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Saga Over 50s Car Insurance Cashback Offers & Discounts

Due to new regulations we can no longer offer personal cashback with some insurance retailers. Cashback can only be paid out as a charity donation which we do on your behalf. View more details.
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Saga - Over 50s Car Insurance

Saga Car Insurance Logo

Get a great deal on your car insurance when you take out a new policy with Saga. Saga Car Insurance policies cater for the specific needs of the over 50s, and you can choose from third party, third party, fire and theft and comprehensive options.

Choose the best level of cover to suit your needs with Saga Car Insurance, as they offer three Comprehensive policies with varying levels of cover — Standard, Select or Plus.

With Saga Car Insurance, you can also add additional cover options to your policy and retrieve a quote, as well as manage quotes, insurance documents and bookings for holidays if you create a Saga account. Before you get a car insurance quote and buy online, sign up to TopCashback to earn cashback. Saga Over 50s Car Insurance no longer offers personal cashback, so cashback earnt with them can only be withdrawn as a charity donation.

Saga £220 Car Insurance

No Claims Protection

When you buy Saga Car Insurance, you can rest assured that their comprehensive cover comes with superb benefits as standard. They will protect your No Claim Discount against two fault claims in any three-year period.

This is optional added cover with their Standard policy, and is included with Saga Select and Plus if you have four or more years' No Claim Discount entitlement. They will offer a guaranteed replacement car while yours is being repaired by one of their approved repairers following an accident in the UK, while if an uninsured driver hits your car through no fault of your own, they will refund any excess paid and maintain your No Claim Discount, as long as you supply their vehicle registration and details of the accident.

If your car is immobilised following an accident, meanwhile, you can claim up to £500 for travel and/or hotel expenses. Saga Select and Plus also provide vandalism cover without it affecting your No Claim Discount (NCD), while if a medical emergency interrupts your journey, with Saga Select and Plus, any driver can take over the driving or drive your car back home.

Saga Features

  • Additional Cover Options

      While Saga Car Insurance comes with great standard benefits, you can enhance it further thanks to a range of optional extras.

      If you are looking for breakdown cover, you can opt for discounted Saga Breakdown Assistance, which will help keep you on the road. You can choose from Essential, Home Call, National Recovery, Comprehensive and Premier cover options to suit your needs and financial budget.

      Benefit from Legal Protection, which can be added to a Standard or Saga Select Policy at any time, or comes as standard if you opt for Saga Plus cover. This will provide up to £100,000 towards costs for trained claims handlers to recover uninsured losses following an accident in the UK which was not your fault, and was caused by a known insured third party.

      Add the Replacement Car Extension to your policy to be provided with a vehicle if yours is stolen or written off, while you can also increase your Personal Accident cover up to £100,000 for you or your named partner. Finally, should you lose or damage your keys, Saga's Key Protection option provides cover of up to £2,500 per claim, and up to £50 for general wear and tear. This comes as standard with a Saga Plus policy, but can also be added to a Saga Select policy or a Standard policy.

  • How To Make A Claim
  • Renewing or Cancelling your Policy
Terms & Conditions
  • What will stop me getting cashback?
    • If you obtain or retrieve a quote from another channel, such as a price comparison website or searching via Google
    • If the transaction cannot be traced
    • Cashback can only be paid out as a charity donation of your choice for this merchant.

    • If any monthly direct debit payments have been missed.
    • If the purchase was not completed wholly online
    • If the policy has been cancelled or voided within 90 days of the start date.
    • If you are renewing a policy
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Cashback eligibility will be validated after your policy has been active for 90 days
    • In order to make sure your transaction tracks properly, please remember to clear your cookies before clicking through and starting your quote
    • In order to receive your cashback you must click through to the Saga site via TopCashback and make your purchase without interruptions in your journey
    • Cashback is available to Saga Car Insurance new customers only
    • Policyholder must be 50 or over
    • Purchases must be completed immediately and fully online.
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts.
    • You will only be awarded cashback on Saga Car Insurance if bought through the link on this page. Cashback will be rejected on other products bought through this link
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • Cashback from this merchant cannot be withdrawn by Airbnb UK e-Gift Card, AirlineGift e-Gift Card, Boots Digital e-Gift Card, British Airways Executive Club, Currys PC World e-Gift Card, eLearnGift e-Gift Card, FlystayGift e-Gift Card, Hobbycraft e-Gift Card, HotelsGift e-Gift Card, PayPal, Prezzo e-Gift Card, RentacarGift e-Gift Card, Reward Wallet (e-Gift Cards plus bonus), The Little Starts e-Gift Card, Theatre Tokens e-Gift Card, ToursGift e-Gift Card, TripGift e-Gift Card, Turtle Bay e-Gift Card, Urban e-Gift Card, Virgin e-Gift Card.
  • What to do when
    • A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions

About Saga Over 50s Car Insurance

Park your car insurance with Saga

Saga Car Insurance has had a Defaqto 5 Star Rating for 11 years in a row. There’s always room to manoeuvre, with three Comprehensive levels of cover to choose from all with the same highly rated customer service. Saga Insurance is rated ‘Excellent’ on Trustpilot and is only for people over 50.

“Excellent agent, good price, happy customer,” Mrs Burke

Saga Standard has all the essentials:

• Uninsured drivers won’t damage your No Claim Discount, if you give us details of the vehicle that hit you.
• Keep on the move in a courtesy car while yours is at an approved repairer after a UK accident.
• Full Comprehensive cover to drive in most European countries for up to 90 days a year.

Saga Select ramps up the protection:

• 4+ years of No Claim Discount are protected against 2 fault claims in a 3-year period.
• Vandalism won’t mangle your No Claim Discount if you make a valid claim for damage caused by vandals.
• Running on fumes? You’re covered for damage caused by accidentally using the wrong type of fuel.

Saga Plus gives you all the above and a 3-year fixed price:

• Steer clear of price rises for 3 years if nothing changes, without being tied in. T&Cs apply.
• Even after making a claim, most Saga Plus customers’ renewal premiums didn't go up.
• Over 1 million customers have chosen a fixed price policy since launch, with Legal Protection included as standard.

“I renewed again because I feel safer with this company,” Mr Rouse


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