Okay, let's compare features Both Quidco and TopCashback were established in 2005 and now have millions of members earning cashback when they shop online. FeaturesQuidcoTopCashback Cashback Rateup to 160%up to 165% Additional informationQuidco members get up to 160% of the cashback offered by the merchant. For TopCashback, this is up to 165%. Friend Referral Scheme£10up to £7.50 Additional informationQuidco will give you a £10 bonus when your friend earns £5 cashback. TopCashback offer up to £7.50 bonus when your friend earns £10.00 cashback. Cashback GuaranteeBeat RateBeat Rate Additional informationBoth sites guarantee to beat any rates found elsewhere. As 91% of the rates on TopCashback are better than competitors, this is rarely needed. Purchase Giftcards with CashbackNoYes Additional informationTopCashback offers a feature called ‘TopGiftCards’ which allows members to buy digital gift cards from a number of retailers and receive cashback. Payouts with added bonus5262 Additional informationQuidco offer 52 payouts with a bonus. TopCashback offer 62 payouts with a bonus, including Just Eat, Tesco, Amazon, and Love2Shop vouchers. Donate Cashback to Charity?YesYes - more than 300 Additional informationWith Quidco you can donate to any charity on the For Good Causes website. With TopCashback you can donate to more than 300 charities. Both sites offer this when you request a payout. Number of RetailersOver 4,500Over 5,000 Additional informationTopCashback offers online cashback on over 5,000 merchants, covering everything from car insurance to grocery shopping and even mobile phone contracts. Ability to Split Your PayoutNoYes Additional informationTopCashback allows you to split your payout by type (i.e. bank transfer, gift cards) to give far more flexibility on how to use your cashback. TopCashback’s unique ‘Reward Wallet’ means you can choose exactly what payouts you want to receive. The above is based on Quidco Premium and TopCashback Plus accounts