RIAS Home Insurance Cashback

Switch your home insurance to Rias and get 5 Star cover from just £99* - in fact 10% of our customers paid this or less, plus buy today and get a 20% online discount**


For the seventh year running, Rias Home Insurance has been awarded the highest 5 Star Rating by industry experts Defaqto, for our excellent cover and benefits, including:


• 24/7 access to our market-leading, UK based claims service
• Buildings cover up to £1 million and contents cover up to £50,000 – can be increased up to £100,000
• Accidental damage cover to laptops, tablets, computers, audio equipment and TVs included as standard
• Trace and access cover allows up to £5,000 to find a water leak, including the cost of repairs to walls, floors or ceilings
• New for old replacement on damaged or stolen items (excluding clothing and household linen over 3 years old)
• Fix your price until 2019^ - if you’ve held continuous home insurance and been claim free for 3 years or more, we’ll give you the option to fix the price of your home insurance for 2 years^ saving you the time and trouble next year!


Terms and conditions apply


*10% of new customers paid £99 or less (1st Mar - 30th Jun 17) for our combined buildings and contents cover. Actual premium depends on individual circumstances, payment method and cover chosen.


**Available on combined building and contents cover only, compared to our standard telephony prices, applies to new quotes only via Rias.co.uk; The online discount is automatically applied to your price and excludes optional extras, minimum premiums apply.

^2 year fixed Home Insurance offer – Terms and Conditions
The offer fixes the price of your home insurance cover (excluding any optional cover you choose, such as Personal Legal Protection), for two consecutive periods of annual insurance. You can only take advantage of this offer if you have held continuous home insurance and been claim free for 3 or more years. The offer will end if you make a claim against your policy. If Insurance Premium Tax changes during the period of the offer or you make any changes to the policy, the price may be adjusted to reflect this, either at the time of the change or at next renewal. The new annual price will remain fixed at next renewal. All policies and any changes are subject to underwriting criteria. We reserve the right to withdraw the offer at any time. Offer not available via price comparison websites.

RIAS Home Insurance Voucher Codes

We don’t have any RIAS Home Insurance codes available at the moment. See: All codes and deals | Expired codes
Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • If you do not have BACS as your registered TopCashBack payment method.
    • If you cancel your policy within the first 90 days of purchasing your policy.
    • If you take up any other discounted price or offer that Rias are running.
    • If you are an existing customer renewing your policy.
    • If you are not taking out a new Rias home policy.
    • If the Insurance Premium is not paid in full or, for customers paying monthly, if the Direct Debit payments are not kept up to date.
    • If you purchase over the phone.
    • Cashback will not be paid if a saved quote is used. You must click the TopCashBack link, generate a new quote and make your purchase immediately and wholly online.
    • If you are purchasing from outside the UK or if the territory covered by the policy is outside the UK.
    • If the Cashback relates to VAT, delivery, card payment fees, taxes or any other additional charges.
    • Using promotional/voucher codes not posted and approved by TopCashback.
  • Good to know
    • Cashback should be confirmed and with you within a further 3 months from the expiry of the 90 day period.
    • This retailer will start the confirmation process 90 days after the policy purchase date.
    • If you earn cashback through this merchant, payouts cannot be made via PayPal.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Rias home insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • From time to time information displayed here may be out of date and will be updated systematically.
    • Cashback rates are subject to change both up and down.
    • TopCashBack and Rias will start the validation process 90 days after the policy purchase date; if you cancel your policy within these 90 days your cashback will be declined.
    • Rias home insurance cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully; occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 3 months of the transaction, we will be unable to chase up claims older than this.
    • All Cashback will be issued through TopCashback and not Rias, any queries relating to cashback or payments, please raise a support ticket with TopCashback directly and not Rias.
  • About your purchase
    • **Available on combined building and contents cover only, compared to our standard telephony prices, applies to new quotes only via Rias.co.uk; The online discount is automatically applied to your price and excludes optional extras, minimum premiums apply.
    • *10% of new customers paid £96 or less between 1st Feb – 30th Apr 2017 for our combined buildings and contents cover. Actual premium depends on individual circumstances, payment method and cover chosen.
    • ^2 year fixed Home Insurance offer – Terms and Conditions The offer fixes the price of your home insurance cover (excluding any optional cover you choose, such as Personal Legal Protection), for two consecutive periods of annual insurance. You can only take advantage of this offer if you have held continuous home insurance and been claim free for 3 or more years. The offer will end if you make a claim against your policy. If Insurance Premium Tax changes during the period of the offer or you make any changes to the policy, the price may be adjusted to reflect this, either at the time of the change or at next renewal. The new annual price will remain fixed at next renewal. All policies and any changes are subject to underwriting criteria. We reserve the right to withdraw the offer at any time. Offer not available via price comparison websites.
    • +Household claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service

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