Become a TopCashback member for cashback, deals and more free perks. Join TopCashback Free

Swinton Home Insurance Cashback Offers & Discounts

Due to new regulations we can no longer offer personal cashback with some insurance retailers. Cashback can only be paid out as a charity donation which we do on your behalf. View more details.
By joining you agree to our terms & conditions and privacy policy

20,000,000 members worldwide


Our customers love us!


Thousands of
top-named brands

Terms & Conditions
  • What will stop me getting cashback?
    • Cashback can only be paid out as a charity donation of your choice for this merchant.

    • Editing or using a previously saved quote from your Swinton account will not track.
    • If you, or your insurer, cancel your policy before 90 days you will no longer be eligible for cashback.
    • Please note quotes are not eligible for cashback.
    • Using a mobile phone. Cashback can only be earned by using a laptop or desktop PC.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Your Annual Swinton Combined Home Insurance policy must be active 90 days after your policy start date
    • You must have registered your BACS details with us in order to get cashback from this merchant.
    • Cashback may initially track at a lower rate. This will update to the correct rate upon confirmation.
    • You must obtain a new quote via the TopCashback link and the policy must be set up within 30 days.
    • Cashback will be paid within 90 days of validation so expect cashback to be paid up to 150 days after the initial transaction date.
    • Purchases must be completed immediately and fully online.
    • Transactions may initially track at £0.00 and uplift on validation.
    • When purchasing please ensure you are not using ad blockers or cookie blockers, and this will prevent the sale from being tracked and may mean you are not eligible for cashback to be paid out.
    • You must go straight from the TopCashback website through to the Swinton website Home Insurance page, generate a quote and purchase your Home Insurance policy from that quote.
    • Only TopCashback generated and purchased quotes will be eligible for cashback payments
    • Cashback from this merchant can only be withdrawn via BACS.
    • Cashback from this merchant cannot be withdrawn by Airbnb UK e-Gift Card, AirlineGift e-Gift Card, Boots Digital e-Gift Card, British Airways Executive Club, Currys PC World e-Gift Card, eLearnGift e-Gift Card, FlystayGift e-Gift Card, Hobbycraft e-Gift Card, HotelsGift e-Gift Card, PayPal, Prezzo e-Gift Card, RentacarGift e-Gift Card, Reward Wallet (e-Gift Cards plus bonus), The Little Starts e-Gift Card, Theatre Tokens e-Gift Card, ToursGift e-Gift Card, TripGift e-Gift Card, Turtle Bay e-Gift Card, Urban e-Gift Card, Virgin e-Gift Card.
  • What to do when
    • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About Swinton Home Insurance

Customers can choose from three different types of home insurance policy, contents insurance, buildings insurance and combined insurance. Swinton’s contents insurance policy covers the items in a customer’s home that don’t make up a part of the building itself. Our buildings insurance covers any damage to the physical structure of a customer's home, including damage to areas like the walls, roof and windows.
Swinton’s combined insurance policy allows customers to get both buildings insurance and contents
Insurance under a single policy. Customers can also benefit from a selection of optional extras including
legal protection, accidental damage and cover for personal possessions of high-value such as jewellery or laptops.

What does Home Insurance cover?
1. Contents Insurance
Contents insurance covers your personal belongings that reside in your home. However, there are some limitations to what you can receive for theft or damage:

*A maximum for single items — This is the limit to what an insurer will pay out for an individual item,
typically around £2,000. If you have valuables that are worth more than this figure, like jewellery, you’ll need to speak to your insurer to arrange additional cover.
*A maximum for all your contents — Most Contents Insurance policies have an upper limit to how much an insurer will pay for replacing your possessions. Ensure that your policy is sufficient to cover your items’ value before taking out insurance.

2. Buildings Insurance
Buildings Insurance will cover you for the cost of repairing or rebuilding your home in the event it is damaged or destroyed by an ‘insured peril’. A typical policy will class an ‘insured peril’ as damage caused by:

*An escape of water (like a burst pipe)
*Extreme weather conditions
*Falling trees

Optional Extras
*Legal protection — Protect yourself from the costs of being sued or claiming against someone else. (Optional for Essentials and Classic and included as Standard on Premier)
*Accidental damage — Cover for one-off incidents that unintentionally cause damage to your property or its contents.
*Personal possessions — Cover for items that you carry with you outside your home like keys, smartphones and laptops.


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?