Aviva Critical Illness Plan Cashback Offers & Discounts

Get up to £1,500 of the price back with our Aviva Critical Illness Plan cashback offers

Sign up for free and just shop with Aviva Critical Illness Plan as normal. Our average member earns over £300 cashback a year.

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How much cashback can you get?

Aviva Critical Illness Plan Cashback

New Valid Policy- £5.00-£9.99
New Valid Policy- £10-£14.99
New Valid Policy- £15-£19.99
New Valid Policy- £20-£24.99
New Valid Policy- £25-£29.99
New Valid Policy £35-£39.99
New Valid Policy- £30-£34.99
New Valid Policy- £45-£49.99
New Valid Policy- £40-£44.99
New Valid Policy- £50-£59.99
New Valid Policy- £60 - £69.99
New Valid Policy- £70 - £79.99
New Valid Policy- £80 - £89.99
New Valid Policy- £90 - 99.99
New Valid Policy- £100 - £149.99
New Valid Policy- £150 - £199.99
New Valid Policy- £200 - £249.99
New Valid Policy- £250+

Aviva Critical Illness Plan

Critical illness cover is an insurance policy that pays out a tax-free lump sum if you become critically ill. You can use the money however you like – whether that’s to help cover health-related costs, monthly expenses, or lost income while you get better. Aviva’s cover also includes cover for your child (1), paying out if your child is diagnosed with, or undergoes surgery for, a critical illness.

Why choose Aviva Critical Illness Cover?

• £362 million pounds worth of claims paid in 2023(2) • Flexible length of cover, from 5 to 50 years(3) • Get an instant quote online in minutes

Things to bear in mind:

• Aviva critical illness cover will pay out if you’re diagnosed with or have surgery for a condition that meets our policy definition during the term of the policy and survive for at least 10 days • We only cover conditions we define in our policy and no others • There’s no cash-in value • Inflation could reduce the value over time • You need to be a UK resident aged between 18 and 64 to apply • Cashback is payable after your sixth monthly premium has been received, and value is dependent on the premiums paid (T&Cs apply)

  1. If your child has a critical (not terminal) illness, we’ll pay up to £25,000, or 50% of the cover amount (whichever is lower). It’s valid from when they’re 30 days old until they’re 18 (or 21 if they’re in full time education).
  2. Figures from Aviva UK Individual Protection claims report 2024.
  3. The policy must end before you turn 76.
Read more

