RAC Car Insurance Cashback Offers


11,000,000 members worldwide


Our customers loves us!


Thousands of
top-named brands

Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • The policy is cancelled during the 14 day cooling off period. This applies to the first year of purchase and on renewing, when the second amount of commission is payable.
    • The policy is identified as fraudulent. RAC reserves the right to cancel any policies or cashback if we discover or reasonably suspect the terms of the offer are being abused.
    • The payments are not up-to-date at the time of validation.
    • Cashback is not available in conjunction with any other RAC offers or promotions
    • If you get a quote via TopCashback but then purchase using a price comparison site
    • If you are renewing a policy
    • You retrieve a quote generated from another site (such as a comparison site).
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • In order to click through to this merchant and earn cashback you must have your BACS details registered.
    • Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window
    • Cashback is available to new customers only
    • Make sure you click through from the cashback website and get a new quote
    • To be eligible for cashback you must click through to the RAC Car Insurance site, generate a new quote and purchase directly. If the quote has been generated via another site (such as a comparison site), the sale will not be attributed and you will not receive your cashback.
    • Payments must be up to date at time in order to be validated
  • Good to know
    • RAC Car Insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • RAC Car Insurance Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you are logged in to your account, the rates above include a bonus relevant to your membership level; typically 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Cashback rates are subject to change both up and down.
    • In order to be eligible for the ยฃ40 cashback on renewal, members must have taken out their initial RAC Car Insurance policy after 1st Feb 2016
    • From time to time information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • If you earn cashback through this merchant, payouts cannot be made by PayPal
    • You get a quote via TopCashback but then purchase using a price comparison site.
    • Although quotes may show as tracked in your TopCashback account this is subject to change as RAC will check the final source of the sale during the validation stage
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • The cashback offered is only available as shown at the time and RAC reserves the right to withdraw cash-back offers at any time
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • All transactions are run through extensive confirmation checks and policies are validated after 3 months from the policy start date and can take up to 6 months to become payable
    • If you earn cashback through this merchant, payouts cannot be made via PayPal.
  • What to do when
    • Cashback is issued by TopCashback not from RAC. Any queries relating to cashback payments should be raised via a support ticket with TopCashback
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.

About RAC Car Insurance

At the RAC we are committed to finding our customers a great deal on their car insurance and you can get up to 65% off with 9+ years no claims discount when you buy with us.

We search a panel of carefully selected insurers to give you our best possible price and our RAC Car Insurance Plus has been awarded 5 stars by independent financial research company Defaqto.

Car Insurance Plus includes: Uninsured driver promise. Courtesy car as standard (subject to availability and eligibility) Repairs guaranteed for 3 years at approved garages. Free motor legal protection cover included for the first 12 months^. Up to £100k to cover your legal expenses for non-fault accidents including damage to your vehicle and injuries or death of insured driver. 60 days cover in the European Union (same level of cover you have in the UK) Limitations and exclusions apply, please read the policy documents for full details.

^ This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.


  • How does TopCashback make money?
  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?