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If you want the peace of mind which comes with knowing you are protected when driving, Tesco Bank offer Defaqto five star-rated car insurance cover for drivers aged 21 and over. Buy direct from them and you will enjoy a wide range of features and benefits as standard, such as motor legal protection and the use of a small courtesy car if yours needs to go in for repair as the result of an accident.
You can also personalise your cover with various optional extras to suit your motoring needs if you pay a little bit more. As an added bonus, if you are a Tesco Clubcard member, they will guarantee to give you a discount. Make use of a 24-hour, UK-based accident helpline, which is there for you if you have a collision, while you can also manage your car insurance policy online 24 hours a day.
Before you buy and start clocking up the miles, you should know you can make savings if you sign up to TopCashback today thanks to our cashback deals, while you may even find Tesco Car Insurance promo code offers.
With their comprehensive car insurance, you will get their Uninsured Driver Promise, which means if your car is hit by an uninsured driver, you will not be penalised for it. Once they have validated the details of the incident, your no claims discount will be reinstated and your excess refunded.
You will be able to make use of a small courtesy car while yours is being repaired following a claim (exclusions apply), while they will pay for loss or damage to the car caused by fire, theft or attempted theft. Included windscreen cover means they will pay for the cost of repairing or replacing a broken or chipped windscreen, or other window, while they will also pay to repair any paintwork scratches which might have been caused by the broken glass.
If you have a car seat fitted at the time of an accident, they will replace it, even if you can't see any damage. Their comprehensive insurance also covers in-car entertainment, such as a stereo, satellite navigation, telephone or entertainment equipment, which is permanently fitted to your car. You will also be able to take your car on holiday within the EU for up to 90 days without having to pay any extra.
If you buy comprehensive Tesco Bank Car Insurance, you can be sure you and your passengers will be covered.
If you have an accident, their 24-hour helpline is available seven days a week. Your policy will cover personal possessions you have in your car at the time of an accident. If any are damaged or lost as a result of an accident, they are covered up to the value of £200.
Tesco car insurance will pay out up to £100 in medical expenses to treat each person in your car injured in an accident, while the policy will also provide up to £5,000 compensation for serious injury suffered by you or your partner while travelling by car.
If your vehicle is incapable of getting you to your planned destination — or home — as the result of an accident, you can claim up to £150 for onward travel costs. Finally, you will also benefit from up to £100,000 motor legal protection, which will cover legal costs and expenses if you need to claim compensation for personal injury from the person responsible for the accident, where it is more likely than not to have a successful outcome.
Whether you are new to Tesco Bank Car Insurance or going through the renewal process, they will guarantee to give you a Tesco Clubcard discount when you buy their car insurance.
All you will need to do is provide them with your Tesco Clubcard number when you get a quote and they will do the rest. If you are a new customer, they will give you a 20% discount when you buy Tesco car insurance online. The discount is subject to a minimum premium and does not apply to breakdown, courtesy car, driver injury or key cover.
For an additional charge, you can tailor your Tesco car insurance with one or more of their optional extras.
These include breakdown cover provided by the RAC, which will ensure you are not left stranded if your vehicle breaks down. There are four levels of cover to choose from, depending on whether you just want roadside cover for your commute to work for a year or a policy which extends to Europe.
While a small courtesy car is included as standard, you can opt to upgrade it if, for example, you need a seven-seater for your family or extra boot space. Choose this extra and they will give you a courtesy car which is similar in size to the one you drive. It will be yours for up to 28 days, even if their approved network say your vehicle cannot be repaired.
Add driver injury cover to your premium and it will provide financial support if you, or any named driver, are injured in an accident while driving the insured car — no matter if it was your fault or not. It offers a lump sum payment, up to a specified maximum limit, to help pay for rehabilitation or other expenses which result from a serious injury or death.
Key cover will protect you if your keys are stolen, but also if you lose them or lock them inside your car. They will organise replacement keys and locks up to £1,500 per policy. Don't forget if you add optional extras to your policy, you will be able to save with our cashback offers and Tesco Car Insurance Promo Code deals, if available.
Tesco Bank was launched in 1997 as a credit card provider.
It was actually called Tesco Personal Finance, which was a joint venture between Tesco Plc and Royal Bank of Scotland Plc. In 2008, Tesco bought out Royal Bank of Scotland's share and rebranded the business as Tesco Bank.
Today, it is a wholly owned subsidiary of Tesco, which allows them to make decisions based on what they think is best for their customers. They boast 5.6 million customer accounts across various banking and insurance products, which offer ease, value and trust. They pride themselves on the range of simple and convenient retail banking and insurance products they offer, which are designed to meet the needs of Tesco customers.
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About Tesco Bank Car Insurance
When you buy a 5 Star Defaqto rated Tesco Bank Car Insurance policy these are just some of the great benefits you’ll receive:
- Guaranteed Clubcard Discount for Tesco Clubcard holders.
- A small courtesy car to help you keep going while yours is being repaired following a valid claim.
Find out how much it could cost you.
Monetary levels, excesses and exclusions apply.
Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers. Defaqto is an independent researcher of financial products.
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