Cashback terms and exclusions

About your transaction
  • If any Paragraph in these Terms and Conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other Paragraphs of these Terms and Conditions, which shall remain in full force and effect.
What will stop me getting cashback?
  • Using a promotional/voucher code not posted and approved by TopCashback.
What else is essential?
  • Purchases must be completed immediately and fully online.
  • Subject to the eligibility criteria in Paragraph 3, you will be able to claim Cashback if you: I. click on the dedicated link on the Promotion webpage to go through to the Aviva.co.uk product page; II. apply for a new Aviva Life Insurance Plan and/or Critical Illness Plan at that time and then go on to purchase that policy; and III. then go on to pay the first six consecutive monthly premiums due for the relevant product(s).
  • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • The amount of Cashback payable will be calculated based on the total amount of the monthly premiums paid for your Aviva Life Insurance Plan and/or Critical Illness Plan as set out on the Promotion webpage at the time when you click through to take up the Cashback offer.
  • If you take out both an Aviva Life Insurance Plan and a Critical Illness Plan under this Promotion, the value of your monthly premium for each product will be combined for the purposes of calculating your Cashback amount. However, you must still make six consecutive premiums for each product to get the combined Cashback amount.
  • Please note that Cashback will not be paid if you make your purchase using a saved quote. You must click the dedicated link on the Promotion webpage, generate a new quote on the Aviva.co.uk website and apply to make a purchase straight away.
  • The Promotion is only available while the Promotion page is actively displayed on the TopCashback website and may be removed without notice. The cashback amounts vary, please refer to the current active promotion page for the amounts available at the time you take out your policy.
  • You must be resident in the UK, and aged eighteen or over at the time of the Promotion. Please also note that the maximum age you can take out these products is 77 years old for an Aviva Life Insurance Plan and 64 years old for a Critical Illness Plan. The Promotion is only available to current members of TopCashback.
  • Existing Aviva customers will still be eligible for the existing Multi-Product discount (where applicable) in addition to the Cashback. To access this discount, you will need to follow the link from the Promotion page and your discount will automatically be applied at checkout. Please note that Cashback will not be paid in conjunction with any other offer, voucher or discount unless specifically listed on the Promotion page.
  • Cashback offer is limited to one (1) cashback payment per policy, if you take out both plans, in accordance with Paragraph 2.3, the enhanced Cashback will be made as a single payment for both. For joint policies the Cashback payment will be made to the account holder that takes out the joint policy.
  • If your application to take out an Aviva Life Insurance Plan or an Aviva Critical Illness Plan is declined by Aviva for any reason you will not be eligible to participate in the Promotion. The Terms and Conditions of this Promotion do not alter or vary any other terms and conditions applying to the Aviva Life Insurance Plan or Aviva Critical Illness Plan products.
Good to know
  • The Cashback offer applies to all new Life Insurance Plan and Critical Illness Plan policies; however, it will not be paid if you have previously cancelled a Life Insurance Plan or Critical Illness Insurance Plan taken out directly with Aviva in the 12 months preceding the date you apply for your new policy.
  • Aviva reserves the right to cancel your Aviva Life Insurance Plan and/or Critical Illness Plan policy and decline your Cashback should there be a reasonable basis for suspecting fraud or that you are abusing the terms of the Promotion.
  • In the event of circumstances outside the reasonable control of Aviva, or otherwise where fraud, abuse, and/or error (human or computer) affects or could affect the proper operation of this Promotion, and only where circumstances make this unavoidable, Aviva reserves the right to cancel or amend the Promotion, at any stage, but will always endeavour to minimize the effect to participants in order to avoid undue disappointment.
  • This Cashback offer is non-transferable and non-exchangeable by you, but Aviva reserves the right to replace the Cashback with a similar substitute of equal or greater value .
  • When you click the dedicated link you will leave TopCashback and be transferred to the Aviva.co.uk website where the collection, use and other processing of your personal data will be governed in accordance with Aviva’s applicable Privacy Policy. Aviva is the data controller of any personal data it collects from you on Aviva.co.uk in connection with this Promotion and the purchase of the associated Aviva products.
  • While you are on the TopCashback website, TopCashback is the controller of your personal data and the processing is subject to their privacy policy.
  • We use a company called Optimise Media as an affiliate marketing provider, to enable us to offer this cashback promotion in conjunction with TopCashback. Optimise Media place a cookie on your browser when you click on the dedicated link so that sales of products related to this offer can be tracked and the Cashback paid to you, together with any associated commission due to Optimise Media.
  • While nothing in these terms and conditions will limit Aviva’s liability for death or personal injury caused by its negligence or for fraud, or any other liability which cannot be lawfully excluded or limited, Aviva shall not be liable for: • any failure to comply with its obligations where the failure is caused by something outside its reasonable control; or • for any losses that you may incur which were not foreseeable by Aviva or you at the time of your participation in the Promotion.
  • Your use of any Aviva website and the downloading of any materials in connection with the Promotion is governed by Aviva’s Digital Terms and Conditions at Digital Terms And Conditions - Aviva.
  • These Terms and Conditions shall be governed and construed in accordance with the Laws of England. Any dispute arising is subject to the non-exclusive jurisdiction of the Courts of England and Wales.
What to do when
  • We will validate your Cashback claim after you have paid your sixth consecutive premium for your Aviva Life Insurance Plan and/or Aviva Critical Illness Plan and we have otherwise validated your claim. Please allow up to eight (8) weeks following this for your Cashback to be processed and paid into your TopCashback account.
  • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
  • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
  • If you have any complaints about this Promotion or need assistance to participate, please contact TopCashback’s customer services in the first instance.
About your purchase
  • The Promotion is brought to you by Aviva UK Digital Limited. Aviva UK Digital Limited sells life insurance and critical illness policies provided by Aviva Life & Pensions UK Limited. Aviva UK Digital Limited is registered in England No.09766150. Registered office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 728985
  • The Cashback is offered through the TopCashback website and is subject to the standard terms and conditions you have entered into with TopCashback. If you qualify for Cashback it will be paid in the form of a credit into your TopCashback account.
  • TopCashback Ltd. are an Introducer Appointed Representative of Optimse Media (UK) Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) for general insurance activity under firm reference number 313408.

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