uplifted once validated.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • A "Missing Cashback" query must be submitted within 30 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About Habito

It is estimated that 1 in 4 consumers are on the wrong mortgage. When re-mortgaging, the average saving is approximately £3000 - £4000 a year. habito is using technology to bring the mortgage-application process into the 21st century. We have developed a simple, honest and transparent way to help people get the best mortgage possible based on their very specific criteria. No jargon, no fees and no misinformation. Features and benefits: • No paperwork - online, 24/7, any device • Fast and free (habito is paid by lenders) • Customer-centric • Impartial advice • Cover the whole market • FCA authorised • Rated 5-star on Trustpilot Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. Whether you’re a first-time buyer, you’re moving, re-mortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker. Unlike a traditional broker, our technology analyses every mortgage on the market from over 70 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live chat to answer your questions. Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?