1st Central Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • You must get a new Direct quote from the link provided, and purchase in one step to be eligible for cashback.
    • If you do happen to navigate away from this merchant before completing your purchase, you must return to TopCashback after clearing cookies, click through to the merchant page, and restart your quote.
  • Good to know
    • 1st Central cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • 1st Central Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you are logged in to your account, the rates above include a bonus relevant to your membership level; typically 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • You can only withdraw your cashback via BACS once it reaches Payable.
    • If you earn cashback through this merchant, payouts cannot be made by Adidas e-Gift card and Adventure Card by Geronigo e-Giftcard and All Bar One e-Gift Card and Amazon.co.uk e-Gift Card and Arcadia e-Gift Card and Ask Italian e-Gift Card and Bonmarché e-Gift Card and British Airways Executive Club and Caffe Nero e-Gift Card and Chef & Brewer Pub e-Gift Card and Clarks e-Gift Card and Costa e-Gift Card and Crown Carveries e-Gift Card and Currys PC World e-Giftcard and Debenhams e-Gift Card and Ember Inns e-Gift Card and FatFace e-Gift Card and Fayre & Square Pub e-Gift Card and Flaming Grill Pub e-Gift Card and Footlocker e-Gift Card and Gap e-Gift Card and Google Play e-Gift card and Greene King Pubs e-Gift Card and Halfords e-Gift Card and Harvester Pubs e-Gift Card and Hungry Horse Pub e-Gift Card and Innkeeper's Lodge e-Gift Card and intu e-Gift Card and Jack Wills e-Giftcard and Love2Shop and Love2Shop e-Giftcard and M&S e-Gift Card and Masterchef e-Giftcard and Miller & Carter Steakhouse e-Gift Card and Mococo e-Gift Card and Nicholson's e-Gift Card and Nike e-Gift Card and Not On The Highstreet e-Gift Card and O’Neill’s e-Gift Card and PayPal and Pizza Express e-Gift Card and Pizza Hut e-Gift Card and Primark e-Gift card and Reward Wallet and Starbucks e-Gift Card and Stonehouse e-Giftcard and Tesco e-Gift Card and The Dining Out Card e-Gift card and The Entertainer e-Gift Card and The Great British Pub e-Gift card and The Restaurant Card e-Gift Card and Thomas Cook e-Gift card and Ticketmaster e-Gift Card and Toby Carvery e-Gift Card and Uber Eats e-Gift Card and Uber Rides e-Gift Card and Vintage Inns e-Gift Card and Virgin Experience Days e-Gift Card and Virtual Mastercard® Prepaid Card and Xbox e-Giftcard and Xbox Live Gold e-Giftcard and Zizzi e-Gift Card.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.
  • About your purchase
    • 1ST CENTRAL is a trading name used by First Central Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority (firm reference number: 483296). Registered in England and Wales (number: 6489797) at Gemini House, Mill Green Business Estate, Mill Green Road, Haywards Heath, West Sussex, RH16 1XQ.

1st CENTRAL — Your First Choice for Car Insurance

1st Central Insurance Logo

If you are looking to drive down the cost of quality car insurance which comes with a comprehensive range of features and benefits, you have come to the right place. That is because 1st CENTRAL constantly monitor the market to ensure you get the best possible price, while their car insurance provides excellent levels of cover and has a five-star Defaqto rating.

As well as being able to get a quote in minutes and manage your policy online, you will also benefit from a personal claims handler, a UK call centre you can contact at the weekend and a claims line which is open 24 hours a day, 365 days a year. Enjoy windscreen and personal belongings cover, as well as key assist, while you can add optional extras such as breakdown cover, personal accident cover and legal expenses cover.

You can also take advantage of the superb benefits offered by 1st CENTRAL REWARDS, including high street discounts. Read 1st CENTRAL insurance reviews, while you can save money with our 1st CENTRAL car insurance cashback deals if you become a TopCashback member via this page.

1st Central Homepage Screenshot

What You'll Get


Take out 1st CENTRAL car insurance and you will receive some great features and benefits. As well as being able to manage your policy online 24 hours a day, seven days a week, 1st CENTRAL customers can save money on big name brands like Sainsbury's and Thomas Cook through 1st CENTRAL REWARDS.

Take advantage of a free courtesy car when using their approved network for insured repairs, while if you are hit by an uninsured driver and it is not your fault, you will not lose your No Claims Discount. A 1st CENTRAL insurance policy will provide cover for driving other cars, while you will benefit from up to £1,500 cover for lost or stolen keys and up to £1,000 for in-car entertainment.

What They Cover


There are two types of 1st CENTRAL car insurance you can buy — comprehensive and third party, fire & theft. Both policies offer drivers fire & theft and liability to others cover, while for every year of claim-free driving, you will accrue No Claims Discount.

Whichever you choose, your cover will extend to 21 days of driving in any EU country, plus Croatia, Iceland, Norway, Switzerland, Liechtenstein and Andorra, while key assist will cover replacement locks, keys and locksmith charges for up to £1,500, plus up to three days of car hire. Opt for comprehensive cover and you will also benefit from accidental damage, windscreen, personal accident, personal belongings and medical expenses cover, plus a courtesy car.

1st CENTRAL Features
  • 1st REWARDS
  • Optional Extras
  • Making A Claim
How does TopCashback work?

It’s extremely simple; we just pass on our advertising commission straight to you, as cashback. It’s the perfect way to earn easy money online.
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About 1st Central

1st CENTRAL offers a 5 Star Defaqto rated car insurance product and has sold over three million policies since inception in 2008. 1st CENTRAL car insurance provides quality cover and includes a comprehensive range of features and benefits including the below:
• Free class-A courtesy car when using our approved network for insured repairs
• Uninsured Driver Promise - if you're hit by an uninsured driver and it's not your fault, you won't lose your No Claims Discount
• New replacement car if the car is less than 12 months old and you're the first owner
• 21 days European cover
• Cover to drive other cars subject to eligibility
• Up to £1,500 key cover
• Up to £1,000 cover for in-car entertainment
• A 5 year warranty and workmanship guarantee on all repairs carried out by our recommended repairers

1st CENTRAL is a trading name used by First Central Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority (firm reference number: 483296). Registered in England and Wales (number: 6489797) at Central House, 25-27 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP.

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