Over 50s life insurance lets you leave a guaranteed lump sum when you’re no longer around. As long as you’re aged between aged 50 to 80 and a UK resident, you can apply. Your cover will last for the rest of your life – so there’s no need to think about how long you want it to last. You can choose the cover amount yourself, or a premium amount that equates to a cover level, and your monthly premium won’t ever go up.
Why choose Aviva Over 50s Life Insurance?
• No need to complete a medical or answer health questions
• Guaranteed acceptance if you’re 50 – 80 and a UK resident
• Cover lasts for life
• Nothing to pay from the policy anniversary following your 90th birthday or after 30 years,
whichever comes first
• A guaranteed cash lump sum once you’re gone
When you take out Over 50s Life Insurance with Aviva, you'll have access to Aviva DigiCare+*app. It’s an app that helps you and your family detect and manage common health and wellbeing problems,directly from your phone. It includes things like:
- An annual health check, with a GP follow up
- Tailored mental health advice
- Access to a trained nutritionist
- Up to 25% off gym memberships
- 24/7 access to a qualified nurse
Things to bear in mind:
• Aviva Over 50s Life Insurance will pay out the full amount of cover if you pass away after the
first year of your policy, or if you pass away as the result of an accident during the first full
year
• If you pass away in the first year and it isn’t because of an accident, we’ll pay back an
amount equivalent to premiums already paid
• There’s no cash in value at any time
• Inflation could reduce the value over time
• The pay out could be less than the premiums paid, depending on your premiums and how
long you live
• You can have more than one Aviva Over 50s policy, as long as all your premiums together
don’t add up to more than £100 a month
• Applicants must be aged between 50 and 80 to apply. Cashback is payable after your sixth
monthly premium has been received (T&Cs apply)
- Everything you need to know about the services – what they are, how and when to use them – can be found in the app. Please be aware that the benefits of the Aviva DigiCare+ app don't form part of your cover, it is a non-contractual benefit, and it could change, or be removed, at any time. Of course, the main reason for taking out a policy with us is financial protection, you shouldn't take out a policy for Aviva DigiCare+ alone. Mobile data charges may apply. The app and its services are powered by SquareHealth, along with a handful of other carefully chosen third party providers – all to give you the best support we can. Terms and conditions and the privacy policy for Aviva DigiCare+ can be found within the app.
