Two rainbow characters high-fiving above pink clouds.

What is JOY JOY?

We’re all familiar with the JOY of Spending; that little buzz you get when you treat yourself to just the thing you need.


But do you know about the JOY of Cashback? This is the extra sparkly feeling you get when you get money back on your purchase.


Together, the JOY of Spending and the JOY of Cashback come together to create JOY JOY. Get the delight of buying something you want, paired with the delight of saving money.

Two white fluffy kittens hugging on pastel clouds, JOY lettering on their name tags.

How JOY JOY gives you Next Level Spending Powers

  • Cashback that grows. Earn money back when you shop with thousands of brands.
  • Faster access to your money. Payments are sent quickly and securely, so your cashback becomes usable faster.
  • Cashback that suits you. It’s your choice how you use your cashback – withdraw it or cash out with Reward Wallet and earn an extra bonus on your savings.
  • Simple membership tiers. Just two membership tiers (Plus and Classic) that add useful benefits without fuss.
  • Get instant cashback on gift cards. With TopGiftCards, you can get instant money in your TopCashback account when you buy gift cards through us. With online and in-store options, it’s easier than ever to earn cashback when you’re out and about.
  • Save when you switch. Earn cashback when you compare quotes and switch with TopCashback Compare.
Two glossy otter-like creatures making a heart with their paws.

Why embrace JOY JOY with TopCashback?

As a TopCashback member, you can earn cashback at over 6,000 brands.


TopCashback offer saving potential everywhere you go, whether you’re grocery shopping, booking a holiday, or switching broadband deals.


We’re busy creating moments of JOY – watch those cashback savings add up and get even more JOY when you spend your cashback on something you truly want or need.

How TopCashback works — three easy steps

1. Sign up for JOY

Create a free TopCashback account

2. Shopping JOY

Choose from your favourite brands, shop as normal, and we’ll track your purchase

3. Cashback JOY

We pass on 100% of the cashback to you, so you can get more JOY from your spending

Frequently asked questions

Is joining free?

Yes, signing up is totally free. With our optional Plus account, you earn higher rates of cashback in exchange for £5 each year (which is taken from your cashback earnings).

How do I receive my cashback?

We will track and validate your purchase, and then add the cashback to your account. Once it becomes payable, you can withdraw it via bank transfer or PayPal (or cash out through Reward Wallet and earn a bonus on top). Payments are sent securely and quickly, with most payments going through by the end of the next working day.

What’s the difference between a Plus and Classic membership?

TopCashback have two simple membership levels, so you can choose the tier that suits you.

While Classic is our basic membership, Plus members unlock increased cashback rates and up to double the payout bonuses. Plus membership costs £5 per year, which is taken from your cashback earnings. In many cases, you can make back the cost of your Plus membership with just one or two transactions per year. If you don't earn £5 or more of cashback, your Plus membership is free.

Ready for JOY JOY?

Join TopCashback and turn everyday shopping into Cashback JOY

Sign up free