Skip to main content
ENTER
Get up to £130.00 of your purchase back when you shop with Scratch & Patch Pet Insurance Join TopCashback Free
Get up to £130.00 of your purchase back
when you shop with Scratch & Patch Pet Insurance

Scratch & Patch Pet Insurance Reviews

Reviews and experiences from TopCashback members who have shopped with Scratch & Patch Pet Insurance. Log in to review
Scratch & Patch Pet Insurance Reviews
friend icon
Retailer declined cash back
Shocking. Been declined. I will cancel my policy with them.
  fayeblendell | 02 Jul 2025 Report Abuse
friend icon
Deeply disappointed — wouldn’t recommend
We were shocked by how little our policy actually covered. After our beloved dog Jack passed away, we were told that out of a £3,500 vet bill, only £40 would be reimbursed due to various internal policy limits. We were so disheartened that we didn’t even bother submitting the claim. Unsurprisingly, we decided to cancel the policy we held for our other dog — it felt pointless to keep paying for something that offered so little support when it really mattered. To add insult to injury, we were then charged a £30 cancellation fee, despite never having made a claim on that policy. I strongly advise anyone considering this company to look elsewhere for pet insurance.
  Member6125787427231 | 04 Jun 2025 Report Abuse
friend icon
don't bother, claim declined
The title says it all, claim declined
  ls261 | 12 May 2025 Report Abuse
friend icon
Just like most, claim declined
I made sure to do everything right but still...my claim has been declined with no reasongiven.
  ls261 | 04 Feb 2025 Report Abuse
friend icon
Cashback declined - opted for top level policy!
I went for a platinum multi pet - offering large cashback (155) they declined it for no reason? I re-logged and they declined again. Honestly wouldn't have signed up with them as that made the policy viable. Poor show from Scratch & Patch and Topcashback shouldn't list them as they clearly decline many of us!!
  Siantrem | 03 Dec 2024 Report Abuse
friend icon
Declined Without Reason
Cashback was declined despite tracking. Lodged a claim but to no avail. Should be removed from the site.
  totherpower | 12 Nov 2024 Report Abuse
friend icon
Happy to take money, but decline cashback even though it tracks and all T&C's followed (no other offers/etc.). Do not rely on the cashback coming through!
  garethdenny | 22 Feb 2022 Report Abuse
friend icon
When cancelling policy EMAIL THEM, otherwise they renew and deny that you called and charge you a cancellation fee!! I am going to the Ombudsman needless to say.
  Member588504352439 | 07 May 2020 Report Abuse
friend icon
No issues, tracked and paid in a reasonable time
  Brabanski | 20 Jul 2019 Report Abuse
friend icon
Automatically renewed my policy although I had cancelled direct debit and informed them.
  | 08 Apr 2019 Report Abuse
friend icon
It didn't track, needed to log it and keep checking and chasing!
  albion7 | 16 Jan 2019 Report Abuse
friend icon
it went smoothly
  pjhowcroft | 31 Oct 2018 Report Abuse
friend icon
Do not use this company for pet insurance as they won’t pay out
  | 30 Aug 2018 Report Abuse
friend icon
Great product with plenty of pet insurance options to choose from. Cashback was quick and trouble free, thanks.
  siouxsiewong | 31 Jan 2018 Report Abuse
friend icon
excellent value for money
  hellywelly46 | 27 Jul 2017 Report Abuse