Rias Car Insurance Cashback Offers


11,000,000 members worldwide


Our customers love us!


Thousands of
top-named brands

Terms & Conditions
  • What will stop me getting cashback?
    • Cashback will not be paid if a saved quote is used. You must click the TopCashback link, generate a new quote and make your purchase immediately and wholly online.
    • If you are an existing Rias customer renewing your policy.
    • If you are paying monthly and your Direct Debit payments are not kept up to date.
    • If you are purchasing from outside the UK or if the territory covered by the policy is outside the UK.
    • If you cancel your policy within the first 90 days of purchasing your policy.
    • If you do not have BACS as your registered TopCashback payment method.
    • If you purchase over the phone.
    • If you take up any other discounted price or offer that Rias are running.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Please note that cashback is only available if you click through the link above and complete your purchase, and not if the transaction is completed over the phone.
    • Purchases must be completed immediately and fully online.
    • Rias car insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
  • Good to know
    • From time to time information displayed here may be out of date and will be updated systematically.
    • Cashback rates are subject to change both up and down.
    • Cashback should be confirmed and with you within a further 3 months from the expiry of the 90 day period
    • If you earn cashback through this merchant, payouts cannot be made via PayPal.
    • Rias car insurance cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • TopCashback and Rias will start the validation process 90 days after the policy purchase date; if you cancel your policy within these 90 days your cashback will be declined.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • All Cashback will be issued through TopCashback and not Rias, any queries relating to cashback or payments, please raise a support ticket with TopCashback directly and not Rias.
    • Some merchants may not be forthcoming with untracked cashback. Top Cashback endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully; occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 3 months of the transaction, Top Cashback will be unable to chase up claims older than this.
Please note the terms & conditions above are in addition to our general terms & conditions


About Rias Car Insurance

Established for more than 25 years, get our Defaqto 5 Star rated car insurance from £183.*
10% of new customers paid this or less.

Rated excellent on Trustpilot, Defaqto 5 Star cover is the Rias standard.
By including a wide range of benefits in our car insurance as standard, it enables us to keep our quality high and our customers happy. We call it the Rias standard.

Make a claim 24/7 with our UK-based claims service
Accidents can happen at any time, day or night. So that’s why at Rias, you will have a dedicated claims advisor that’s on your side and there to help you if you need it.

Uninsured Driver Promise**
Even if your car is hit by an uninsured driver, we’ve got you covered. In fact, your excess will be reimbursed and your no claims discount reinstated too.**
That’s Rias standard!

A guaranteed courtesy car, included for you as standard†
Helping to keep you on the road, while your car is being repaired by one of our approved repairers. † That’s Rias standard!

Wrong Fuel Cover^
Don’t worry, we'll pay to drain and flush your fuel tank as well as cover any damage to your engine if you accidentally put the wrong fuel into your car.^
And yes of course, that’s standard too.

Did you know Rias also offers Defaqto 5 Star rated home insurance? One of the highest levels of cover available.

*10% of new car insurance customers paid £183 or less between 1st October 2020 – 31st December 2020. Premium depends on individual circumstances, payment method and cover chosen.

**Providing the accident wasn’t your fault. We will need the make, model and registration number of the other vehicle.

†Excludes cars written off or stolen and unrecovered.

^Replacement fuel costs are not covered


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?